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I applied via Referral and was interviewed in Mar 2024. There was 1 interview round.
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To find the average profit on a given loan, divide the total profit by the number of loans.
Calculate the total profit earned on the loan
Determine the number of loans
Divide the total profit by the number of loans to find the average profit
Example: If the total profit earned on 10 loans is $1000, the average profit per loan is $100
When choosing between two marketing schemes, it's important to consider the target audience, budget, and goals.
Consider the target audience and which scheme would be more appealing to them
Evaluate the budget and determine which scheme is more cost-effective
Assess the goals of the marketing campaign and choose the scheme that aligns best with those goals
Conduct market research to gather data on the effectiveness of each...
Setting up a new ATM involves various costs and considerations such as location, equipment, maintenance, and security.
Location is a crucial factor in determining the success of an ATM. It should be easily accessible and visible to potential users.
Equipment costs include the ATM machine, software, and communication systems.
Maintenance costs include regular servicing, cash replenishment, and repairs.
Security measures suc...
I asked my peers for help when I was struggling with a project deadline.
I explained my situation and asked for their input
They were able to offer suggestions and resources that helped me meet the deadline
I expressed my gratitude and offered to return the favor in the future
I had to learn a new programming language for a project
Researched online resources and tutorials
Practiced coding exercises to gain proficiency
Collaborated with team members who were experienced in the language
Implemented the language in the project successfully
I led a team to complete a project in 3 days instead of 5
Set clear goals and priorities
Divide tasks among team members based on strengths
Communicate regularly to ensure progress and address issues
Worked overtime to meet the deadline
Received positive feedback from the client
posted on 30 Aug 2016
I applied via Campus Placement
I applied via Campus Placement
Profitability analysis in the credit cards business involves evaluating the financial performance and returns generated by credit card operations.
Profitability analysis helps assess the effectiveness of credit card strategies and identify areas for improvement.
Key metrics for profitability analysis include net interest margin, fee income, credit losses, and operating expenses.
Comparing profitability across different cu...
I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.
Find subset of numbers in array that sum up to zero.
Use a nested loop to iterate through all possible subsets.
Calculate the sum of each subset and check if it equals zero.
Store the subset if the sum is zero.
Optimize the solution by using a hash set to store the cumulative sum of elements.
BFS (Breadth-First Search) is a graph traversal algorithm that explores all the vertices of a graph in breadth-first order.
BFS starts at a given vertex and explores all its neighbors before moving to the next level of vertices.
It uses a queue data structure to keep track of the vertices to be visited.
BFS guarantees that it visits all the vertices of a connected graph.
It can be used to find the shortest path between two...
In 5 years, I see myself as a highly skilled software developer, leading a team and contributing to innovative projects.
Continuously improving my technical skills through learning and hands-on experience
Taking on leadership roles and mentoring junior developers
Contributing to the development of cutting-edge software solutions
Building strong relationships with clients and stakeholders
Staying updated with the latest indu...
I applied via Campus Placement
Object Oriented Programming is a programming paradigm that uses objects to represent real-world entities.
Encapsulation: bundling data and methods that operate on that data within one unit
Inheritance: creating new classes from existing ones, inheriting their properties and methods
Polymorphism: ability of objects to take on multiple forms or behaviors
Abstraction: hiding complex implementation details and providing a simp...
Abstraction is hiding implementation details while polymorphism is using a single interface for multiple types.
Abstraction: Encapsulation, Interfaces, Abstract classes
Polymorphism: Method Overloading, Method Overriding, Interfaces
Abstraction Example: Car - we don't need to know how the engine works to drive it
Polymorphism Example: Animal - different animals have different sounds but they all have a 'makeSound' method
Design classes for a simple library management system with books and users.
Class Book: Attributes include title, author, ISBN, and availability status.
Class User: Attributes include name, user ID, and a list of borrowed books.
Class Library: Methods to add/remove books, register users, and manage book loans.
Example: Book class could have a method to check availability before loaning.
PayPal is an online payment system that allows individuals and businesses to transfer funds electronically.
Allows users to make payments and money transfers online
Offers a secure and convenient way to pay for goods and services
Provides a platform for businesses to accept payments online
Offers buyer and seller protection for eligible transactions
Can be used to send and receive money internationally
Thresholding is a technique in machine learning used to classify data based on a defined cutoff value.
Thresholding converts continuous data into discrete classes.
Example: In image processing, pixels above a certain intensity are classified as 'foreground'.
In binary classification, a threshold can determine if an output is 'positive' or 'negative'.
Choosing the right threshold is crucial for model performance; it can aff...
I am excited to join PayPal because of its innovative culture and impact on the global economy.
PayPal's commitment to innovation aligns with my passion for staying up-to-date with the latest technologies.
I am impressed by PayPal's global reach and impact on the economy, and I want to be a part of that.
I appreciate PayPal's focus on diversity and inclusion, and I believe in the importance of working for a company with s...
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