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I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
Credit appraisal involves evaluating the creditworthiness of a borrower before approving a loan.
Assessing the borrower's credit history, including past loans and repayment behavior
Analyzing the borrower's income and financial stability
Reviewing the borrower's debt-to-income ratio
Considering the purpose of the loan and the borrower's ability to repay
Using credit scoring models to determine risk level
Verifying the borrow
Basic ratios used in credit assessments include debt-to-income ratio, loan-to-value ratio, and credit utilization ratio.
Debt-to-Income Ratio: Compares an individual's monthly debt payments to their monthly income.
Loan-to-Value Ratio: Compares the amount of a loan to the appraised value of the asset being purchased.
Credit Utilization Ratio: Compares the amount of credit being used to the total amount of credit available
I appeared for an interview in Feb 2024.
I applied via Approached by Company and was interviewed in Jan 2023. There were 4 interview rounds.
I applied via Recruitment Consulltant and was interviewed in Aug 2022. There were 2 interview rounds.
Yes Bank interview questions for designations
Case study of Banking Structure of solving problem of Customer within time frame
Financial Questions
I appeared for an interview in Mar 2022.
I applied via Naukri.com and was interviewed in Oct 2021. There were 2 interview rounds.
I applied via Referral and was interviewed in Jun 2020. There were 3 interview rounds.
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