Branch Manager_Housing Loan (NBFC)

Job Title/Grade: Branch Manager

Reporting To: Regional Head

Team handling experience is a must.

Candidates from other domain (Sales) are also fine but preferably Home Loan Sales.

Candidates from Affordable housing experience will be preferred.

Principal Accountabilities

Business target • Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums. • Responsible for the meeting the Weighted Average Yield target allotted to the branch. • Responsible for Portfolio growth of the branch and retention of existing customers. Lead generation & management activities • Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business • Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels • Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis • Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis Business Process flow & Management • Responsible for housing loan file logins as per the product & policy norms of Aham HFC. • Location visits to meet the identified customers for appraisal of the loan proposal • Ensuring proper & complete documentation of housing loan files put up for sanction. • Management of post sanction documentation i.e. disbursement documentation. • Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

Team recruitment & training • Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

Portfolio Quality Management • Responsible for management of portfolio quality. • Responsible for closure of outstanding post disbursal documentation • Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan Person Profile

Educational Qualification: Under Graduate / Post Graduate.

Experience: 8 Years to 12 Years (Housing Loan Experience is must