Sugmya Finance Branch Head Interview Questions and Answers

A bank is a financial institution that accepts deposits from individuals and businesses and provides loans and other financial services.

• Banks provide a safe place for individuals and businesses to deposit their money.

• They offer various types of accounts such as savings accounts, checking accounts, and certificates of deposit.

• Banks provide loans to individuals and businesses for various purposes such as buying a house o...read more

I am capable for this job due to my strong accounting background, attention to detail, and ability to analyze financial data effectively.

• I have a Bachelor's degree in Accounting and have completed relevant internships to gain practical experience.

• I have a strong attention to detail, ensuring accuracy in financial reports and statements.

• I am proficient in analyzing financial data and identifying trends to make informed ...read more

10/10D is a ratio used to determine the minimum distance required between two pressure vessels.

• 10/10D is a ratio of the diameter of the larger vessel to the minimum distance between the two vessels.

• It is used to ensure that there is enough space between two pressure vessels to prevent damage or failure.

• For example, if one vessel has a diameter of 10 feet, the minimum distance between it and another vessel should be at ...read more

DSCR stands for Debt Service Coverage Ratio, which is a financial metric used to measure a company's ability to pay its debts.

• DSCR is calculated by dividing a company's net operating income by its total debt service.

• A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically require a DSCR of at least 1.25 before approving a loan.

• DSCR is commonly used in real ...read more