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I applied via Approached by Company and was interviewed in Feb 2024. There was 1 interview round.
The category of loan depends on the purpose of the loan, such as personal loans, home loans, auto loans, etc.
Types of loans include personal loans, home loans, auto loans, student loans, business loans, etc.
Each category of loan has specific eligibility criteria and terms.
Examples: Personal loans for general expenses, home loans for purchasing a house, auto loans for buying a car.
I applied via Walk-in and was interviewed before Nov 2021. There was 1 interview round.
Assigning a good quality operator is crucial for efficient disbursement operations.
Look for operators with relevant experience and skills in disbursement processes.
Consider operators who have a track record of accuracy and attention to detail.
Evaluate operators based on their ability to handle high volumes of transactions efficiently.
Assess operators' knowledge of relevant software and systems used in disbursement oper...
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I applied via Naukri.com and was interviewed before Mar 2021. There were 4 interview rounds.
I applied via LinkedIn and was interviewed before Apr 2020. There were 4 interview rounds.
I want to switch from Indian banking to US mortgage because it offers new challenges, growth opportunities, and a chance to work in a different market.
I am seeking new challenges and opportunities for growth in my career.
Working in the US mortgage industry will allow me to gain valuable experience in a different market.
I am excited about the prospect of learning about the intricacies of the US mortgage system and apply...
US mortgage is a loan taken to purchase a property, secured by the property itself.
Mortgage interest rates are influenced by the economy and credit score.
There are different types of mortgages such as fixed-rate, adjustable-rate, and FHA loans.
The down payment required for a mortgage can vary from 3% to 20% depending on the lender and type of loan.
Defaulting on a mortgage can result in foreclosure and the loss of the p...
I will try to understand the reasons behind their opposition and address their concerns while also explaining the benefits of the policy.
I will schedule a meeting with the team members to discuss their concerns and try to understand their perspective.
I will explain the rationale behind the policy and how it aligns with the company's goals.
I will address their concerns and try to find a middle ground that satisfies both...
I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.
Objective test based upon amplitude mental ability questions.
Yes, a well-designed model can better execute in the Indian market.
A model that takes into account the unique characteristics of the Indian market can perform better.
Factors such as cultural nuances, language, and consumer behavior should be considered.
For example, a model that incorporates regional languages and dialects can better connect with consumers.
Similarly, a model that accounts for the importance of family an...
Fannie Mae and Freddie Mac are government-sponsored enterprises that provide liquidity to the mortgage market.
Fannie Mae and Freddie Mac buy mortgages from lenders and package them into securities that are sold to investors.
Fannie Mae was created in 1938 and Freddie Mac in 1970.
Fannie Mae is a nickname for the Federal National Mortgage Association and Freddie Mac is a nickname for the Federal Home Loan Mortgage Corpora...
Yes, I am comfortable with night shifts as I have prior experience working during those hours.
I have previous experience working night shifts at my previous job.
I am able to adjust my sleep schedule to accommodate working at night.
I understand the importance of being alert and focused during night shifts.
I am willing to work night shifts if required for the position.
I see myself taking on more responsibilities and contributing to the growth and success of the company.
Continuing to excel in my current role and seeking opportunities for advancement
Building strong relationships with colleagues and mentors to learn and grow
Staying updated on industry trends and technologies to bring innovative ideas to the table
I have the relevant skills, experience, and passion to excel in this role.
I have a strong track record of success in similar roles.
I possess the necessary qualifications and certifications.
I am highly motivated and eager to contribute to the team.
I have excellent communication and problem-solving skills.
I am a quick learner and adaptable to new challenges.
My personal goal is to grow within the company by taking on new challenges and responsibilities. Professionally, I aim to contribute to the company's success through my hard work and dedication.
Continuously improve my skills and knowledge through training and development opportunities
Seek out leadership roles and projects that allow me to showcase my abilities
Build strong relationships with colleagues and clients to fo
I applied via Campus Placement and was interviewed before Jan 2020. There were 4 interview rounds.
I applied via Referral and was interviewed before Aug 2021. There were 2 interview rounds.
I appeared for an interview in Nov 2020.
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Interview experience
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Rating in categories
Credit Manager
46
salaries
| ₹3 L/yr - ₹8 L/yr |
Sales Manager
31
salaries
| ₹2.7 L/yr - ₹7.8 L/yr |
Sales Officer
21
salaries
| ₹2 L/yr - ₹2.8 L/yr |
Branch Manager
15
salaries
| ₹6.6 L/yr - ₹17 L/yr |
Disbursement Officer
11
salaries
| ₹2.4 L/yr - ₹4.5 L/yr |
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