Senior Analyst-Risk Management

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When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other

Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success

Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day

And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong

Join Team Amex and let's lead the way together

Functional Description

GRC organization has setup Center of Excellence (CoE) dedicated to Financial Crimes Decision Science and Analytics

The team is responsible for the enterprise-wide financial crime risk management related transaction monitoring programs across all our products and services globally

The team develops, implements, monitors, and optimizes the automated transaction monitoring rules, reports, and other processes like CRR designed to identify activity potentially indicative of financial crime behavior that is important from regulator perspective

The successful candidate will be part of the team responsible for Rule Inventory Management, reporting and forecasting for TM and CRR globally

This role will require working closely with GFCC, FIU, CFR capabilities teams

A good understanding of AML Investigations, Credit and Fraud risk, and/or the payments analytics will be a plus in this role

Responsibilities

Reporting & portfolio analytics to identify opportunities and create strategies to enhance/measure the performance of TM program

Forecast alert generation volumes for TM rules and EDD reviews

Partner closely with the FIU on the forecasting exercise

Establish rule/logic performance metrics in partnership with stake holders

Monitor performance in close collaboration with the Rule Strategy and Design teams

Qualifications:

Academic Background: Master’s or Post-Graduation from a top tier college (either MBA/M tech/MS/Masters in quantitative subjects such as Economics, Statistics or Mathematics)

Experience: Minimum 1 year of relevant work experience in credit/fraud risk is a good to have

Technical and Function Skills/Capabilities:

A strong balance of technical knowledge and business acumen , along with zeal of driving innovation with analytical bent of mind

Exceptional drive and commitment; ability to work and thrive in in fast changing, results driven environment; and proven ability in handling competing priorities

Experience using Excel, Hive, Python, Pyspark & exposure to Bigdata, Tableau & GCP cloud would be an added advantage

Excellent critical thinking and attention to detail with relevant statistical analysis/econometric experience required

Excellent planning and organizations skills including ability to manage inter-dependencies and execute under stringent timelines

Strong team building and leadership characteristics will be expected

Good communication and persuasion skills with an ability to translate technical analysis into business insights and recommendations, work with diverse teams and individuals, and influence others without direct authority

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being

That means we prioritize their physical, financial, and mental health through each stage of life

Benefits include:

Competitive base salaries

Bonus incentives

Support for financial-well-being and retirement

Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)

Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

Generous paid parental leave policies (depending on your location)

Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations