PayU Payments Senior Product Manager Interview Questions and Answers

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Q1. Card payment workflow, tokenisation and its GTM.
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Q2. Affordability and brand emi GTM.
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Q1. Product design- how to design a hypothetical model
Ans. 
To design a hypothetical model, start by defining the problem, conducting market research, creating user personas, brainstorming ideas, prototyping, testing, and iterating.
• Define the problem statement and goals of the product

• Conduct market research to understand the target audience and competition

• Create user personas to empathize with the users' needs and behaviors

• Brainstorm ideas and features that address the problem ...read more
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Q2. How would you improve a product
Ans. 
I would improve a product by conducting user research, analyzing feedback, and iterating on features.
• Conduct user research to understand pain points and needs

• Analyze feedback from customers to identify areas for improvement

• Iterate on features based on research and feedback

• Implement A/B testing to validate changes before full rollout
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Q1. Technical architecture
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Felt frustrated when you felt that you overpaid for a product, or that the company was simply extracting too much from the consumer in terms of price?
How does Starbucks sell coffee, that is worth only $19 -the worth of the commodity as indicated by the typical retail price for a kilo of coffee
beans, for $137 ?
Or how does Apple sell an iPhone, that costs it only round Rs. 6K to produce at a Foxconn factory in China, for a retail price of Rs. 1 Lakh+ in India?
Why do printers come cheap, but the replacement cartridges cost a bomb?
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Round duration - 60 Minutes
Round difficulty - Easy

The interview was held in the evening on a weekday, Interview was nice and quite experienced, he asked me about my previous experience in the area and they told me about the team and work for which they were hiring, we did some discussion on that. Meanwhile, I was also asked a few questions on Database and SQL.

Q1. 
Find Magic Index in Sorted Array
Given a sorted array A consisting of N integers, your task is to find the magic index in the given array, where the magic index is defined as an index i such that A[i] = i...read more
Ans. 
Find the magic index in a sorted array where A[i] = i.
• Iterate through the array and check if A[i] = i for each index i

• Utilize binary search for a more efficient solution

• Handle cases where there are multiple magic indices or none at all
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Round duration - 60 minutes
Round difficulty - Medium

The interview was in the afternoon. There were some glitches with the teams meeting but it got sorted out in a few minutes. This round was purely coding based. He started with questions on arrays, linked lists, and string manipulation with an increasing level of hardness. The tricky part was that the online editor I was given for writing the code was not an IDE but a simple text editor, so I wasn't getting any help in terms of code completion or syntax errors or syntax highlighting.

Q1. 
Find All Pairs Adding Up to Target
Given an array of integers ARR of length N and an integer Target, your task is to return all pairs of elements such that they add up to the Target.
Input:
The first line ...read more
Ans. 
The task is to find all pairs of elements in an array that add up to a given target.
• Iterate through the array and for each element, check if the difference between the target and the element exists in a hash set.

• If it exists, add the pair to the result. If not, add the element to the hash set.

• Handle cases where the same element is used twice in a pair.

• Return (-1, -1) if no pair is found.
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