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Business analyst ethics cannot go together.- offline GD- 7-8 students.
I was interviewed in Aug 2024.
I handle the sales, customer service, and inventory management sections.
Sales - responsible for driving revenue and achieving sales targets
Customer service - ensuring customer satisfaction and resolving any issues
Inventory management - overseeing stock levels and ordering new products as needed
I will process the loan proposal end to end by analyzing the applicant's financial information, verifying documents, assessing risk, and making a decision.
Analyze the applicant's financial information to determine their creditworthiness
Verify all necessary documents such as income statements, tax returns, and bank statements
Assess the risk involved in lending to the applicant based on their financial history and curren...
Different types of loan products include personal loans, home loans, auto loans, and student loans.
Personal loans: Unsecured loans for personal use, typically with fixed interest rates.
Home loans: Loans used to purchase or refinance a home, with options like fixed-rate and adjustable-rate mortgages.
Auto loans: Loans specifically for purchasing a vehicle, with terms based on the cost of the vehicle and borrower's credit...
I will arrive at Dp by utilizing my strong leadership skills, experience in team management, and ability to prioritize tasks effectively.
Utilize strong leadership skills to guide team towards achieving goals
Leverage experience in team management to delegate tasks efficiently
Prioritize tasks effectively to ensure smooth operations
FOIR stands for Financial Obligations to Income Ratio, which is a measure of an individual's ability to manage their debt payments.
Calculate FOIR by dividing total monthly debt obligations by gross monthly income
A FOIR of less than 40% is considered healthy
Lenders use FOIR to assess a borrower's creditworthiness
I was interviewed before Apr 2022.
Preliminary Examination Multiple choice questions with 100 Ques in 60 minutes
Mains Exam with both objective and subjective part.
ATM card is used to withdraw cash from ATM machines while debit card is used for online and offline transactions.
ATM card is linked to a savings or current account while debit card can be linked to both savings and current accounts.
ATM card can only be used to withdraw cash from ATM machines while debit card can be used for online and offline transactions.
ATM card does not have a CVV number while debit card has a CVV n...
My knowledge will help in improving team performance, customer satisfaction and achieving business goals.
I have experience in managing teams and ensuring their productivity
I have knowledge of customer service and can ensure customer satisfaction
I have a good understanding of business operations and can contribute to achieving business goals
I am familiar with industry trends and can provide insights for improvement
I hav...
I chose banking because of its stability, growth opportunities, and the chance to work with diverse clients.
I chose banking because it offers stability and job security.
I am attracted to the growth opportunities in the banking industry.
I enjoy working with diverse clients and helping them achieve their financial goals.
Banking allows me to utilize my analytical and problem-solving skills.
I find the financial industry fa...
I applied via AmbitionBox and was interviewed in Feb 2022. There were 2 interview rounds.
Very Simple aptitude test, Just basic quants,English and reasoning
Topic was weather technology is increasing job opportunities or decreasing job opportunities
To improve CASA of a bank, focus on customer engagement and offer attractive interest rates.
Offer higher interest rates on savings accounts to attract more customers
Provide personalized services to customers to increase engagement and loyalty
Introduce referral programs to encourage existing customers to bring in new customers
Launch promotional campaigns to create awareness about the benefits of CASA
Streamline the accou...
I plan to be with this bank for the long term, at least 5-10 years.
Express commitment to long-term employment
Mention specific number of years, such as 5-10 years
Highlight reasons for wanting to stay with the bank, such as career growth opportunities or alignment with company values
I applied via Referral and was interviewed in Feb 2023. There were 4 interview rounds.
Reasoning, apptitude test only
I applied via Walk-in and was interviewed before Apr 2022. There were 3 interview rounds.
BANKING IN GENERAL - New trend along with interview
CC stands for Cash Credit while OD stands for Overdraft.
CC is a type of loan account where the borrower can withdraw money up to a certain limit and interest is charged on the amount withdrawn.
OD is a type of loan account where the borrower can withdraw money up to a certain limit and interest is charged only on the amount withdrawn.
CC is generally used for short-term financing while OD is used for long-term financing.
...
I applied via Indeed and was interviewed before Feb 2021. There was 1 interview round.
Two-hour test covering aptitude, reasoning, general knowledge, general studies, banking, etc.
The topic related to cybersecurity with ten members on the panel.
based on 1 interview
Interview experience
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