Manager - Risk

To help in day to day risk management of respective product which will require : data extraction and analysis on portfolio performance, identification of emerging trends etc.
Data extraction and analysis related to respective portfolio
Analyzing early portfolio performance on various performance metrics
Regular Portfolio performance review and analysis
Analyzing Performance in correlation with TTD variables
Conduct routine check on data accuracy in database
Publishing mid-month bounce analysis, summary and trends
Tracking and Maintaining Key MISs for decision making and proactive actions
Automation and publishing regular MIS/dashboards/analysis for product portfolios

4. MAJOR CHALLENGES
(Challenges faced on an on-going basis in carrying out the job)
Detail understanding of product program and processes involved
Data mart understanding of how and when data flows into which table
Converting business requirement into numerical problem solving
Dynamic portfolio with multiple variables influencing risk performance

5. DECISIONS
(Key decisions taken by job holder at his/her end)
Day to day credit deviation approval
Closure of adhoc business requirement
Liaising with IT, Credit and BIU teams to ensure all policies, models, processes, data flow are working efficiently, and all required changes are build and implemented suitably

6. INTERACTIONS
(Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)

Internal Clients
Roles you need to interact with inside the organization to enable success in your day to day work
National Lead - Risk, Lead/Senior Lead - Risk, National Lead - Sales, National /Senior Lead - Credit, Unit/Senior Lead - IT,

External Clients
Roles you need to interact with outside the organization to enable success in your day to day work

NA

7. DIMENSIONS
(Key numerical data which will reflect the scope and scale of activities concerning this job)

Financial Dimensions
(These should be quantifiable numerical amounts)
Current Bucket Bounce %
Current Bucket POS %
6MOB30+
12MOB30+
Other Dimensions
(Significant volume dimensions associated with the job)
Total Team Size: NA
Number of Direct Reports: NA
Number of Indirect Reports: NA
Number of Outsourced employees: NA
Number of locations: NA
Number of products: 1 Required Qualifications and Experience
a) Qualifications
BE, BSc - Statistic, MSc - Statistic
b) Work Experience
2-4 years of work experience in risk/credit/Analytics.
Excellent analytical, data management and presentation skills.
Experience in and exposure to SQL is a must
Effective verbal and written communication skills and stakeholder management