Payswiff Solutions Interview Questions and Answers

Q1. Why do you want to join INDMoney?
Ans. 
I want to join INDMoney because of its innovative products and strong focus on customer satisfaction.
• I am impressed by INDMoney's track record of creating user-friendly financial products.

• I believe my skills and experience align well with the company's goals and values.

• I am excited about the opportunity to work with a dynamic and talented team at INDMoney.
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Q2. Dig on your experience regarding fintech if relevant to them or if not fintech then how you can transition?
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Q1. Guessestimate on number of metro coaches in Bengaluru metro
Ans. 
There are approximately 50 metro coaches in Bengaluru metro.
• Bengaluru metro currently operates with around 50 metro coaches.

• The number of metro coaches may vary based on the expansion plans of the metro system.

• To get an accurate estimate, one would need to consider the number of trains and coaches per train in the metro system.
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Q2. How will you design a payment page end to end for IND Money?
Ans. 
Designing a user-friendly payment page for IND Money.
• Include multiple payment options such as credit/debit cards, net banking, UPI, wallets, etc.

• Ensure a seamless checkout process with minimal steps and clear instructions.

• Implement secure payment gateways to protect user data.

• Provide real-time transaction updates and confirmation messages for transparency.

• Optimize for mobile responsiveness and easy navigation.

• Allow use...read more
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Q3. Design a lending product for Indmoney
Ans. 
A lending product for Indmoney to provide personal loans with competitive interest rates and flexible repayment options.
• Offer competitive interest rates to attract customers

• Provide flexible repayment options such as EMI plans

• Implement a quick and easy online application process

• Utilize credit scoring algorithms to assess borrower's creditworthiness

• Offer personalized loan amounts based on individual financial profiles
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Q1. What is your favorite app and why?
Ans. 
My favorite app is Spotify because it allows me to discover new music and create personalized playlists.
• User-friendly interface

• Wide selection of music

• Ability to create custom playlists

• Recommendation algorithm helps discover new music
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Q2. RCA for a given bug and your approach
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Q3. How will you rebuild a feature in swiggy from scratch? For example, re design the food recommendation feature
Ans. 
I would start by conducting user research to understand current pain points and preferences, then create wireframes and prototypes for testing before implementing the new feature.
• Conduct user research to understand user preferences and pain points

• Analyze data from existing feature to identify areas for improvement

• Create wireframes and prototypes for the new feature

• Test prototypes with users to gather feedback and itera...read more
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Q4. How will you prioritise different features?
Ans. 
I will prioritise different features based on customer needs, impact on business goals, technical feasibility, and resource availability.
• Prioritise features based on customer feedback and needs

• Consider impact on business goals and objectives

• Evaluate technical feasibility and resource availability

• Use frameworks like MoSCoW method or Kano model for prioritisation

• Regularly review and adjust priorities based on feedback an
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Q5. Design a reward referral system for Swiggy
Ans. 
Implement a reward referral system for Swiggy
• Offer a discount to both the referrer and the referee upon successful referral

• Track referrals using unique referral codes or links

• Provide additional rewards for multiple successful referrals

• Promote the referral program through social media and email campaigns
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You will be given a detailed product sense case study any random topic and you are supposed to make a detailed report on the same then present it and discuss or brainstorm with the interviewer

Q1. Salary negotiations are done and they will definitely low ball you as usual
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Q2. Horrible way of treating salary negotiations by the HR
Ans. 
HR should treat salary negotiations respectfully and transparently.
• HR should provide clear information on salary ranges and factors affecting compensation.

• HR should listen to the candidate's expectations and negotiate in good faith.

• HR should avoid using tactics like lowball offers or pressure tactics to force acceptance.

• HR should be open to discussing and justifying their decisions on salary offers.

• HR should treat all
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Q1. I was asked about my proficiency in coding and then asked basic oops concepts like polymorphism and inheritence.
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Q2. Reverse an array
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Q3. Basic os questions
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Q4. Difference between list and dict and tuple in python
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