VAYA Finserv Sangam Manager Interview Questions and Answers

Q1. How to location
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Q2. Sir this work from home
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Q3. Payment is hand sir
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Q4. Sir how to my work
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Q5. Sir good company this very nice
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Online test was conducted by placement

Moneyless economy in India; advantages ve disadvantages

Q1. Why do you want to work in sales
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Q1. Good hr policy and good to talk
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Q1. General information
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Q2. What you know about collections ?
Ans. 
Collections involve the process of recovering overdue payments from customers or clients.
• Collections involve contacting customers who have overdue payments.

• Negotiating payment plans with customers to settle their debts.

• Recording all communication and payment agreements with customers.

• Utilizing collection software to track and manage accounts.

• Following legal guidelines and regulations when pursuing collections.

• Examples:...read more
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Q3. What is Secured and Unsecured loans? What is NPA and Write off and Pre NPA ?
Ans. 
Secured loans are backed by collateral, while unsecured loans are not. NPA refers to non-performing assets, write off is when a loan is considered uncollectible, and pre NPA refers to loans at risk of becoming NPA.
• Secured loans are loans that are backed by collateral, such as a house or car, reducing the risk for the lender.

• Unsecured loans are not backed by collateral, making them riskier for the lender.

• NPA (Non-Perfor...read more
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Q1. General discussion
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Q1. Reason behind leaving last organisation
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Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
Ans. 
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
• Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

• Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

• Bank statements show a person's i...read more
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Q1. How long do you see with our company
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Q1. Regarding the process of the role
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Q1. Questions regarding Credit
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