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Rubique Interview Questions and Answers
Rubique Interview Experiences
1 interview found
Interview Questionnaire
1 Question
- Q1. Sql join,dbms
Interview Preparation Tips
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I applied via Indeed and was interviewed in Dec 2018. There were 6 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Taxation in mutual fund in equity fund and debt Fund .short term as well as for long term
- Ans.
Taxation in mutual funds varies for equity and debt funds, and for short and long term investments.
Equity funds held for more than a year are taxed at 10% on gains above Rs. 1 lakh
Short-term gains in equity funds are taxed at 15%
Debt funds held for less than 3 years are taxed as per the investor's income tax slab
Long-term gains in debt funds are taxed at 20% with indexation benefit
Dividends from mutual funds are tax-fr
- Q2. Sip, stp, swp, AIF etc
- Q3. Situation basis questions like how will give advice client to client
Interview Preparation Tips
Experience: Experience in Mutual fund industry more than 1 year
General Tips: This start up company , they need people who self start and easy going people.
Skills: Communication, Problem Solving
Duration: <1 week
I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
Interview Questionnaire
4 Questions
- Q1. Normal questions were asked by HR team like tell me about yourself.
- Q2. What qualities require for sales?
- Ans.
Salespeople require qualities such as communication skills, persistence, adaptability, and product knowledge.
Excellent communication skills to build relationships with clients
Persistence to follow up with leads and close deals
Adaptability to changing market trends and customer needs
Product knowledge to effectively pitch and answer questions
Confidence and charisma to persuade potential customers
Time management and organ...
- Q3. They check my confidence by saying this is not lead generation process,its end to end sale how you will manage?
- Q4. What is insurance?
- Ans.
Insurance is a contract between an individual and an insurance company to protect against financial loss.
Insurance provides financial protection against unexpected events such as accidents, illnesses, and natural disasters.
The individual pays a premium to the insurance company in exchange for coverage.
The insurance company assumes the risk of financial loss and pays out claims when necessary.
Types of insurance include ...
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Most of logical questions
I applied via Naukri.com and was interviewed before Mar 2021. There were 4 interview rounds.
(8 Questions)
- Q1. What are your salary expectations?
- Q2. What is your family background?
- Q3. Share details of your previous job.
- Q4. Why should we hire you?
- Q5. Why are you looking for a change?
- Q6. Where do you see yourself in 5 years?
- Q7. What are your strengths and weaknesses?
- Q8. Tell me about yourself.
(1 Question)
- Q1. Related to previous job, and other common interview questions
Interview Preparation Tips
I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.
Objective test based upon amplitude mental ability questions.
(3 Questions)
- Q1. Second round would be a Personal interview with Team leader and if selected then a PI with Manager
- Q2. Why you want to join better?
- Q3. Can a model like better execute in Indian Market?
- Ans.
Yes, a well-designed model can better execute in the Indian market.
A model that takes into account the unique characteristics of the Indian market can perform better.
Factors such as cultural nuances, language, and consumer behavior should be considered.
For example, a model that incorporates regional languages and dialects can better connect with consumers.
Similarly, a model that accounts for the importance of family an...
(1 Question)
- Q1. What is Fannie Mae? What is Freddie Mac? Explain and Difference between the two.
- Ans.
Fannie Mae and Freddie Mac are government-sponsored enterprises that provide liquidity to the mortgage market.
Fannie Mae and Freddie Mac buy mortgages from lenders and package them into securities that are sold to investors.
Fannie Mae was created in 1938 and Freddie Mac in 1970.
Fannie Mae is a nickname for the Federal National Mortgage Association and Freddie Mac is a nickname for the Federal Home Loan Mortgage Corpora...
Interview Preparation Tips
I applied via LinkedIn and was interviewed before Apr 2020. There were 4 interview rounds.
Interview Questionnaire
5 Questions
- Q1. Tell me something about yourself?
- Q2. Why you want to switch from Indian banking to US mortgage?
- Ans.
I want to switch from Indian banking to US mortgage because it offers new challenges, growth opportunities, and a chance to work in a different market.
I am seeking new challenges and opportunities for growth in my career.
Working in the US mortgage industry will allow me to gain valuable experience in a different market.
I am excited about the prospect of learning about the intricacies of the US mortgage system and apply...
- Q3. Tell me what you know about US mortgage?
- Ans.
US mortgage is a loan taken to purchase a property, secured by the property itself.
Mortgage interest rates are influenced by the economy and credit score.
There are different types of mortgages such as fixed-rate, adjustable-rate, and FHA loans.
The down payment required for a mortgage can vary from 3% to 20% depending on the lender and type of loan.
Defaulting on a mortgage can result in foreclosure and the loss of the p...
- Q4. If you come up with a policy and the senior management is ok with it but your team members are against it. How will you cope up with that situation?
- Ans.
I will try to understand the reasons behind their opposition and address their concerns while also explaining the benefits of the policy.
I will schedule a meeting with the team members to discuss their concerns and try to understand their perspective.
I will explain the rationale behind the policy and how it aligns with the company's goals.
I will address their concerns and try to find a middle ground that satisfies both...
- Q5. What challenges you faced in your current role and how you overcome that?
Interview Preparation Tips
* It should reflect that you are interested in learning and your eagerness to learn.
* Good work on situation based questions is very important.
I was interviewed in Nov 2020.
Interview Questionnaire
1 Question
- Q1. Why to leave previous organization
Interview Preparation Tips
I applied via Referral and was interviewed before Mar 2021. There were 2 interview rounds.
Very basic and easy
(1 Question)
- Q1. Everything related to cv
Interview Preparation Tips
I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
(1 Question)
- Q1. Banking and mortgage industry questions. Us mortgage industry, Loan process and life cycle. Loan types
(1 Question)
- Q1. Mortgage related questions.
(1 Question)
- Q1. Behavioural questions
Interview Preparation Tips
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