Varam Capital MIS Executive Interview Questions and Answers

Q1. Why are you interested in Finance?
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Q2. What do you understand about securitization?
Ans. 
Securitization is the process of pooling various types of debt and selling them as securities to investors.
• Securitization involves bundling together various types of debt, such as mortgages, auto loans, or credit card debt.

• These debts are then sold to investors in the form of securities, such as bonds or asset-backed securities.

• Investors receive payments based on the underlying debt, while the issuer of the securities ...read more
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Q1. Probability related questions
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Q2. Logic Puzzles, like Josephus problem.
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Q1. Securitisation and how it works.
Ans. 
Securitisation is the process of pooling various types of debt and selling them as securities to investors.
• Securitisation involves bundling together various types of debt, such as mortgages, auto loans, or credit card debt.

• These debts are then sold to a special purpose vehicle (SPV) which issues securities backed by the cash flows from the underlying assets.

• Investors purchase these securities and receive payments based...read more
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Q2. Financial Ratios and how they work and what is a good number to have.
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Financial ratios are tools used to evaluate a company's financial performance and health.
• Financial ratios are calculated using data from a company's financial statements.

• They help investors and analysts assess a company's profitability, liquidity, efficiency, and solvency.

• A good number for a financial ratio can vary depending on the industry and company size.

• For example, a current ratio of 2 or higher is generally cons...read more
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Q3. Random number crunching based on some scenario that needs you to make assumptions and get an answer
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Q4. How an Excel function works. (Vlookup, Hlookup, Xlookup, IF/AND/OR)
Ans. 
Excel functions like Vlookup, Hlookup, Xlookup, IF/AND/OR are used for data lookup and logical operations.
• Vlookup: Searches for a value in the first column of a table and returns a value in the same row from a specified column.

• Hlookup: Similar to Vlookup but searches for a value in the first row of a table.

• Xlookup: A more versatile version of Vlookup and Hlookup that can search both vertically and horizontally.

• IF: Retu...read more
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Q1. Personal Questions.
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Q2. My expertise and proficiency of excel
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Q1. No questions. Was confirmed my job
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Q1. Difference between absolute xpath and relative xpath
Ans. 
Absolute xpath specifies the complete path from the root element to the desired element, while relative xpath specifies the path relative to the current element.
• Absolute xpath starts with a single forward slash (/) and is more specific.

• Relative xpath starts with a double forward slash (//) and is more flexible.

• Absolute xpath is more prone to breaking if the structure of the page changes.

• Relative xpath is easier to main...read more
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Duration-60min, topics covered- financial literacy, logical thinking, reasoning and General awareness

Q1. What is the difference between EBIT and EBITDA
Ans. 
EBIT is earnings before interest and taxes, while EBITDA is earnings before interest, taxes, depreciation, and amortization.
• EBIT excludes depreciation and amortization expenses, while EBITDA includes them.

• EBITDA provides a clearer picture of a company's operating performance by removing the impact of non-operating expenses.

• EBIT is commonly used to analyze profitability, while EBITDA is often used to assess a company's ...read more
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Q2. How decrease of 10% depreciation would affect financial statements
Ans. 
A 10% decrease in depreciation would result in higher net income and retained earnings on the financial statements.
• Net income would increase as depreciation expense is lower, leading to higher profits.

• Retained earnings would also increase as net income contributes to this account.

• The company's assets would appear higher on the balance sheet due to lower accumulated depreciation.

• Investors may view the company more favor...read more
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Q1. Java and micro service design patterns
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Java and micro service design patterns involve structuring code for scalability and flexibility.
• Use of design patterns like Singleton, Factory, and Observer for creating microservices in Java.

• Implementing Circuit Breaker pattern to handle failures and prevent cascading failures in microservices architecture.

• Applying API Gateway pattern to manage and secure communication between microservices.

• Utilizing Service Registry ...read more
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Q2. Java 8 features and examples for implementation
Ans. 
Java 8 introduced several new features such as lambda expressions, functional interfaces, streams, and default methods.
• Lambda expressions allow for more concise code by enabling functional programming.

• Functional interfaces are interfaces with a single abstract method, which can be implemented using lambda expressions.

• Streams provide a way to process collections of objects in a functional style.

• Default methods allow int...read more
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Q3. Spring boot application work knowledge
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Q4. GIT lab SCM operations
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Q5. Front end technology related questions
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It’s normal include logical ,maths English verbal questions

Q1. OOP concept,what is object ,class abstraction,interface type of interface with examples
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Q1. Tell me about your self ,your strength and weakness , scenario based questions
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Q1. Do you have any experience into recruitment?
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How can you manage daily travelling?