Banking Operations Analyst

Skill required: Banking Services - Banking Fundamentals
Designation: Func & Ind Intelligence Analyst
Qualifications:Any Graduation
Years of Experience:3 to 5 years
What would you do?
You will be aligned to our Financial Services and mortgage banking vertical which is focused on helping clients with their mortgage loans.You will be working as a part of Pre-Foreclosure milestone Review Team where you would be evaluating the processing adherence to regulatory / procedural / client requirements of Loss mitigation agent decisions.Mortgage servicing processes like Foreclosure and Loss Mitigation

Performs ongoing, structured, and rigorous review of loans prior to foreclosure referral and foreclosure sale in order to identify exceptions in loss mitigation processing and customer interactions

Examines Loss Mitigation processes for accuracy, completeness, and compliance with investor/insurer guidelines

Reviews for Borrower cooperation in establishing modifications, and responsiveness in making trial payments or breaches of modifications for technical (non-substantive) reasons

Confirms borrowers were educated with loss mitigation opportunities prior to foreclosure referral and foreclosure sale

Reviews call recording transcripts to ensure proper call handling as related to loss mitigation opportunities and offerings
What are we looking for?

Adaptable and flexible

Agility for quick learning

Ability to work well in a team

Written and verbal communication

Commitment to qualityMortgage Servicing and Default management concepts like Loss mitigation, Foreclosure, Bankruptcy, Escrow analysis, Investor reporting and Credit Bureau Reporting etc.
Roles and Responsibilities:

In this role you are required to do analysis and solving of lower-complexity problems

Your day to day interaction is with peers within Accenture before updating supervisors

In this role you may have limited exposure with clients and/or Accenture management

You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments

The decisions you make impact your own work and may impact the work of others

You will be an individual contributor as a part of a team, with a focused scope of work

Please note that this role may require you to work in rotational shifts

In this role you will be working on loans part of Mortgage Servicing and Default management portfolios like Loss mitigation, Foreclosure, Bankruptcy, Escrow analysis, Investor reporting and Credit Bureau Reporting etc. You are required to do production or testing of existing quality controls to ensure regulatory / procedural compliance.

 
Qualifications 
Any Graduation