Tata AIG Product Manager Interview Questions and Answers

Q1. CTC and reason of leaving last employer
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Q2. Not much questions as it was a referral
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Q1. Tell me about yourself.
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Q1. Technical grounds related to insurance and automobile knowledge
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Q1. About past experience
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Q2. Family background
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Q1. Related general insurance products.
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Q2. How to handle the chanel partner and their staff.
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Q1. Regarding Profile
Ans. Explained how to analysis risk and portfolio
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Q1. Basic and profile related
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Q1. Nothing but ctct
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Was provided with 50 question whiuch need to be answered within 30 mins

Q1. Insurance laws in india and the change needed
Ans. 
Insurance laws in India need to be updated to keep up with changing market dynamics and technological advancements.
• Insurance laws in India are governed by the Insurance Regulatory and Development Authority of India (IRDAI).

• There is a need for more stringent regulations to protect policyholders and ensure fair practices by insurance companies.

• With the rise of digital insurance platforms and InsurTech companies, laws nee...read more
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Q2. Constitution validity of 3rd party claims
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The constitutionality of third party claims refers to the legality and validity of claims made by individuals or entities not directly involved in a legal dispute.
• Third party claims can be valid if they have a legal basis and are supported by evidence.

• Courts will consider factors such as standing, jurisdiction, and the nature of the claim when determining the validity of third party claims.

• For example, in a contract di...read more
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Q1. You're having very less experience how you'll be able to manage this?
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Advisors are not ready to work..how you'll handle

Q1. What is the most important thing to achieve sucess
Ans. 
The most important thing to achieve success is setting clear goals and consistently working towards them.
• Setting clear and achievable goals is essential for success

• Consistently working towards those goals with determination and perseverance

• Adapting to challenges and setbacks by staying focused on the end goal

• Seeking feedback and learning from mistakes to improve performance

• Building strong relationships and networking t
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Q1. Salary discussion happened
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Q1. Tell me about yourself
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Experienced professional with a background in management and a proven track record of leading teams to success.
• Over 5 years of experience in management roles

• Strong leadership skills demonstrated through successful team projects

• Excellent communication and problem-solving abilities

• Bachelor's degree in Business Administration from XYZ University
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Q2. Why you wanna join hdfc
Ans. 
I want to join HDFC because of its strong reputation in the financial industry and the opportunities for growth and development it offers.
• HDFC has a strong reputation in the financial industry

• Opportunities for growth and development

• Excited about contributing to a successful and reputable organization
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Q1. What about your Previous Experience
Ans. 
I have over 5 years of experience in a similar role, leading teams and implementing successful strategies.
• Managed a team of 15 employees, overseeing their daily tasks and performance

• Implemented new procedures that increased efficiency by 20%

• Collaborated with senior management to develop and execute strategic plans

• Trained new employees on company policies and procedures
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Q2. Your job profile in last two companies
Ans. 
In my last two companies, I worked as a Sales Manager and Operations Manager.
• Managed a team of sales representatives to achieve targets

• Developed and implemented sales strategies to increase revenue

• Oversaw day-to-day operations and ensured efficiency

• Collaborated with cross-functional teams to improve processes
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Q1. What is your working style in agency
Ans. 
My working style in the agency is collaborative, organized, and results-driven.
• I believe in open communication and teamwork to achieve common goals.

• I prioritize tasks based on deadlines and importance to ensure efficiency.

• I am focused on delivering high-quality results and meeting targets consistently.
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Q2. How many members in your family
Ans. 
I have 4 members in my family including my parents, my younger sister, and myself.
• My family consists of 4 members

• Includes my parents, younger sister, and myself

• We are a close-knit family
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Q1. Basic qualification
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Q2. What about you
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Q1. Your 1st job in which company
Ans. 
My first job was as a sales associate at ABC Company.
• Worked in the sales department assisting customers with their purchases

• Handled cash transactions and maintained inventory levels

• Provided excellent customer service to ensure customer satisfaction
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Q2. What is oem channel in motor vertical
Ans. 
OEM channel in motor vertical refers to Original Equipment Manufacturer distribution channel in the motor industry.
• OEM channel involves selling products directly to manufacturers who then incorporate them into their own products.

• This distribution channel is common in industries like automotive, electronics, and machinery.

• OEM partners often have exclusive agreements with manufacturers to supply components or products.

• OE...read more
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