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based on 593 Reviews

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Vastu Housing Finance Branch Credit Manager Interview Questions and Answers

Updated 16 Feb 2023

Vastu Housing Finance Branch Credit Manager Interview Experiences

1 interview found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 15 Jan 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. We have knowledge of house loan
  • Ans. We have knowledge of 2 years
    • Answered Anonymously
    Add your answer
  • Q2. How funded customer in house loan
  • Ans. 

    Funded customers are provided with in-house loans through a thorough evaluation process.

    • Customers are evaluated based on their credit score, income, and other financial factors.

    • The loan amount and interest rate are determined based on the evaluation results.

    • The loan is then funded by the company's own resources.

    • Regular payments are required from the customer to repay the loan.

    • Late payments or defaulting on the loan can

    • Answered by AI
    Add your answer
  • Q3. Having good income & Good Reputation
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Having good work in vastu housing & Having good Culture

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Oxane Partners
Disappointing Interview Experience with D.E. Shaw
I recently interviewed with D.E. Shaw, and it turned out to be one of the most draining experiences I’ve had. The interviewer’s approach felt unnecessarily harsh and dismissive, which made the entire process uncomfortable. At multiple points, the interviewer asked me to drop off the call, even when I tried asking basic questions about the designation, job description, and other details. After the interview, I found myself sitting there for a few minutes, trying to process what just happened. It left me questioning the overall tone and professionalism of the interview. Definitely not the experience I was expecting from such a well-known firm.
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Interview questions from similar companies

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 30 Oct 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Good hr policy and good to talk
    • Add your answer
Round 3 - Group Discussion 

Tcm rcm and zbh taken interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Always speak truth

Cluster Credit Manager Interview Questions & Answers

Kotak Securities user image Anonymous

posted on 15 Apr 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Online test was conducted by placement

Round 2 - Group Discussion 

Moneyless economy in India; advantages ve disadvantages

Round 3 - HR 

(1 Question)

  • Q1. Why do you want to work in sales
    • Add your answer

Credit Manager Interview Questions & Answers

ICICI Home Finance user image Anonymous

posted on 27 Jun 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

    • Answered by AI
    Add your answer
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company
    • Add your answer

Credit Analyst Interview Questions & Answers

Morningstar user image Anonymous

posted on 24 Mar 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is DSCR? How is it important?
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.

    • DSCR is calculated by dividing a company's operating income by its total debt service obligations.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...

    • Answered by AI
    Add your answer
  • Q2. What ratios are important and why?
  • Ans. 

    Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.

    • Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.

    • Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.

    • Interest coverage ratio: Shows a company's ability to pay...

    • Answered by AI
    Add your answer
Round 2 - HR 

(2 Questions)

  • Q1. Tell me something about yourself?
    • Add your answer
  • Q2. What did you do in your last organisation?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself. Keep calm and answer what you know

Credit Underwriter Interview Questions & Answers

SBI Cards & Payment Services user image Krishna “Krishna Kr” Kr

posted on 28 May 2022

Round 1 - Aptitude Test 

There will be some question related to aptitude you to clear it for 2nd round

Round 2 - HR 

(1 Question)

  • Q1. Hr will connect you for introduction and basic info and payout
    • Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Final round will be conduct by process manager
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for product knowledge, comm skill

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 23 Apr 2022

I was interviewed before Apr 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Good experience
    • Add your answer
  • Q2. Discuss properly CTC
    • Add your answer
  • Q3. As per experience current organisation and basr current CTC high
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Credit Underwriter Interview Questions & Answers

SBI Cards & Payment Services user image Anonymous

posted on 2 Apr 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Relevant job experience
    • Add your answer
  • Q2. How credit cards works
  • Ans. 

    Credit cards allow consumers to borrow money from a bank or financial institution to make purchases.

    • Credit cards have a credit limit, which is the maximum amount of money that can be borrowed.

    • When a purchase is made using a credit card, the bank or financial institution pays the merchant on behalf of the consumer.

    • The consumer then has to pay back the borrowed amount, along with any interest and fees, to the bank or fin...

    • Answered by AI
    Add your answer
  • Q3. Team handling experience
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and relevant industry experience will work. Also, expect questions regarding credit card process

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 26 May 2022

I applied via Recruitment Consulltant and was interviewed in Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - Case Study 

Underwriting Skills with product Knowledge, Shortlist with reporting Manager discussion.

Round 3 - HR 

(1 Question)

  • Q1. HR Policies, benifit, etc
    • Add your answer

Interview Preparation Tips

Topics to prepare for Aadhar Housing Finance Branch Credit Manager interview:
  • Underwriting
Interview preparation tips for other job seekers - Grow your career in your interested fields, Grow your skills work with experience colleagues, listen, learn, ask than speak.

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 3 Mar 2022

I applied via Newspaper Ad and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - Interview 

(1 Question)

  • Q1. Basic knowledge of current working.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Please clear basic knowledge on your current work.....
Because basic knowledge is most important tool to crack every interview.
More about working at Vastu Housing Finance
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#1 Best Mid-Sized Financial Services Company - 2022

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Vastu Housing Finance Interview FAQs

How many rounds are there in Vastu Housing Finance Branch Credit Manager interview?
Vastu Housing Finance interview process usually has 2 rounds. The most common rounds in the Vastu Housing Finance interview process are Resume Shortlist and One-on-one Round.
How to prepare for Vastu Housing Finance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Vastu Housing Finance. The most common topics and skills that interviewers at Vastu Housing Finance expect are Credit, Lead Generation, Market Mapping, Real Estate and housing loan.
What are the top questions asked in Vastu Housing Finance Branch Credit Manager interview?

Some of the top questions asked at the Vastu Housing Finance Branch Credit Manager interview -

  1. How funded customer in house l...read more
  2. We have knowledge of house l...read more
  3. Having good income & Good Reputat...read more

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Vastu Housing Finance Branch Credit Manager Salary
based on 32 salaries
₹3.6 L/yr - ₹9 L/yr
5% more than the average Branch Credit Manager Salary in India
View more details

Vastu Housing Finance Branch Credit Manager Reviews and Ratings

based on 9 reviews

4.6/5

Rating in categories

4.7

Skill development

4.5

Work-Life balance

4.5

Salary & Benefits

4.6

Job Security

4.6

Company culture

4.5

Promotions/Appraisal

4.5

Work Satisfaction

Explore 9 Reviews and Ratings
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