Product Head, Business Banking

Job Title- Product Head, Business Banking

Role Description

• Head the Product function for the core Business Banking Lending and Trade Finance products suite for Private Bank India viz. Working Capital Finance, Trade Finance, Supply Chain Finance, FX, etc.
• Responsibility to deliver Balance sheet as well as Revenue numbers in line with the business plans; NNL growth and Portfolio performance are the main focus areas
• Focus on new product development in line with business growth strategy as well as product gap fixing in line with customer expectations
• Process review and enhancement on an ongoing basis
• Business support to coverage teams, working on Business Banking product queries and structuring of deals
• Ensure compliance on product and process, to satisfy internal and external control and regulatory requirements
• Lead and train the team of employees under your charge to deliver the organisational objectives following the values of the Bank.

• Sponsorship for industry relevant certifications and conferences
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)

Your key responsibilities

• Deliver financial metrics; pertaining to Revenues, Book growth and Portfolio performance
• Effectively manage the Business Banking Lending product team; and further interact with multi-disciplinary functions as a key owner of the product.
• Focus on new Product development, Project management and Process enhancement

Your skills and experience

• Product Sales experience of 15 yrs plus with a focus on Business Lending, with a strong knowledge of Trade Finance and Supply Chain finance nuances too.
• Project management experience, should have delivered at least one product from conception to delivery
• Strong assessment capability of customer financials with upto date general knowledge of different industries trends.
• Well-versed in understanding the legal and technical intricacies around real estate (as a collateral) pan India
• Team management skills