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20+ Emids Technologies Limited Interview Questions and Answers

Updated 26 Sep 2024

Q1. Company rules and regulations an how to handle customer

Ans.

Handling customers according to company rules and regulations.

  • Understand and follow company policies and procedures

  • Be polite and professional when dealing with customers

  • Listen actively to customer concerns and provide appropriate solutions

  • Maintain accurate records of customer interactions

  • Ensure customer satisfaction while adhering to company guidelines

  • Handle difficult customers with patience and empathy

  • Escalate issues to higher authorities when necessary

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Q2. What you will do if customer break his EMI

Ans.

If a customer breaks their EMI, I will follow a systematic approach to address the situation.

  • Contact the customer to understand the reason for the missed payment

  • Offer alternative payment options or reschedule the payment

  • Assess the customer's financial situation and provide guidance if needed

  • Implement appropriate penalties or charges as per the agreement

  • Maintain regular communication with the customer to ensure future payments are made on time

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Q3. What is collection process

Ans.

The collection process refers to the systematic approach taken by a company or organization to recover outstanding debts from customers or clients.

  • The process typically involves contacting the debtor to remind them of the overdue payment and requesting immediate payment.

  • If the debtor fails to respond or make the payment, collection efforts may escalate to sending formal letters, making phone calls, or even taking legal action.

  • Collection executives often use various techniques...read more

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Q4. How to manage your team/ dealer?

Ans.

To manage a team/dealer effectively, communication, motivation, and support are key.

  • Establish clear goals and expectations for the team/dealer.

  • Communicate regularly to provide updates, feedback, and support.

  • Motivate team members with incentives, recognition, and opportunities for growth.

  • Provide training and resources to help team/dealer succeed.

  • Address any issues or conflicts promptly and constructively.

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Q5. SAP FICO End user With T-Codes Accounts payable and bank reconciliation statement.

Ans.

I am familiar with SAP FICO end user functions and T-Codes for accounts payable and bank reconciliation statement.

  • I have experience in using T-Codes such as FBL1N for vendor line items and F110 for payment runs in accounts payable.

  • For bank reconciliation statement, I have used T-Code FF67 for manual bank statement and FF.5 for automatic bank statement.

  • I am also familiar with the process of clearing open items in both accounts payable and bank reconciliation statement.

  • In addit...read more

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Q6. What was the CD loan

Ans.

CD loan stands for Certificate of Deposit loan.

  • A CD loan is a type of loan that is secured by a certificate of deposit.

  • The borrower pledges their certificate of deposit as collateral for the loan.

  • The loan amount is typically a percentage of the value of the certificate of deposit.

  • CD loans often have lower interest rates compared to other types of loans.

  • If the borrower defaults on the loan, the lender can seize the certificate of deposit.

  • CD loans are commonly used by individua...read more

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Q7. What is the current CTC

Ans.

My current CTC is $80,000 per year.

  • My current CTC is $80,000 per year

  • I am currently earning $80,000 annually

  • My current salary package is $80,000

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Q8. What are different algorithm in clustering?

Ans.

Different clustering algorithms include K-means, DBSCAN, Hierarchical clustering, and Gaussian Mixture Models.

  • K-means: partitions data into K clusters based on centroids

  • DBSCAN: density-based clustering algorithm

  • Hierarchical clustering: builds a tree of clusters

  • Gaussian Mixture Models: assumes data points are generated from a mixture of Gaussian distributions

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Q9. What is your carrier goal

Ans.

My career goal is to become a successful sales professional and eventually move into a leadership role.

  • I want to consistently exceed sales targets and build strong relationships with clients.

  • I plan to continuously develop my skills and knowledge in sales and business management.

  • I aspire to eventually lead a team of sales professionals and drive growth for the company.

  • For example, in my previous role as a Sales Executive, I consistently exceeded my sales targets and was recogn...read more

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Q10. Collection sales experience

Ans.

I have 5+ years of collection sales experience in various industries.

  • Managed accounts receivable for a portfolio of clients

  • Negotiated payment plans with delinquent customers

  • Utilized CRM software to track collections progress

  • Collaborated with sales team to prevent future payment issues

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Q11. What is your expected sallary

Ans.

I am open to negotiation based on the job requirements and market standards.

  • I am looking for a fair and competitive salary package

  • I am willing to consider other benefits such as health insurance, retirement plans, etc.

  • I have researched the average salary range for this position in this industry and location

  • I am open to discussing salary expectations during the interview process

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Q12. What is 4 + bucket

Ans.

The question is invalid and does not have a meaningful answer.

  • The question is mathematically incorrect as it does not specify what 'bucket' represents.

  • Without knowing the value of 'bucket', it is impossible to determine the answer.

  • It is likely that the question was asked to test the candidate's ability to identify and handle invalid or nonsensical questions.

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Q13. Method of collection

Ans.

The method of collection refers to the process of gathering information or data.

  • There are various methods of collection, such as surveys, interviews, observations, and data analysis.

  • Surveys involve asking individuals a set of questions to gather information.

  • Interviews involve having direct conversations with individuals to gather insights.

  • Observations involve observing and recording behaviors or events.

  • Data analysis involves analyzing existing data to draw conclusions.

  • For exa...read more

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Q14. What are windows function in SQL

Ans.

Window functions in SQL are used to perform calculations across a set of table rows related to the current row.

  • Window functions are used to calculate values based on a set of rows related to the current row.

  • They allow you to perform calculations without grouping the rows into a single output row.

  • Examples of window functions include ROW_NUMBER(), RANK(), DENSE_RANK(), and NTILE().

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Q15. What is repo charge

Ans.

Repo charge is the fee charged by a lender when a borrower defaults on a loan and the lender seizes and sells the collateral.

  • Repo charge is short for 'repurchase agreement charge.'

  • It is a fee charged by a lender when a borrower defaults on a loan and the lender seizes and sells the collateral.

  • The repo charge is meant to cover the lender's costs associated with the repossession and sale of the collateral.

  • The amount of the repo charge varies depending on the lender and the term...read more

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Q16. Difference between Stringbuffer and Stringbuilder

Ans.

StringBuffer and StringBuilder are both used to manipulate strings, but StringBuffer is thread-safe while StringBuilder is not.

  • StringBuffer is synchronized, making it safe for use in multi-threaded environments.

  • StringBuilder is not synchronized, making it more efficient in single-threaded environments.

  • StringBuffer is slower than StringBuilder due to synchronization overhead.

  • StringBuilder should be used when thread safety is not a concern.

  • Both classes provide similar methods f...read more

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Q17. what is TVS fullform

Ans.

TVS stands for Thirukkurungudi Vengaram Sundaram Iyengar

  • TVS is a well-known Indian multinational conglomerate company

  • It was founded in 1911 and is headquartered in Chennai, India

  • TVS Group operates in various industries including automotive, manufacturing, finance, and more

  • TVS Motor Company is a subsidiary of TVS Group and is one of the largest two-wheeler manufacturers in India

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Q18. How can used legal tools.

Ans.

Legal tools can be used for research, drafting legal documents, managing cases, and ensuring compliance.

  • Research: Legal research tools like Westlaw and LexisNexis can be used to find relevant case law and statutes.

  • Drafting: Legal drafting tools like Contract Express can help in creating legal documents efficiently.

  • Case Management: Software like Clio or MyCase can assist in managing cases, deadlines, and client communication.

  • Compliance: Tools like Compliance360 can be used to ...read more

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Q19. Tell me about ur IT skills

Ans.

I am proficient in various software and tools related to dyeing processes, including data analysis and inventory management systems.

  • Proficient in using dyeing software such as Datacolor and ColorFast

  • Skilled in using inventory management systems like SAP and Oracle

  • Familiar with data analysis tools such as Excel and SPSS

  • Adept at troubleshooting technical issues related to dyeing machinery

  • Quick learner of new software and tools

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Q20. Final vs finally . Explain

Ans.

Final and finally are two different words with different meanings.

  • Final is an adjective that means last or ultimate, as in final exam or final decision.

  • Finally is an adverb that means at last or in the end, as in finally, we reached our destination.

  • Final is used to describe something that is definitive or conclusive, while finally is used to describe the end of a process or event.

  • Examples: The final score of the game was 3-2. Finally, after hours of waiting, the train arrived...read more

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Q21. How to manage the pressure?

Ans.

To manage pressure, I prioritize tasks, delegate effectively, practice time management, and maintain open communication.

  • Prioritize tasks based on urgency and importance

  • Delegate tasks to team members to share workload

  • Practice time management techniques such as setting deadlines and breaking tasks into smaller steps

  • Maintain open communication with team members and superiors to address any challenges or concerns

  • Take breaks and practice stress-relief techniques like deep breathin...read more

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Q22. rotation of array

Ans.

Rotate an array of strings by a specified number of positions.

  • Create a new array and copy elements from original array based on rotation index.

  • Use modulo operator to handle cases where rotation index exceeds array length.

  • Handle edge cases like empty array or negative rotation index.

  • Example: Original array ['a', 'b', 'c', 'd', 'e'] rotated by 2 positions becomes ['c', 'd', 'e', 'a', 'b'].

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Q23. sql query for 2

Ans.

SQL query to retrieve data from 2 tables using a join condition.

  • Use JOIN keyword to combine data from 2 tables based on a related column

  • Specify the columns you want to retrieve using SELECT statement

  • Add the table names and join condition in the FROM clause

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More about working at TVS Credit

#2 Best Financial Services Company - 2022
HQ - Chennai,Tamil Nadu, India
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