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I applied via Indeed and was interviewed in Dec 2018. There were 6 interview rounds.
Taxation in mutual funds varies for equity and debt funds, and for short and long term investments.
Equity funds held for more than a year are taxed at 10% on gains above Rs. 1 lakh
Short-term gains in equity funds are taxed at 15%
Debt funds held for less than 3 years are taxed as per the investor's income tax slab
Long-term gains in debt funds are taxed at 20% with indexation benefit
Dividends from mutual funds are tax-fr
I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
Salespeople require qualities such as communication skills, persistence, adaptability, and product knowledge.
Excellent communication skills to build relationships with clients
Persistence to follow up with leads and close deals
Adaptability to changing market trends and customer needs
Product knowledge to effectively pitch and answer questions
Confidence and charisma to persuade potential customers
Time management and organ...
Insurance is a contract between an individual and an insurance company to protect against financial loss.
Insurance provides financial protection against unexpected events such as accidents, illnesses, and natural disasters.
The individual pays a premium to the insurance company in exchange for coverage.
The insurance company assumes the risk of financial loss and pays out claims when necessary.
Types of insurance include ...
I applied via Naukri.com and was interviewed before Mar 2021. There were 4 interview rounds.
I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.
Objective test based upon amplitude mental ability questions.
Yes, a well-designed model can better execute in the Indian market.
A model that takes into account the unique characteristics of the Indian market can perform better.
Factors such as cultural nuances, language, and consumer behavior should be considered.
For example, a model that incorporates regional languages and dialects can better connect with consumers.
Similarly, a model that accounts for the importance of family an...
Fannie Mae and Freddie Mac are government-sponsored enterprises that provide liquidity to the mortgage market.
Fannie Mae and Freddie Mac buy mortgages from lenders and package them into securities that are sold to investors.
Fannie Mae was created in 1938 and Freddie Mac in 1970.
Fannie Mae is a nickname for the Federal National Mortgage Association and Freddie Mac is a nickname for the Federal Home Loan Mortgage Corpora...
I applied via LinkedIn and was interviewed before Apr 2020. There were 4 interview rounds.
I want to switch from Indian banking to US mortgage because it offers new challenges, growth opportunities, and a chance to work in a different market.
I am seeking new challenges and opportunities for growth in my career.
Working in the US mortgage industry will allow me to gain valuable experience in a different market.
I am excited about the prospect of learning about the intricacies of the US mortgage system and apply...
US mortgage is a loan taken to purchase a property, secured by the property itself.
Mortgage interest rates are influenced by the economy and credit score.
There are different types of mortgages such as fixed-rate, adjustable-rate, and FHA loans.
The down payment required for a mortgage can vary from 3% to 20% depending on the lender and type of loan.
Defaulting on a mortgage can result in foreclosure and the loss of the p...
I will try to understand the reasons behind their opposition and address their concerns while also explaining the benefits of the policy.
I will schedule a meeting with the team members to discuss their concerns and try to understand their perspective.
I will explain the rationale behind the policy and how it aligns with the company's goals.
I will address their concerns and try to find a middle ground that satisfies both...
I was interviewed in Nov 2020.
I applied via Referral and was interviewed before Mar 2021. There were 2 interview rounds.
Very basic and easy
I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
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Better.com
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Hero Housing Finance