Visa Vcs Associate Interview Questions and Answers

Q1. Expain microservies and how it is different from monolith
Ans. 
Microservices are a software development technique where an application is composed of small, independent services that communicate with each other.
• Microservices are small, independent services that focus on specific business capabilities.

• Each microservice can be developed, deployed, and scaled independently.

• Microservices communicate with each other through APIs.

• Monolith is a single, large application where all compone...read more
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Q2. How do we ochestrate microservies
Ans. 
Orchestrating microservices involves managing communication, coordination, and deployment of individual services to work together seamlessly.
• Use a service mesh like Istio or Linkerd to handle communication between microservices

• Implement a centralized orchestration tool like Kubernetes to manage deployment and scaling of microservices

• Utilize API gateways to control access and routing of requests to different microservic
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Q1. How is NAV calculated ??
Ans. 
NAV is calculated by subtracting liabilities from assets and dividing by the number of outstanding shares.
• NAV = (Assets - Liabilities) / Number of Outstanding Shares

• Assets include investments, cash, and other assets owned by the fund

• Liabilities include expenses, debts, and other obligations

• Number of outstanding shares is the total number of shares issued by the fund

• NAV is typically calculated at the end of each trading
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Q1. How is NAV calculated?
Ans. 
NAV is calculated by subtracting liabilities from assets and dividing by the number of outstanding shares.
• NAV = (Assets - Liabilities) / Number of Outstanding Shares

• Assets include investments, cash, and other assets owned by the fund

• Liabilities include expenses, debts, and other obligations

• Number of outstanding shares is the total number of shares issued by the fund

• NAV is typically calculated at the end of each trading
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Simple Logical Aptitude

Easy and medium level Questions

Q1. OPPS, MyQL and DSA
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Q2. Simple Arrays and String Questions
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Q1. Simple HR Questions
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Q1. Self introduction
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Q2. Company related information
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General English, Aptitude and reasoning

Q1. General screening with operation manager
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Q2. Opinion on KPI metrics. Example: Quality, AHT, CSAT etc.
Ans. 
KPI metrics are essential for measuring performance and identifying areas for improvement.
• KPI metrics provide a clear understanding of performance against goals

• Quality metrics can include error rates, compliance with standards, and customer satisfaction

• AHT (Average Handle Time) measures efficiency in handling customer interactions

• CSAT (Customer Satisfaction) metrics gauge customer happiness and loyalty

• Regularly reviewi...read more
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It's nice one to be honest

Q1. Tell me about yourself
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Q1. Related to AML and kyc
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Q2. What is aml how cdd and edd are conducted
Ans. 
AML stands for Anti-Money Laundering. CDD (Customer Due Diligence) and EDD (Enhanced Due Diligence) are processes conducted to identify and verify customers to prevent money laundering and terrorist financing.
• AML is a set of regulations and procedures designed to prevent money laundering and terrorist financing.

• CDD involves verifying the identity of customers, assessing their risk level, and monitoring their transactio...read more
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Q1. Related to AML and kyc
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Q1. Related to AML and kyc
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Q1. Related to AML and KYC
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1 hour of test match reasoning and situation based

Q1. About the profile and previous role, Finance and accounting.
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Very easy assignment -web project

Q1. From project itself
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