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Techsurance Underwriting Trainee Interview Questions and Answers

Updated 19 Sep 2024

Techsurance Underwriting Trainee Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself
  • Ans. 

    I am a recent graduate with a degree in finance and a strong interest in underwriting. I have completed internships in the insurance industry.

    • Recent graduate with a degree in finance

    • Internships in the insurance industry

    • Strong interest in underwriting

  • Answered by AI
  • Q2. What do you know about Underwriting?
  • Ans. 

    Underwriting is the process of evaluating the risk of insuring a person or asset and determining the premium to be charged.

    • Underwriting involves assessing the risk associated with insuring a particular individual or asset.

    • Underwriters use various factors such as age, health, occupation, and past insurance claims to determine the likelihood of a claim being made.

    • The underwriting process helps insurance companies set app...

  • Answered by AI
  • Q3. What's skills you have and you can contribute towards company or job role
  • Ans. 

    I have strong analytical skills, attention to detail, and excellent communication skills that I can contribute to the company and job role.

    • Strong analytical skills to assess risk and make informed decisions

    • Attention to detail to accurately evaluate insurance applications and policies

    • Excellent communication skills to interact with clients, brokers, and other stakeholders

  • Answered by AI

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Interview Tips & Stories
1w (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Naukri.com and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Introduce yourself
  • Ans. 

    I am a detail-oriented underwriter with 5 years of experience in analyzing risk and determining insurance premiums.

    • Bachelor's degree in Finance from XYZ University

    • Certified Underwriter with ABC Institute

    • Proficient in using underwriting software such as Guidewire

    • Experience in underwriting various types of insurance policies including property, casualty, and life insurance

  • Answered by AI
  • Q2. Tell about the profile you have applied
  • Ans. 

    I have applied for the underwriting position at XYZ Insurance Company.

    • I have a background in finance and risk assessment.

    • I have experience in analyzing financial statements and evaluating insurance applications.

    • I am familiar with underwriting guidelines and regulations.

    • I have strong attention to detail and analytical skills.

    • I am proficient in using underwriting software and tools.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the only key to crack any interview.

Underwriting Trainee Interview Questions Asked at Other Companies

asked in Techsurance
Q1. What do you know about Underwriting?

Underwriter Interview Questions & Answers

Genpact user image Jennifer Kujur

posted on 10 Feb 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Test questions aptitude and English

Round 2 - HR 

(1 Question)

  • Q1. Basics introduction
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Who is vendor and why it is important in Insuracne?
  • Ans. 

    A vendor is a third-party entity that provides goods or services to an insurance company. Vendors play a crucial role in the insurance industry by offering specialized expertise and resources.

    • Vendors can provide technology solutions for underwriting processes, such as risk assessment tools or data analytics platforms.

    • Vendors may offer services like claims processing, actuarial analysis, or fraud detection to support in...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview before Mar 2024, where I was asked the following questions.

  • Q1. What is mortgage underwriting?
  • Q2. What are the rules and guidelines for underwriting?
  • Q3. DTI calculation, Salary income calculation, Asset explanation, Credit report review, AUS review

I applied via Naukri.com and was interviewed in Feb 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All Technical quetions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared technically

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. General HR questions and some current related topic

Interview Preparation Tips

Interview preparation tips for other job seekers - Speak till recruiter stops you
Are these interview questions helpful?

Interview Questionnaire 

1 Question

  • Q1. Java c c++

Interview Questionnaire 

1 Question

  • Q1. Your past exp?

Interview Questionnaire 

2 Questions

  • Q1. Questions were mostly situations based.
  • Q2. Technical explanation is required

Techsurance Interview FAQs

How many rounds are there in Techsurance Underwriting Trainee interview?
Techsurance interview process usually has 1 rounds. The most common rounds in the Techsurance interview process are HR.

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Overall Interview Experience Rating

4/5

based on 1 interview experience

Difficulty level

Moderate 100%

Duration

Less than 2 weeks 100%
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