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Deputy Unit Manager - Risk

3-4 years

₹ 6 - 13.1L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Pune

Deputy Unit Manager - Risk

Bajaj Finance

posted 1d ago

Job Role Insights

Flexible timing

Job Description

    

Job Purpose  
â"This position is open with Bajaj Finance ltd.â"
To help in day to day risk management of respective product which will require :data extraction and analysis on portfolio performance, identification of emerging trends etc.    

Duties and Responsibilities  
  •  Data extraction and analysis related to respective portfolio
  •  Analyzing early portfolio performance on various performance metrics
  •  Regular Portfolio performance review and analysis
  •  Analyzing Performance in correlation with TTD variables
  •  Conduct routine check on data accuracy in database
  •  Publishing mid-month bounce analysis, summary and trends
  •  Tracking and Maintaining Key MIS's for decision making and proactive actions
  •  Automation and publishing regular MIS/dashboards/analysis for product portfolios

    4.  MAJOR CHALLENGES
    (Challenges faced on an on-going basis in carrying out the job)
  •  Detail understanding of product program and processes involved
  •  Data mart understanding of how and when data flows into which table
  •  Converting business requirement into numerical problem solving
  •  Dynamic portfolio with multiple variables influencing risk performance

    5.  DECISIONS
    (Key decisions taken by job holder at his/her end)
  •  Day to day credit deviation approval
  •  Closure of adhoc business requirement
  •  Liaising with IT, Credit and BIU teams to ensure all policies, models, processes, data flow are working efficiently, and all required changes are build and implemented suitably


    6.  INTERACTIONS
    (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)

    Internal Clients
    Roles you need to interact with inside the organization to enable success in your day to day work 
    National Lead - Risk, Lead/Senior Lead - Risk, National Lead- Sales, National /Senior Lead- Credit, Unit/Senior Lead- IT,



    External Clients
    Roles you need to interact with outside the organization to enable success in your day to day work 

    NA


    7.  DIMENSIONS
    (Key numerical data which will reflect the scope and scale of activities concerning this job)

    Financial Dimensions
    (These should be quantifiable numerical amounts)
    Current Bucket Bounce %
    Current Bucket POS %
    6MOB30+
    12MOB30+
    Other Dimensions
    (Significant volume dimensions associated with the job)
    ï‚
  •  Total Team Size:NA
    ï‚
  •  Number of Direct Reports:NA
    ï‚
  •  Number of Indirect Reports:NA
    ï‚
  •  Number of Outsourced employees:NA
    ï‚
  •  Number of locations:NA
    ï‚
  •  Number of products:1    

    Required Qualifications and Experience  
    a) Qualifications
  •  BE, BSc- Statistic, MSc - Statistic
    b) Work Experience
  •  2-4 years of work experience in risk/credit/Analytics.
  •  Excellent analytical, data management and presentation skills.
  •  Experience in and exposure to SQL is a must
  •  Effective verbal and written communication skills and stakeholder management    

  • Employment Type: Full Time, Permanent

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    What people at Bajaj Finance are saying

    4.4
     Rating based on 5 Deputy Unit Manager reviews

    Likes

    Dynamic and continuous learning

    • Salary - Excellent
    • +5 more
    Dislikes

    Work life balance is what you need to individually take care of.

    Read 5 Deputy Unit Manager reviews

    Deputy Unit Manager salary at Bajaj Finance

    reported by 96 employees with 1-6 years exp.
    ₹5.5 L/yr - ₹18 L/yr
    33% more than the average Deputy Unit Manager Salary in India
    View more details

    What Bajaj Finance employees are saying about work life

    based on 6.7k employees
    53%
    72%
    52%
    97%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Bajaj Finance Benefits

    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Free Transport
    Team Outings +6 more
    View more benefits

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