VAYA Finserv Senior Branch Manager Interview Questions and Answers

Yes, I have knowledge about credit cards including types, benefits, fees, and usage.

• Types of credit cards include rewards cards, cashback cards, and travel cards.

• Benefits of credit cards may include rewards points, purchase protection, and travel insurance.

• Fees associated with credit cards can include annual fees, late payment fees, and foreign transaction fees.

• Credit cards can be used for making purchases, building cr

Sourcing business involves networking, prospecting, and building relationships. Last experience involved cold calling and attending industry events.

• Utilize networking events and industry conferences to meet potential clients

• Cold call leads to introduce products/services and schedule meetings

• Leverage social media platforms to connect with prospects and generate leads

The ticket size refers to the average value of transactions or sales made by customers at a branch.

• Ticket size is calculated by dividing the total sales value by the number of transactions.

• It helps in understanding the purchasing behavior of customers and the overall performance of the branch.

• For example, if a branch has total sales of $100,000 from 500 transactions, the ticket size would be $200.

We fund various types of property titles including residential, commercial, industrial, and agricultural.

• Residential property titles

• Commercial property titles

• Industrial property titles

• Agricultural property titles

Business intelligence about market refers to the process of gathering and analyzing data to make informed business decisions.

• Market research helps to identify customer needs and preferences

• Competitive analysis helps to understand the strengths and weaknesses of competitors

• Data analysis helps to identify trends and patterns in the market

• Business intelligence tools like dashboards and reports help to visualize and commun...read more

I left my previous jobs due to limited growth opportunities and seeking a higher salary.

• Limited growth opportunities in previous roles

• Seeking a higher salary

• Desire for career advancement

• Company restructuring or downsizing

• Relocation or commute issues