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Axis Bank

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156 Axis Bank Jobs

AVP -Circle-Credit Office-Working Capital

10-20 years

Hyderabad / Secunderabad

1 vacancy

AVP -Circle-Credit Office-Working Capital

Axis Bank

posted 4d ago

Job Description

About Commercial Banking Group:The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etcAbout the Role:The Circle credit officer, a part of the Commercial Banking team in the Circle, works with the Centre Head, Credit Analyst and RMs in the Circle on credit proposals. The CCO advises Centre Heads on proposals and reviews the notes submitted by the Credit Analysts. It is the CCOs responsibility to ensure that the notes submitted by the Credit Analyst are within the TAT, in line with the Credit policy and meeting the expectations in terms of the quality.Key Responsibilities:

  • Advising Centre Heads and reviewing credit proposals drafted by Credit Analysts
  • Pre-sanction unit visit for certain proposals to determine valuation and credit worthiness
  • Maintaining TAT for NTB/enhancement proposals
  • Ensuring timely review and submission of status notes, stale ratings, etc.
  • Timely submission of replies to queries from Audit teams
  • Transaction structuring and working on high value NTB along with RMs
  • Ensuring Review/Renewal within due date for the Circle
  • Exit/upgrade of accounts based on early warning signals

Qualifications:Optimal qualification for success on the job is:

  • Post Graduates/Graduates/CAs
  • Good academic background
  • Experience in a credit environment

Role Proficiencies:For successful execution of the job, the candidate should possess the following:

  • Good understanding of credit appraisal and financial analysis
  • Good communication (both verbal and written) skills in both English and the local language

  • Interested candidate Please do share you resume to : ssrinandbalaji@axisbank.com or call 9148623711


Employment Type: Full Time, Permanent

Read full job description

Axis Bank Interview Questions & Tips

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Top Axis Bank Circle Interview Questions

Q1. You are Handling cash operations then how you manage operations with sales ?
Q2. How many joint holders we can process in an account in once ?
Q3. 1)How will you extend business of bank. 2) How will you pitch the customer. 3) What kind of loans are distributed in large no. now adays?
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What people at Axis Bank are saying

What Axis Bank employees are saying about work life

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56%
46%
50%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
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Axis Bank Benefits

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Loan Benefit
Insurance
Leaves
Mobile Expense Reimbursement
Meal Card
Company Car Policy
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Health Insurance
Job Training
Soft Skill Training
Work From Home
Team Outings
Free Transport +6 more
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