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Logical, analytical and mortgage
Criteria for including income credit report information
The income credit report should include information on the borrower's income sources and amounts
The report should also include information on the borrower's employment history and stability
The credit report should be up-to-date and accurate
The report should be obtained from a reliable credit reporting agency
The report should comply with all applicable laws and regu
I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.
Supporting to Group members based on topic and conversation and need to put important points about topic
SitusAMC interview questions for designations
I was interviewed in Sep 2023.
Underwriting Questions
Calculations and general knowledge
Excel knowledge check
I applied via Referral and was interviewed in Sep 2022. There were 3 interview rounds.
Ability test case study normal questions about yourself
Credit segment, income calculation, and DTI calculation are important factors in assessing creditworthiness.
Credit segment refers to the type of credit a borrower has, such as credit cards, auto loans, or mortgages.
Income calculation involves determining a borrower's total income, including salary, bonuses, and other sources of income.
DTI calculation is the debt-to-income ratio, which is calculated by dividing a borrow...
I was interviewed in Oct 2021.
I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.
I applied via Referral and was interviewed in Nov 2020. There were 3 interview rounds.
I applied via Company Website and was interviewed before Apr 2020. There were 4 interview rounds.
The 4 Cs of underwriting are character, capacity, capital, and collateral.
Character refers to the borrower's credit history and reputation.
Capacity refers to the borrower's ability to repay the loan based on income and expenses.
Capital refers to the borrower's assets and net worth.
Collateral refers to the borrower's pledged assets that can be seized if the loan is not repaid.
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