Branch Manager_NBFC_Belgaum / Chitradurga / Hubli / Tumkur

Hiring for leading government subsidiary NBFC

Designation: Branch Manager - 7 Yrs exp / Sr.Branch Manager - 8 yrs exp - Depends on exp & interview performance

Location: Karnataka - Belgaum / Chitradurga / Hubli / Tumkur

Interested candidate can share updated resume to yogeswarisugumar@bdo.in. please mention applied location in subject.

Job Description:

• To source qualitative business (home loan) as per target given in conformity with the credit policy of the Company.
• To achieve growth and hit sales targets by successfully managing the sales team.
• Designing and implementing a strategic sales plan that expands company's customer base and ensure its strong presence.
• To carry out works pertaining to branch sales operation such as customer service, ensuring branch business development, meeting business target of the branch, marketing, publicity, conduct loan camps and other works.
• To check preliminary due diligence & credit limit of the customers and scrutinize all the documents pertaining to the property (Property Visits, Preparation of CAM sheets)
• To validate the genuineness of the customer by verifying his KYC and other related documents.
• To coordinate with panel valuers / advocates for effective delivery within stipulated turnaround time.
• To handle lending operations of branch, which require speedy processing of loan applications /initial credit appraisal at branch level/follow up of loan approvals with sanctioning authority/ disbursements/ post disbursal monitoring
• To monitor collections and manage effectively the receivables and develop collection strategies to minimize bad debt portfolio loss.
• To achieve the targets set for recovery / delinquency
• Timely achievement of business targets set under different parameters and make the branch a profit center.
• To ensure effective brand building and business promotion (through various marketing and sales activities)
• To ensure prompt and best client service.
• To ensure good overall housekeeping and compliance with all statutory requirements.
• To augment & maximize other income stream by Cross-Selling of Insurance products.
• Follow-up of NPA accounts, Early Mortality and Current Month(Zero DPD accounts) shall rest with the respective Branch Heads.
• The position will have 4-5 on roll employees and 1-2 off roll staff reporting to him/her.
• Any other work as assigned from time to time.