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UshaFinlease Credit Manager Interview Questions and Answers

Updated 18 Feb 2024

UshaFinlease Credit Manager Interview Experiences

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Credit Manager Interview Questions & Answers

ICICI Bank user image saikiran Thotapally

posted on 24 Jan 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Dec 2024.

Round 1 - Technical 

(2 Questions)

  • Q1. Do you know about CIBIL
  • Ans. 

    CIBIL is a credit information company that provides credit scores to individuals based on their credit history.

    • CIBIL stands for Credit Information Bureau (India) Limited

    • It is one of the four credit information companies in India

    • CIBIL collects and maintains records of individuals' credit information, including loans and credit card payments

    • Credit scores provided by CIBIL range from 300 to 900, with higher scores indicat

  • Answered by AI
  • Q2. What are the documents required for salaries persona
  • Ans. 

    Documents required for salaries persona

    • Proof of identity (e.g. passport, driver's license)

    • Proof of address (e.g. utility bill, bank statement)

    • Bank account details for salary transfer

    • Tax identification number (e.g. Social Security Number)

    • Employment contract or offer letter

  • Answered by AI
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jan 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Assessment,................

Round 2 - Technical 

(1 Question)

  • Q1. About yourself, why this Job
Round 3 - HR 

(1 Question)

  • Q1. Salary discussion
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Job role and responsibilities, case studies, job role relavent questions, Banking terms and other knowledge
Round 2 - One-on-one 

(1 Question)

  • Q1. Job role and responsibilities relavent question.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Ratio , agri msp , cibil
  • Q2. Ratio and agri related q

Interview Preparation Tips

Interview preparation tips for other job seekers - Never join who are seeking growth
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Explain working capital
  • Ans. 

    Working capital is the difference between a company's current assets and current liabilities.

    • Working capital is essential for a company's day-to-day operations

    • It indicates the company's liquidity and ability to meet short-term obligations

    • Formula: Working Capital = Current Assets - Current Liabilities

    • Examples: Cash, accounts receivable, inventory are current assets; accounts payable, short-term debt are current liabilit

  • Answered by AI
  • Q2. What do you understand by liquidity ratio
  • Ans. 

    Liquidity ratio measures a company's ability to pay off its short-term debts with its liquid assets.

    • Liquidity ratio is calculated by dividing liquid assets by current liabilities.

    • It shows how easily a company can cover its short-term obligations.

    • Common liquidity ratios include the current ratio and the quick ratio.

    • A higher liquidity ratio indicates a better ability to meet short-term obligations.

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. About company and related to work
Round 2 - HR 

(1 Question)

  • Q1. Basic questions
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Why choose this
  • Q2. Past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Ratio analysis and cash flow analysis
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Full form of icici
  • Ans. 

    ICICI stands for Industrial Credit and Investment Corporation of India.

    • ICICI was established in 1955 as a joint venture between the World Bank, the Government of India, and representatives of Indian industry.

    • It is one of the largest private sector banks in India.

    • ICICI Bank offers a wide range of financial products and services including retail banking, corporate banking, and wealth management.

  • Answered by AI

UshaFinlease Interview FAQs

How many rounds are there in UshaFinlease Credit Manager interview?
UshaFinlease interview process usually has 1 rounds. The most common rounds in the UshaFinlease interview process are One-on-one Round.

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UshaFinlease Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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UshaFinlease Credit Manager Reviews and Ratings

based on 2 reviews

1.5/5

Rating in categories

1.5

Skill development

1.5

Work-life balance

1.5

Salary

1.5

Job security

1.5

Company culture

1.5

Promotions

1.5

Work satisfaction

Explore 2 Reviews and Ratings
Branch Manager
4 salaries
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₹2.2 L/yr - ₹4.2 L/yr

Credit Manager
3 salaries
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₹2.4 L/yr - ₹4.4 L/yr

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