Crisil - Credit Analysis Role - Public Finance (0-3 yrs)

Credit Analysis Role - Public Finance

Functional Responsibility / Domain Related: Support global Credit Analyst(s) for monitoring and tracking the performance of a portfolio of credits / transactions, and responding to credit events

Track and understand US Public Finance (USPF) sector dynamics and regulatory trends including but not limited to:

- Understanding of various sectors within the USPF

- Analysis of macroeconomic parameters impacting the sector

- Impact of regulatory and legal framework

- Abreast with the latest happenings across USPF sectors

- Revenue & expenditure mix and factors affecting it

Track operational performance, which includes evaluation of:

- Economic fundamentals

- Competitive position

- Strategy / execution / management

- Profitability / peer comparisons

Track financial performance, which includes evaluation of:

- Accounting

- Financial governance and policies

- Financial ratios and trends

- Liquidity / short-term factors

- Off balance sheet debt such as pension/ OPEB

- Work on financial models

- Prepare internal credit notes

- Process Adherence

- Follow defined processes in day to day execution of assignments

- Ensure that new knowledge gained is retained and documented through operating manuals

Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies,

- Procedures and Guidelines of the Organization.

- Client Management / Stakeholder Management

- Build and maintain relationships with international clients

- Education Qualification: Two years full-time MBA (Finance) or equivalent OR CA

- Experience : 0 - 1 years of relevant experience in credit analysis or credit research in global markets

Skills:

- Excellent oral and written communication skills

- Understanding of accounting and financial analysis and concepts

- Positive attitude with qualities of a team player

- Innovative and solution orientation

- Open to new ideas and initiatives

- Ability to build client relations and take a view based on client guidance

- Ability to take ownership and execute tasks independently

Educational Qualification : MBA Finance, MA Economics