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The Veraval Mercantile Co-operative Bank Interview Questions and Answers

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Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 19 Jan 2015

Interview Questionnaire 

2 Questions

  • Q1. Questions about career goals, interests and future prospects
  • Q2. Firm-related questions

Interview Preparation Tips

Round: HR Interview
Experience: 1. At First, I missed the Credit Suisse GD since I hadn’t brought along a portfolio manager (one who handles your interview schedule and attends to the ever-ringing mobile phone).
2. I proceeded to Credit Suisse, and requested their HR contact to give me a chance since I could not turn up for the GDs.
3. It was here that I handed over my mobile phone to my friend Apratim Tiwari, who was managing the Credit Suisse procedures, and requested him to pursue the HR guy to schedule an interview, and also handle my phone when I was interviewing and he had successfully managed to get me an interview with Credit Suisse.
4. The interview went well. They were apparently quite impressed.
5. Two more rounds of interviews, and the HR guy made me an offer.
6. But, since Deutsche Bank was my dream company, I was also interviewing with them and got selected.
Tips: You would need to focus on three broad areas for a comprehensive preparation:
(a) HR questions: This is the most important part for any interview. In companies like DB, your communication skills coupled with your preparation of such questions account for more than 70% of a candidate’s selection. Answering questions about your career goals, interests, and your career thus far should become second nature by the end of November. You must also know the firms and job profiles inside out. I worked on this specific area, and by the end of the placement session, I had gained a reputation among my wingies for my expertise at answering HR questions.
(b) Puzzles: Since this is a non-core sector, puzzles are the only way to objectively test the ability of candidates with diverse backgrounds. Look up braingle.com and techinterview.org. These two should suffice. Also, whenever you come across a puzzle that you’ve already encountered, pretend as if you’re going through it for the first time. Don’t rush through. This is your opportunity to impress them. Do not squander it away!
(c) Finance and economic affairs: If you have a comprehensive knowledge of the financial markets, national economy, and international affairs, in addition to the above two, it is highly improbable that you won’t be selected. For brushing up these, read the Economist (print or online), and read through the opinion pages of Economic Times or the Business Standard for 2-3 months leading to the Placement season. You must also regularly read a newspaper like the Hindu or Indian Express to keep yourself abreast of the latest events which frequently become a focal point of group discussions (for Credit Suisse). You CANNOT afford to walk into the interview ignorant of terms like European debt crisis, global financial crisis, fiscal cliff, QE, and basic finance like options, hedging etc. Wikipedia, Investopedia and J.C.Hull (first few chapters) are great sources to pick up these.

General Tips: 1. If you are a B.Tech. student, do not be under the wrong impression that you can target all sectors- core as well as non-core. It is really difficult to prepare comprehensively for all companies, especially if you are in the B.Tech. program owing to time constraints.
2. The Dual degree students have an edge over you for precisely two reasons. Firstly, they get more time to prepare for the placements, and have learnt vicariously from their B.Tech. batchmates' experiences. Secondly, they tend to have higher retention rates (good for the companies).
3. Work on your English communication skills which are crucial for performing well in interviews and GDs.
Let neither of these become an obstacle by leaving no stone unturned in the course of your preparations.
4. You can’t appear for more than 4 companies in the first slot. It is not realistic. Hence, decide beforehand. I knew I hadn’t prepared enough for consulting or core, hence I opted out of ITC and Opera.
5. If you are shortlisted in multiple companies, ask a reliable friend to accompany you to the interviews, and handle your mobile phone (“managing one’s portfolio”). You’ll thank me someday for this advice.
6. I was happy that I prepared as much as I did, neglecting my college academics in the process. It is a decision I am proud of.
7. My Morgan Stanley internship distinguished me from scores of other candidates. I had never truly appreciated its importance till then. That also goes to show how important it is to get a good internship.
Skill Tips: 1. I scored a 100 percentile in CAT and the preparation made a huge impact on preparing for any of the interviews.
2. I also interned at Morgan Stanley which was further a plus for me.
3. I had received Honda YES Award, University of Tokyo-IIT Scholarship and my academic background was quite good.
Skills: Problem solving skills, Finance Basics, Basic HR questions, Economic affairs
College Name: IIT KANPUR

Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 24 Jan 2015

Interview Questionnaire 

15 Questions

  • Q1. Why finance? Why not core? (they grilled me for 20 minutes)
  • Q2. There is a closed room with 3 bulbs and there are three switches outside. You can toggle any two switches once without looking inside the room and map the bulbs to their corresponding switches. (Since I ha...
  • Q3. What is the crappiest thing on your resume?
  • Ans. 

    I listed a job that I was fired from after only a few weeks.

    • Listed a job where I was fired after a few weeks

    • Didn't provide a clear explanation for why I was let go

    • Didn't highlight any skills or accomplishments from that job

  • Answered by AI
  • Q4. Entertain us for two minutes without asking any questions. (I told them about some funny incidents on the campus)
  • Q5. Which IITian do you admire the most and why?
  • Ans. 

    I admire Dr. Raghunath Anant Mashelkar, an IIT Bombay alumnus, for his contributions to science and technology.

    • Dr. Mashelkar is a chemical engineer and has made significant contributions to the field of polymer science.

    • He has also served as the Director General of the Council of Scientific and Industrial Research (CSIR) and has been awarded numerous honors, including the Padma Shri and Padma Bhushan.

    • Dr. Mashelkar has a...

  • Answered by AI
  • Q6. They then crushed an A4 sheet and asked me to sell it to them?
  • Q7. Tell me about the eurozone crisis?
  • Ans. 

    The eurozone crisis refers to the economic and financial difficulties faced by some countries in the European Union.

    • The crisis began in 2009 with the Greek debt crisis and spread to other countries in the eurozone.

    • It was caused by a combination of factors including high levels of debt, low economic growth, and structural problems within the eurozone.

    • The crisis led to bailouts of several countries by the European Centra...

  • Answered by AI
  • Q8. What do you know about the Libor Scam?
  • Ans. 

    The Libor Scam was a manipulation of the London Interbank Offered Rate (Libor) by banks to benefit their own trading positions.

    • Libor is a benchmark interest rate used globally for financial products

    • Banks were found to have manipulated the rate to benefit their own trading positions

    • The scandal resulted in billions of dollars in fines for banks involved

    • Several high-profile bankers were also convicted for their involvemen...

  • Answered by AI
  • Q9. What are derivatives?
  • Ans. 

    Derivatives are financial instruments that derive their value from an underlying asset or security.

    • Derivatives can be used for hedging or speculation.

    • Examples of derivatives include futures, options, and swaps.

    • Derivatives can be traded on exchanges or over-the-counter.

    • Derivatives can be complex and involve significant risk.

    • Derivatives played a role in the 2008 financial crisis.

  • Answered by AI
  • Q10. Some simple questions on options
  • Q11. Why Finance? Why not join a casino? (I had mentioned that I find it challenging and stimulating)
  • Q12. Lots of questions on the fiscal cliff
  • Q13. What in your opinion would be the repercussions if the fiscal cliff was not avoided, both in US and in the global economy. Will India be affected and why?
  • Ans. 

    Failure to avoid fiscal cliff could lead to severe economic repercussions globally and in the US, with India also being affected.

    • The US economy could experience a recession, with a potential decrease in GDP and increase in unemployment rates

    • Global financial markets could experience volatility and uncertainty

    • India could be affected due to its close economic ties with the US, with potential impacts on trade and investmen...

  • Answered by AI
  • Q14. What is Prime Services?
  • Ans. 

    Prime Services is a suite of financial services offered by investment banks to hedge funds and other institutional clients.

    • Prime brokerage

    • Securities lending

    • Cash management

    • Risk management

    • Trade execution

    • Reporting and analytics

    • Examples: Goldman Sachs Prime Services, J.P. Morgan Prime Services

  • Answered by AI
  • Q15. What is QE? Why is it used?
  • Ans. 

    QE stands for Quantitative Easing. It is a monetary policy used by central banks to stimulate the economy.

    • QE involves the central bank buying government bonds or other securities from the market to increase the money supply.

    • The increased money supply is intended to lower interest rates, encourage borrowing and spending, and boost economic activity.

    • QE is typically used when interest rates are already low and traditional...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: They didn't had any aptitude test, only resume based short-listing.

Round: Group Discussion
Experience: There were 10-15 students. There was 3 mins thinking time and 10 minutes discussion time. After the discussion each student was asked to conclude the GD and express his/her viewpoint.
Tips: 1. Jot down your point during the three minutes. 
2. During the GD make sure that you express your opinion coherently. 
3. Also make short notes during the GD which will be helpful in concluding it. 
4. While concluding the GD, ensure that you cover all the points discussed during the GD (notes will be helpful here) and in the end express your own stand.
Duration: 10-15 minutes

Round: HR Interview
Experience: It was a HR + Puzzle round. Panel was of Some junior management and the duration was of 30-40 minutes. By the end of this round, they were quite impressed and sent me for the second interview immediately.

Round: Technical Interview
Experience: This round was based on Current Affairs and Finance and lasted for 20 minutes. And, I asked them a few questions about CS and job cutting etc. After this interview they had mentioned that they were quite positive on me and that I had to just interview with one more senior manager. This really boosted my confidence.

Round: Other Interview
Experience: It was also based on finance and current affairs. Panel consisted of the Senior most employee who had come for recruitment. After this round I was informally offered the job.

General Tips: 1. Even when you are unable to answer questions, don’t get bogged down or disheartened remain calm. DB quite often takes stress interview. Just keep your cool and smile while answering questions. 
2. If you do not know any answer, there is no harm is admitting that.
3. Be confident. Know your resume inside out. 
4. Practice a few HR interviews before the actual one. 
5. Also, communication skills in English are very important.
Skills: Probability and Statistics, Basic Finance, Puzzles, Newspaper and current affairs, Major events in the financial world over the past 5-6 years
College Name: IIT KANPUR

Skills evaluated in this interview

Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 25 Jan 2015

Interview Preparation Tips

Round: Resume Shortlist
Experience: My strong resume aided in getting shortlisted for Credit Suisse.

Round: Group Discussion
Experience: The GD went well as I did not haste into my chance and was calm throughout.

Round: Other Interview
Experience: The interview was with an alumni who told me that my GD performance was good, and asked me a puzzle. It was followed by some questions on my resume, mainly my internship.
Another puzzle followed, which I took some time to solve. I was able to solve the next one instantly,
Then I was asked to sell a crumbled piece of paper innovatively.

Round: Other Interview
Experience: This round was with a senior member in the company who asked about my resume, stay in campus, post of election officer and some tricky questions, which I answered well. A question on probability was asked. A few more puzzles followed, along with some questions on finance. He also mentioned that he did not expect me to answer these as I had no background in finance. But i was able to answer them.
I was then asked to leave and HR was called inside. I also had an interview with Diamond. The HR came to me and told me that they were interested in and asked me to stall my interview with diamond for a while.

Round: HR Interview
Experience: It was with VP and continued for 45 minutes with no puzzles, finances or cases. It was more of a discussion on all fields ranging from campus life to UP politics to Sachin's retirement, etc.
I was asked about my internship experience and the reason i wanted to join their company .

Round: HR Interview
Experience: It was with the Director, who said that he had a sore throat and hence would not say much. he said that they wanted to hire me and that I do not interview with any other firm. I was more than glad! I was the first person to bag an offer in the placement season.

College Name: IIT KANPUR

Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 30 Jan 2015

Interview Preparation Tips

Round: Puzzle Interview
Tips: Prepare for questions on your resume, puzzles and a couple of HR questions.

Round: Puzzle Interview
Experience: A few resume based questions were asked too.

Round: HR Interview
Experience: They tried to judge how well the candidate would fit in with their company.

General Tips: Focus on the few companies that you want to get into, and prepare well for them. 
Do not give way to peer influence. Do what you want to, even if it is not the most sought after.
College Name: IIT KANPUR

Associate Interview Questions & Answers

JPMorgan Chase & Co. user image SHUBHAM VINAYAK KALE shubham

posted on 4 Dec 2016

I applied via Campus Placement and was interviewed in Dec 2016. There were 5 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Project/DDP based questions
  • Q2. Any coding done in curriculum, explain the most complex one
  • Ans. 

    Yes, I have coded in curriculum. The most complex one was a project on building a web application using React and Node.js.

    • Built a full-stack web application using React and Node.js

    • Implemented user authentication and authorization using JSON Web Tokens (JWT)

    • Used MongoDB as the database and Mongoose as the ODM

    • Implemented real-time updates using Socket.IO

    • Deployed the application on Heroku

    • Handled errors and implemented log

  • Answered by AI
  • Q3. What is 'Big data'? Why is it called 'Big'
  • Ans. 

    Big data refers to large and complex data sets that cannot be processed using traditional data processing methods.

    • Big data is characterized by its volume, velocity, and variety

    • It is used in various industries such as healthcare, finance, and retail

    • Examples of big data include social media data, sensor data, and transactional data

    • It is called 'big' because it involves processing massive amounts of data

    • Big data requires ...

  • Answered by AI
  • Q4. Why do you want to switch to IT sector from your respective branch
  • Ans. 

    I am passionate about technology and eager to learn new skills in the IT sector.

    • I have always had a keen interest in technology and enjoy working with computers.

    • I believe the IT sector offers more opportunities for growth and advancement in my career.

    • I have seen the impact of technology on various industries and want to be a part of that innovation.

    • I have taken courses in programming and networking to prepare myself fo

  • Answered by AI
  • Q5. I did a course on compute simulation and had extra curricular in chess, so was asked to simulate a chess game
  • Q6. Two friends A & B meet after long time, A asks B about his family. B says he has 3 children, product of their ages is 36, and sum of their ages is equal to the (point towards a house on street) house numbe...
  • Q7. A rat has 3000 gm of rice, he has to travel a distance of 3000m, he eats 1gm rice/m, his maximum carrying capcity is 1000 gm,how should he travel the distance to reach with maximum rice left
  • Q8. A new software has 3 functions SelectSum(), log() and exp(). You have a table of 1000 data points, how will you find product of all points using only the above mentioned functions
  • Ans. 

    To find the product of all data points using SelectSum(), log(), and exp() functions.

    • Use the log() function to convert the product into a sum of logarithms

    • Apply the SelectSum() function to calculate the sum of logarithms

    • Finally, use the exp() function to convert the sum back into the product

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Aptitude part has easy questions, including number series, picture series, interest rate and some quant based questions.

The coding part is difficult.2-3 coding questions, Codes will be related to linked lists , trees or sorting.
Tips: Try to get maximum marks in aptitude, which should be fine with some practice . One of the code will be easy, so complete it and make a try for second
Duration: 1 hour
Total Questions: 30

Round: Puzzle Interview
Experience: very easy puzzles, I was able to solve all puzzles in first attempt
Tips: Be confident in your approach they are locking for approach more than result

Round: Technical Interview
Experience: I answered all resume based questions, he liked my choice of projects, though they were not exactly related to the profile. He liked me and said I would recommend you directly to HR round
Tips: Prepare in details about all points in resume, course work mentioned and projects, Based on performance in this interview, they decide to whether to take one more technical interview or send directly to HR

Skills: Behavioural Skills, Puzzle Solving Capability, Approaching A Problem, Basic Coding
College Name: IIT Madras

Skills evaluated in this interview

Interview Preparation Tips

Round: Test
Experience: Test conducted covered 12th class mathematics like probability, permutations and combinations, etc. 

Good knowledge of this subject was needed for clearing this round.Around 40 students were short-listed after this round.

Round: Case Study Interview
Experience: Questions asked were based on probability and optimization.

Round: Technical Interview
Experience: This round judged the candidate's knowledge on Data Analysis, General Awareness and other questions asked were resume-based.

Round: HR Interview
Experience: In this, a candidate were asked some random questions and questions regarding himself.

General Tips: Have a good practice on all the questions sent by BC.For every point mentioned in the resume, one should have a backup for that point.Read Newspapers (at least Economic Times) at least before 2 months.
Skill Tips: CAT preparation would definitely help (almost same topics as CAT).
Skills: Knowledge in Probability and Statistics., Basics in Operation Research (Optimization).
College Name: IIT MADRAS
Motivation: The company encourages entrepreneurial skills,enabling and empowering employees to take appropriate decisions. Those wanting to grow better as an entrepreneur should definitely apply here.

Analyst Interview Questions & Answers

UBS user image Pritish Gupta

posted on 19 Feb 2015

Interview Preparation Tips

Round: Resume Shortlist
Experience: Overall strength of the profile was assessed. Not much emphasis was put on CPI.
Tips: Having an experience in finance is a plus.

Round: Stress Interview
Experience: Lot of questions were asked on resume, work done in general, questions on answers I was giving.
Tips: I don't think any specific preparation can be done for this kind of interview. Being confident about your answer is the only way to crack this kind of interview. Questions as varied as 'Why Steve Jobs is cooler than Bill Gates' or 'What's the capital of Uganda' were asked, because my profile/answer had such references.
Don't bullshit, don't tremble and you will good to go!

Round: Technical Interview
Experience: Since we are from Technical institute and not a finance institute, interviewers didn't expect much from us. Through questions, they were judging our motivation towards work. Questions like why finance, why Credit Suisse etc. were asked to see general motivation levels towards finance.

College Name: IIT BOMBAY

I applied via Campus Placement and was interviewed in Dec 2016. There were 5 interview rounds.

Interview Questionnaire 

13 Questions

  • Q1. Tell me about yourself?
  • Ans. 

    I am a highly motivated individual with a passion for learning and achieving my goals.

    • I have a degree in computer science and have worked as a software developer for 3 years.

    • I am proficient in multiple programming languages including Java, Python, and C++.

    • I enjoy working in a team environment and collaborating with others to solve complex problems.

    • In my free time, I enjoy hiking and exploring new places.

  • Answered by AI
  • Q2. Tell me about your family or life before college?
  • Ans. 

    I grew up in a small town with my parents and younger sister. We were a close-knit family.

    • Grew up in a small town

    • Close-knit family

    • Parents and younger sister

    • Participated in community events

    • Enjoyed outdoor activities

  • Answered by AI
  • Q3. What do you do in free time?
  • Ans. 

    I enjoy reading, hiking, and trying new recipes in my free time.

    • Reading books on various topics, including fiction, non-fiction, and self-improvement

    • Hiking in local parks and nature reserves to explore new trails and enjoy the outdoors

    • Experimenting with new recipes and cooking techniques in the kitchen

    • Attending cultural events such as concerts, plays, and art exhibits

    • Spending time with family and friends, playing board

  • Answered by AI
  • Q4. What would you expect from this company?
  • Ans. 

    I would expect a supportive work environment, opportunities for growth and development, and a commitment to excellence.

    • Supportive and collaborative team culture

    • Clear communication and feedback

    • Opportunities for professional development and advancement

    • Commitment to high-quality work and customer satisfaction

    • Competitive compensation and benefits package

  • Answered by AI
  • Q5. Questions related to family and past life?
  • Q6. Do you have any family member or friend in Bangalore?
  • Ans. 

    Yes, I have a cousin who lives in Bangalore.

    • I have a cousin who has been living in Bangalore for the past 5 years.

    • We keep in touch and he has shown me around the city during my visits.

    • He works in the IT industry and enjoys the vibrant culture of Bangalore.

  • Answered by AI
  • Q7. How will you find loop in the circular linked list?
  • Ans. 

    Loop in a circular linked list can be found using Floyd's cycle-finding algorithm.

    • Initialize two pointers, slow and fast, both pointing to the head of the linked list.

    • Move slow pointer by one node and fast pointer by two nodes in each iteration.

    • If there is a loop, both pointers will eventually meet at some point.

    • If there is no loop, fast pointer will reach the end of the linked list.

    • Time complexity of this algorithm is

  • Answered by AI
  • Q8. How will you perform pre-fix and post-fix operation for the given string expression?
  • Ans. 

    Pre-fix and post-fix operations can be performed on a string expression using appropriate operators.

    • Pre-fix operation involves placing the operator before the operand in the expression.

    • Post-fix operation involves placing the operator after the operand in the expression.

    • Examples of pre-fix operators include ++, --, !, and ~.

    • Examples of post-fix operators include ++ and --.

  • Answered by AI
  • Q9. What is data analytics(cause I had mentioned it on the resume)? Just explain the basic and tell them how it can help us make decision/inference
  • Ans. 

    Data analytics is the process of examining data sets to draw conclusions about the information they contain.

    • Data analytics involves collecting, cleaning, and analyzing data to identify patterns and trends.

    • It can help businesses make informed decisions by providing insights into customer behavior, market trends, and operational efficiency.

    • For example, a retail company can use data analytics to analyze sales data and ide...

  • Answered by AI
  • Q10. In my final year project I have used random forest. So he asked me to explain random forest. And other projects related questions
  • Q11. What is your strength and weakness? why J P Morgan Chase? What do you expect from this company? I am from Mechanical Engineering, so she asked me why non-core?
  • Ans. 

    Strengths include adaptability and teamwork. Weaknesses include public speaking. Non-core background allows for diverse perspective. JPMorgan Chase's reputation and opportunities attract me.

    • Strengths: adaptability, teamwork

    • Weakness: public speaking

    • Non-core background brings diverse perspective

    • Attracted to JPMorgan Chase's reputation and opportunities

  • Answered by AI
  • Q12. Few behavioral questions: What will you do if you have enough money and good idea to start your own company?
  • Ans. 

    I would pursue my entrepreneurial dream and start my own company.

    • I would conduct market research to validate my idea and identify potential competitors.

    • I would create a business plan outlining my goals, strategies, and financial projections.

    • I would secure funding through investors or loans.

    • I would assemble a team of talented individuals with diverse skills and experiences.

    • I would continuously evaluate and adapt my busi

  • Answered by AI
  • Q13. How would you resolve team conflict between your idea and other idea, supported by majority?
  • Ans. 

    I would listen to both sides, gather more information, and try to find a compromise that satisfies everyone.

    • Listen to both sides and understand their perspectives

    • Gather more information about both ideas

    • Try to find common ground and a compromise that satisfies everyone

    • Encourage open communication and respect for each other's ideas

    • Consider the potential impact and benefits of each idea

    • Involve a neutral third party if nec

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: The company came to our campus on day 3 and agreed to take walk-ins.
Therefore resume shortlisting was the procedure.
They had a cut off of 7 CGPA.
Tips: It would be good if you have some coding background with few projects. It could anything from class projects to your internships, extra-curricular or final year projects. Don't forget to mention what all programming language you know on your resume.

Round: Technical + HR Interview
Experience: The first round consists of two panels. One of them was asking HR. And the other was asking technical questions. They were just looking whether you have the basic technical knowledge and if given an offer you will join or not.
Tips: For technical knowledge, you can refer OOPs basic concepts, standard coding interview problems, geeksforgeeks, cracking the coding interview by Laxman Gayle etc. It would be better if you can first practice hr questions among your friends instead of going directly to interview. I found a youtube channel explains technical relatively easier and simpler way. you can follow that. Just try to show that you are interested in that company.
For HR questions, one can prepare from 64 HR questions.
For the basic OOPs concepts, one can read first 10 chapters from E.Balaguruswamy but any other OOPs book will also be fine.
Confidence is the key ace any interview!!

Round: HR Interview
Experience: This round was mainly to check your personality. He was trying to know whether you will fit in the company or not. Most of the question was from my personal life. They will see whether you are serious about your life or not.
Tips: Be ready to give them instances of your life where you did things differently. Try to show that you are passionate about the company. Try to show you have a clear vision in your life and working hard to achieve that.

Round: HR Interview
Experience: This round was just a formality. The HR from the second round interview introduced me to the third interviewer. He asked few question related to the family.
Tips: One important thing I would like to is that NEVER ASSUME THAT WHATEVER YOU TOLD TO YOUR PREVIOUS INTERVIEWER WILL BE KNOWN TO THE NEXT INTERVIEW. So, if you think some specific points will help you do good in an interview...just let him know. I could be anything your project, conference, paper presentation or your past life as well.

Skills: Programming, Object Oriented Programming (OOP) Basics, Team Working Ability, Passion, Data Strrutures, Algorithm
College Name: IIT Madras

Skills evaluated in this interview

Interview Questionnaire 

2 Questions

  • Q1. Citi bank has to enter Indian Market where should it set up its offices?
  • Ans. 

    Citi bank should set up its offices in major cities like Mumbai, Delhi, and Bangalore.

    • Citi bank should consider the economic and political stability of the region.

    • The bank should also consider the availability of skilled workforce and infrastructure.

    • Major cities like Mumbai, Delhi, and Bangalore have a large customer base and a well-established financial sector.

    • Setting up offices in multiple cities can help the bank re...

  • Answered by AI
  • Q2. If I am(interviewer) a client will you(interviewee) give me credit card?

Interview Preparation Tips

Round: Test
Experience: 10 single correct questions, 10 CAT based questions, 5 data sufficiency questions, 2 subjective questions were asked.
Tips: All the objective questions were easy so everyone would have solved. Subjective questions were important for selecting candidates .Final solution for subjective questions are not important ,the way you approach is important.
Duration: 45 minutes

Round: Case Study Interview
Experience: Questioned on Resume points. A case study was given and the student has to analyse it.

Round: Case Study Interview
Experience: Case study question and brain teaser were asked. Brainteaser was an easy question.

Skill Tips: Mock interviews with friends and ready with all resume points of how to explain them each helps. Solved many case studies. Updated myself with latest news. I also read Wiki questions like how to get 3 wolnes, 2 men to other side of river?.
Skills: Soft skills, Case study solving ability
College Name: IIT MADRAS

I applied via Campus Placement and was interviewed in Dec 2016. There were 5 interview rounds.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Show your finance and analytics background in the resume.

Round: Test
Experience: aptitude, same as cat exam

Round: HR Interview
Experience: They asked me about my interest, why do I want to join citicorp. I discussed current financial events like demonetisation, etc, its impacts. They asked some questions like today's dollar rate.

Round: Technical Interview
Experience: They asked me to discuss my internship work which I had written in my resume. They asked whether the work which I have done was used by my company.

Round: HR Interview
Experience: In this 3rd and final round, they asked me if I won't leave the job later if I get better better offer from somewhere else. They asked me whether I am happy with the compensation they are offering me.

College Name: IIT Madras

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The Veraval Mercantile Co-operative Bank Reviews and Ratings

based on 12 reviews

3.6/5

Rating in categories

3.7

Skill development

4.0

Work-life balance

3.2

Salary

2.9

Job security

3.4

Company culture

3.2

Promotions

3.2

Work satisfaction

Explore 12 Reviews and Ratings
Marketing Executive
4 salaries
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₹0 L/yr - ₹0 L/yr

Computer Operator and Clerk
4 salaries
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₹0 L/yr - ₹0 L/yr

Assistant Manager
3 salaries
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₹0 L/yr - ₹0 L/yr

Clerk
3 salaries
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₹0 L/yr - ₹0 L/yr

Bank Clerk
3 salaries
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₹0 L/yr - ₹0 L/yr

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Compare The Veraval Mercantile Co-operative Bank with

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The Tamilnadu State Apex Cooperative Bank

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