Crisil - Senior Research Analyst - Buyside Credit Research (4-8 yrs)

About CRISIL Limited

CRISIL is a leading, agile, and innovative global analytics company driven by its mission of making markets function better.

It is Indias foremost provider of ratings, data, research, analytics, and solutions with a strong track record of growth, culture of innovation, and global footprint.

It has delivered independent opinions, actionable insights, and efficient solutions to over 100,000 customers through businesses that operate from India, the US, the UK, Argentina, Poland, China, Hong Kong, Singapore, Australia, Switzerland, Japan, and the United Arab Emirates (UAE).

It is majority owned by S&P Global Inc, a leading provider of transparent and independent ratings, benchmarks, analytics and data to the capital and commodity markets worldwide.

CRISIL is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.

To know more: www.crisil.com

Life at CRISIL

Be the impact

Drive growth with a strong sense of purpose.

Create lasting impact that affects individuals, businesses, and the society at large.

That's what 'Life@CRISIL' is all about.

This is where you unlock the next chapter of your career - fueled by our caring culture which encourages you to learn and innovate, an environment that fosters positivity through our people-first approach and an attractive rewards & benefits program that puts your growth in the spotlight. An inspiring setting where you will find the brightest minds, inspiring you to unleash your potential.

CRISIL is a place where your ideas and opinions are always welcome, and continuous learning is the norm. Because we know thats what it takes to solve the biggest real-world challenges and move the needle in the direction of unexplored future possibilities. All without compromising on our strong ethics.

So go ahead. Unlock the next chapter of your career.

Be the impact that transforms the world.

About CRISIL Global Research & Risk Solutions (GR&RS)

CRISIL GR&RS is a leading provider of high-end research, risk and analytics services. We are the world's largest provider of equity and fixed-income research support to banks and buy-side firms. We are also the foremost provider of end-to-end risk and analytics services that include quantitative support, front and middle office support, and regulatory and business process change management support to trading, risk management, regulatory and CFO functions at world's leading financial institutions. We also provide extensive support to banks in financial crime and compliance analytics. We are leaders in research support, and risk and analytics support, providing it to more than 75 global banks, 50 buy-side firms covering hedge funds, private equity, and asset management firms. Our research support enables coverage of over 3,300 stocks and 3,400 corporates and financial institutions globally. We support more than 15 bank holding companies in their regulatory requirements and submissions. We operate from 7 research centers in Argentina, China, India, and Poland, and across several time zones and languages.

Department - GR&RS

Job Description/summary:

We are seeking an experienced credit analyst to support one of our global buy-side credit research client. The role involves assessing the creditworthiness of corporates/financial institutions, building robust financial models, and preparing comprehensive credit reports to aid decision-making. The ideal candidate will have a strong understanding of financial analysis, risk assessment and report-writing skills.

Key Roles & Responsibilities:

- Support a global buy side credit research team.

- Carry out in-depth credit analysis of IG and HY companies under coverage, including business, financial, and peer analysis in the North American market.

- Building and updating credit models including KPI based projections, debt capital structure analysis, covenant analysis, distressed debt analysis and recovery analysis.

- Knowledge of relative valuation analysis, drafting opinion-based bond recommendations will be an added advantage.

- Preparing credit reports (annual/quarterly reviews), writing initiations and preparing concise earning notes for assigned coverage.

- The role requires regular surveillance of the assigned portfolio by proactively tracking the company events (including quarterly earnings, regulatory updates), peer group and other industry information sources.

- Quickly develop understanding of the diverse sectors operating models and key financial metrics relevant to generate investment opinion.

- Excellent written and verbal communication skills for daily interaction with portfolio managers to proactively and independently discuss assigned credits.

- Stay updated on industry trends, economic conditions and regulatory changes.

- Work experience in working on HY and DD will be added advantage.

- Knowledge of data sources such as Bloomberg, S&P Capital IQ.

Functional & Behavioural Knowledge:

- Background in conducting credit analysis of Corporates/Financial institutions.

- Strong understanding of credit principles, credit review/appraisal, credit rating, report writing, capital structure, EBITDA and ratio analysis. Knowledge of credit rating methodologies will be desirable.

- Strong quantitative skills are essential given the job also requires building and updating detailed financial models.

- Detail-oriented, with a keen interest in financial markets. Keen interest to take a deep dive into credit analysis.

- Able to work under pressure and tight deadlines.

- Should be capable of multi-tasking and handling projects with tight deadlines.

- Ability to think and work independently.

Minimum & Preferred Education:

- MBA (Finance) from reputed institute / CA / CFA is essential

- Progress towards CFA (US) would be preferred

- Prior experience of minimum 4-8 years in credit research/analysis.

Education Qualification: MBA/CFA/CA

Experience: 4 to 8 Years