Financial Analyst

You Lead the Way. We ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you ll learn and grow as we help you create a career journey that s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you ll be recognized for your contributions, leadership, and impact every colleague has the opportunity to share in the company s success. Together, we ll win as a team, striving to uphold our company values and powerful backing promise to provide the world s best customer experience every day. And we ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and lets lead the way together.

Function Description:

This role is responsible for ensuring appropriate and consistent accounting and reporting for American Express Credit Corporation ( Credco ), its subsidiaries and related entities which includes ensuring adherence to US GAAP accounting principles, as well as providing analysis, reports and support to business partners. The role also includes Management reporting of Cash for AXP and its related entities, governance, and analytics.

Purpose of the Role:

• Ensuring the completeness and accuracy of accounting and reporting
• Ensuring timely and accurate management reporting of Cash
• Providing support for PwC review and to business partners
• Assisting in critical funding optimization projects.
• Providing critical analytical support to Market Controllership

Responsibilities:

• Assist with the monthly pricing and accounting for Sale of Receivables process.
• Cash management reporting and analytics, policy updates.
• Preparation of monthly controls including reconciliations, Bank runs, Transfer of Receivables (TOR) collateral check, FX calculations, Inter Co Dashboard and review of agreements.
• Preparation of quarterly financials for Credco and other subsidiaries. Assisting in annual audits and ensure timely closure.
• Supporting Treasury in critical funding optimization projects.
• Providing analytical support for Regulatory Reporting team in Reg filings for Credco entities.
• Supporting market controllership in IFRS reporting on Sale of receivables process.
• Additional responsibilities include participation in special projects and supporting PwC review.

Critical Factors to Success:

• Proactiveness, networking and positive attitude
• Ensure accurate accounting and reporting of Credco along with its subsidiaries.
• Provide analytical support to stakeholders on various process and projects impacting Credco and its subsidiaries.
• Support auditors and ensure timely completion of audits.
• Continuous strive to achieve automation of the processes.

Past Experience:

• Experience in SEC / BHC / Legal Entity reporting
• Excellent collaborative and relationship building skills
• Excellent communication and organizational skills

Knowledge of Platforms:

• ORACLE/Essbase/BIEE

Enterprise Leadership Behaviors:

• Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
• Bring Others With You: Build the Best Team, Seek Provide Coaching Feedback, Make Collaboration Essential
• Do It The Right Way: Communicate Frequently, Candidly Clearly, Make Decisions Quickly Effectively, Live the Blue Box Values, Great Leadership Demands Courage

Academic Background:

• CA/CPA plus 2-3 years of experience in finance and accounting operations.
• US GAAP knowledge in the areas of financial Instruments

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.