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South Indian Bank HR Trainee Interview Questions and Answers

Updated 17 Jul 2024

South Indian Bank HR Trainee Interview Experiences

1 interview found

HR Trainee Interview Questions & Answers

user image Anonymous

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Why you choose HR as your career?
Round 2 - Technical 

(1 Question)

  • Q1. Vlookup function

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Easy
Process Duration
-
Result
Not Selected
Round 1 - Group Discussion 

Business analyst ethics cannot go together.- offline GD- 7-8 students.

Round 2 - One-on-one 

(1 Question)

  • Q1. Questions related to family, about my district, what it is famous for, founder of my UG college, why you were so quite in GD, how will you handle aggressive customer if you are so soft spoken, ready to rel...

Interview Preparation Tips

Interview preparation tips for other job seekers - Do not remain quiet in the group discussion; contribute significantly if you aspire to secure this position. The group discussion was not an elimination round; all students were interviewed afterward.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I was interviewed in Aug 2024.

Round 1 - One-on-one 

(8 Questions)

  • Q1. What are the sections handled by you?
  • Ans. 

    I handle the sales, customer service, and inventory management sections.

    • Sales - responsible for driving revenue and achieving sales targets

    • Customer service - ensuring customer satisfaction and resolving any issues

    • Inventory management - overseeing stock levels and ordering new products as needed

  • Answered by AI
  • Q2. How will you Process the Loan Proposal end to end?
  • Ans. 

    I will process the loan proposal end to end by analyzing the applicant's financial information, verifying documents, assessing risk, and making a decision.

    • Analyze the applicant's financial information to determine their creditworthiness

    • Verify all necessary documents such as income statements, tax returns, and bank statements

    • Assess the risk involved in lending to the applicant based on their financial history and curren...

  • Answered by AI
  • Q3. Balance sheet analysis?
  • Q4. Different types of loan products?
  • Ans. 

    Different types of loan products include personal loans, home loans, auto loans, and student loans.

    • Personal loans: Unsecured loans for personal use, typically with fixed interest rates.

    • Home loans: Loans used to purchase or refinance a home, with options like fixed-rate and adjustable-rate mortgages.

    • Auto loans: Loans specifically for purchasing a vehicle, with terms based on the cost of the vehicle and borrower's credit...

  • Answered by AI
  • Q5. How will you arrive Dp?
  • Ans. 

    I will arrive at Dp by utilizing my strong leadership skills, experience in team management, and ability to prioritize tasks effectively.

    • Utilize strong leadership skills to guide team towards achieving goals

    • Leverage experience in team management to delegate tasks efficiently

    • Prioritize tasks effectively to ensure smooth operations

  • Answered by AI
  • Q6. How to arrive FOIR?
  • Ans. 

    FOIR stands for Financial Obligations to Income Ratio, which is a measure of an individual's ability to manage their debt payments.

    • Calculate FOIR by dividing total monthly debt obligations by gross monthly income

    • A FOIR of less than 40% is considered healthy

    • Lenders use FOIR to assess a borrower's creditworthiness

  • Answered by AI
  • Q7. Bank ratios
  • Q8. Turn over method,cash budgeting method,Tandon committee method

Interview Preparation Tips

Interview preparation tips for other job seekers - Gather knowledge of credits
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Apr 2022.

Round 1 - Aptitude Test 

Preliminary Examination Multiple choice questions with 100 Ques in 60 minutes

Round 2 - Aptitude Test 

Mains Exam with both objective and subjective part.

Round 3 - One-on-one 

(4 Questions)

  • Q1. Diff b/w ATM Card amd Debit Card
  • Ans. 

    ATM card is used to withdraw cash from ATM machines while debit card is used for online and offline transactions.

    • ATM card is linked to a savings or current account while debit card can be linked to both savings and current accounts.

    • ATM card can only be used to withdraw cash from ATM machines while debit card can be used for online and offline transactions.

    • ATM card does not have a CVV number while debit card has a CVV n...

  • Answered by AI
  • Q2. How ur knowledge will help us
  • Ans. 

    My knowledge will help in improving team performance, customer satisfaction and achieving business goals.

    • I have experience in managing teams and ensuring their productivity

    • I have knowledge of customer service and can ensure customer satisfaction

    • I have a good understanding of business operations and can contribute to achieving business goals

    • I am familiar with industry trends and can provide insights for improvement

    • I hav...

  • Answered by AI
  • Q3. Ques from previous work experience
  • Q4. Why you choose banking
  • Ans. 

    I chose banking because of its stability, growth opportunities, and the chance to work with diverse clients.

    • I chose banking because it offers stability and job security.

    • I am attracted to the growth opportunities in the banking industry.

    • I enjoy working with diverse clients and helping them achieve their financial goals.

    • Banking allows me to utilize my analytical and problem-solving skills.

    • I find the financial industry fa...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for J&K Bank Assistant Manager interview:
  • Banking

I applied via AmbitionBox and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Share details of your previous job.
  • Q2. Work is workship. Work are importance for me. Branch target are completed by me in previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good service are better growth in our company.
Round 1 - Aptitude Test 

Very Simple aptitude test, Just basic quants,English and reasoning

Round 2 - Group Discussion 

Topic was weather technology is increasing job opportunities or decreasing job opportunities

Round 3 - One-on-one 

(3 Questions)

  • Q1. Basic Banking questions regarding Account opening and PAN related questions
  • Q2. How to improve CASA of a bank
  • Ans. 

    To improve CASA of a bank, focus on customer engagement and offer attractive interest rates.

    • Offer higher interest rates on savings accounts to attract more customers

    • Provide personalized services to customers to increase engagement and loyalty

    • Introduce referral programs to encourage existing customers to bring in new customers

    • Launch promotional campaigns to create awareness about the benefits of CASA

    • Streamline the accou...

  • Answered by AI
  • Q3. How many years will u be with this bank if selected
  • Ans. 

    I plan to be with this bank for the long term, at least 5-10 years.

    • Express commitment to long-term employment

    • Mention specific number of years, such as 5-10 years

    • Highlight reasons for wanting to stay with the bank, such as career growth opportunities or alignment with company values

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Basic Banking knowledge and general knowledge can easily fetch this job to u.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Reasoning, apptitude test only

Round 3 - HR 

(1 Question)

  • Q1. Basic details in resume and experience
Round 4 - Behavioral 

(1 Question)

  • Q1. Basic experience details in resume. Customer base how much you worth in your area.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

BANKING IN GENERAL - New trend along with interview

Round 3 - One-on-one 

(2 Questions)

  • Q1. Diff between cc and od
  • Ans. 

    CC stands for Cash Credit while OD stands for Overdraft.

    • CC is a type of loan account where the borrower can withdraw money up to a certain limit and interest is charged on the amount withdrawn.

    • OD is a type of loan account where the borrower can withdraw money up to a certain limit and interest is charged only on the amount withdrawn.

    • CC is generally used for short-term financing while OD is used for long-term financing.

    • ...

  • Answered by AI
  • Q2. Financial ratios bankingngeneralnawareness

Interview Preparation Tips

Interview preparation tips for other job seekers - Credit related q and a. Ratios , etc other ques were on banking general awareness

I applied via Indeed and was interviewed before Feb 2021. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Share details of your previous job.
  • Q2. What is your family background?
  • Q3. What are your salary expectations?
  • Q4. Why are you looking for a change?
  • Q5. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - please share to job full details
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Two-hour test covering aptitude, reasoning, general knowledge, general studies, banking, etc.

Round 2 - Group Discussion 

The topic related to cybersecurity with ten members on the panel.

Interview Preparation Tips

Interview preparation tips for other job seekers - Document verification followed by an interview.
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South Indian Bank Interview FAQs

How many rounds are there in South Indian Bank HR Trainee interview?
South Indian Bank interview process usually has 2 rounds. The most common rounds in the South Indian Bank interview process are HR and Technical.

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South Indian Bank HR Trainee Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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