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Rubique Interview Questions and Answers

Updated 27 Dec 2021

Rubique Interview Experiences

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I applied via Indeed and was interviewed in Dec 2018. There were 6 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Taxation in mutual fund in equity fund and debt Fund .short term as well as for long term
  • Ans. 

    Taxation in mutual funds varies for equity and debt funds, and for short and long term investments.

    • Equity funds held for more than a year are taxed at 10% on gains above Rs. 1 lakh

    • Short-term gains in equity funds are taxed at 15%

    • Debt funds held for less than 3 years are taxed as per the investor's income tax slab

    • Long-term gains in debt funds are taxed at 20% with indexation benefit

    • Dividends from mutual funds are tax-fr

  • Answered by AI
  • Q2. Sip, stp, swp, AIF etc
  • Q3. Situation basis questions like how will give advice client to client

Interview Preparation Tips

Round: Resume Shortlist
Experience: Experience in Mutual fund industry more than 1 year

General Tips: This start up company , they need people who self start and easy going people.
Skills: Communication, Problem Solving
Duration: <1 week

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. Normal questions were asked by HR team like tell me about yourself.
  • Q2. What qualities require for sales?
  • Ans. 

    Salespeople require qualities such as communication skills, persistence, adaptability, and product knowledge.

    • Excellent communication skills to build relationships with clients

    • Persistence to follow up with leads and close deals

    • Adaptability to changing market trends and customer needs

    • Product knowledge to effectively pitch and answer questions

    • Confidence and charisma to persuade potential customers

    • Time management and organ...

  • Answered by AI
  • Q3. They check my confidence by saying this is not lead generation process,its end to end sale how you will manage?
  • Q4. What is insurance?
  • Ans. 

    Insurance is a contract between an individual and an insurance company to protect against financial loss.

    • Insurance provides financial protection against unexpected events such as accidents, illnesses, and natural disasters.

    • The individual pays a premium to the insurance company in exchange for coverage.

    • The insurance company assumes the risk of financial loss and pays out claims when necessary.

    • Types of insurance include ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Just go through insurance basic

Interview Questionnaire 

1 Question

  • Q1. Most of logical questions

I applied via Naukri.com and was interviewed before Mar 2021. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 
Round 3 - HR 

(8 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. What are your strengths and weaknesses?
  • Q8. Tell me about yourself.
Round 4 - One-on-one 

(1 Question)

  • Q1. Related to previous job, and other common interview questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, honest and ready for situational questions

I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Aptitude Test 

Objective test based upon amplitude mental ability questions.

Round 2 - One-on-one 

(3 Questions)

  • Q1. Second round would be a Personal interview with Team leader and if selected then a PI with Manager
  • Q2. Why you want to join better?
  • Q3. Can a model like better execute in Indian Market?
  • Ans. 

    Yes, a well-designed model can better execute in the Indian market.

    • A model that takes into account the unique characteristics of the Indian market can perform better.

    • Factors such as cultural nuances, language, and consumer behavior should be considered.

    • For example, a model that incorporates regional languages and dialects can better connect with consumers.

    • Similarly, a model that accounts for the importance of family an...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. What is Fannie Mae? What is Freddie Mac? Explain and Difference between the two.
  • Ans. 

    Fannie Mae and Freddie Mac are government-sponsored enterprises that provide liquidity to the mortgage market.

    • Fannie Mae and Freddie Mac buy mortgages from lenders and package them into securities that are sold to investors.

    • Fannie Mae was created in 1938 and Freddie Mac in 1970.

    • Fannie Mae is a nickname for the Federal National Mortgage Association and Freddie Mac is a nickname for the Federal Home Loan Mortgage Corpora...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Gather some brief knowledge about US Mortgage before the interview and about Better's journey in the market. Be confident in what you are bringing to the table and defend it accordingly.

I applied via LinkedIn and was interviewed before Apr 2020. There were 4 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Tell me something about yourself?
  • Q2. Why you want to switch from Indian banking to US mortgage?
  • Ans. 

    I want to switch from Indian banking to US mortgage because it offers new challenges, growth opportunities, and a chance to work in a different market.

    • I am seeking new challenges and opportunities for growth in my career.

    • Working in the US mortgage industry will allow me to gain valuable experience in a different market.

    • I am excited about the prospect of learning about the intricacies of the US mortgage system and apply...

  • Answered by AI
  • Q3. Tell me what you know about US mortgage?
  • Ans. 

    US mortgage is a loan taken to purchase a property, secured by the property itself.

    • Mortgage interest rates are influenced by the economy and credit score.

    • There are different types of mortgages such as fixed-rate, adjustable-rate, and FHA loans.

    • The down payment required for a mortgage can vary from 3% to 20% depending on the lender and type of loan.

    • Defaulting on a mortgage can result in foreclosure and the loss of the p...

  • Answered by AI
  • Q4. If you come up with a policy and the senior management is ok with it but your team members are against it. How will you cope up with that situation?
  • Ans. 

    I will try to understand the reasons behind their opposition and address their concerns while also explaining the benefits of the policy.

    • I will schedule a meeting with the team members to discuss their concerns and try to understand their perspective.

    • I will explain the rationale behind the policy and how it aligns with the company's goals.

    • I will address their concerns and try to find a middle ground that satisfies both...

  • Answered by AI
  • Q5. What challenges you faced in your current role and how you overcome that?

Interview Preparation Tips

Interview preparation tips for other job seekers - * Good communication skill.
* It should reflect that you are interested in learning and your eagerness to learn.
* Good work on situation based questions is very important.

I was interviewed in Nov 2020.

Interview Questionnaire 

1 Question

  • Q1. Why to leave previous organization

Interview Preparation Tips

Interview preparation tips for other job seekers - Be ready for some tricky questions. There would be 3 rounds apart from HR round. Overall be chill since everybody is supportive.

I applied via Referral and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

Very basic and easy

Round 2 - One-on-one 

(1 Question)

  • Q1. Everything related to cv

Interview Preparation Tips

Interview preparation tips for other job seekers - Be truthful and honest. Showcase work ethics

I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Banking and mortgage industry questions. Us mortgage industry, Loan process and life cycle. Loan types
Round 2 - One-on-one 

(1 Question)

  • Q1. Mortgage related questions.
Round 3 - HR 

(1 Question)

  • Q1. Behavioural questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be prepared regarding mortgage industry questions.

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Rubique Reviews and Ratings

based on 15 reviews

2.4/5

Rating in categories

2.9

Skill development

2.6

Work-life balance

2.9

Salary

1.8

Job security

2.2

Company culture

2.3

Promotions

1.9

Work satisfaction

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