50+ Interview Questions and Answers

Mutual funds can be categorized into equity, debt, hybrid, solution-oriented, and others.

• Equity funds invest in stocks of companies

• Debt funds invest in fixed-income securities like bonds

• Hybrid funds invest in a mix of equity and debt

• Solution-oriented funds are designed for specific goals like retirement or child education

• Others include index funds, sectoral funds, and international funds

Sales is the process of selling products or services to customers. Handling pressure in sales involves staying focused, managing time effectively, and maintaining a positive mindset.

• Sales is the act of persuading customers to purchase a product or service.

• It involves identifying potential customers, understanding their needs, and presenting solutions.

• Handling pressure in sales requires staying organized and managing time effectively.

• Maintaining a positive mindset and being re...read more

By understanding the customer's needs, building rapport, highlighting product benefits, and offering solutions.

• Listen to the customer's needs and concerns

• Build rapport and trust with the customer

• Highlight the benefits of the product that meet the customer's needs

• Offer solutions and address any objections or concerns

• Provide excellent customer service and follow-up

Output comparison of for loops using var, let, and bind in JavaScript.

• Using var: variable is function-scoped, may lead to unexpected behavior in loops.

• Using let: variable is block-scoped, recommended for loop iterations.

• Using bind: creates a new function with a specified 'this' value and initial arguments.

I work on coding, debugging, testing, and collaborating with team members. Tech stack decisions are based on project requirements, scalability, performance, and team expertise.

• Daily tasks include coding, debugging, testing, and collaborating with team members

• Tech stack decisions are based on project requirements, scalability, performance, and team expertise

• Consider factors like language compatibility, libraries/frameworks availability, community support, and future scalabilit...read more

The order of output is fs, process, setTimeout, setInterval, promise.

• fs module is synchronous and will output first

• process is next in line

• setTimeout will be executed after process

• setInterval will be executed after setTimeout

• promise will be executed last

Yes, our company recognizes Hindi and values multilingual skills.

• Our company values diversity and inclusivity, including language diversity.

• Being able to communicate with customers in their preferred language is a valuable skill.

• We have a multilingual team and provide language support to our customers.

• Knowing multiple languages can also help in collaborating with team members from different backgrounds.

Paisa Bazaar is an online financial marketplace that offers a wide range of financial products and services.

• Paisa Bazaar is a one-stop-shop for all financial needs such as loans, credit cards, insurance, and investments.

• It provides a platform for customers to compare and choose from various financial products offered by different banks and financial institutions.

• Paisa Bazaar also offers personalized financial advice and assistance to customers.

• The company was founded in 2014 ...read more

Understanding customer wants involves active listening, asking probing questions, and observing non-verbal cues.

• Ask open-ended questions to uncover customer needs and preferences

• Listen actively to what the customer is saying and take note of any specific requests or concerns

• Observe the customer's body language and tone of voice for additional insights

• Offer solutions that align with the customer's stated desires and address any pain points

• Follow up with the customer to ensure ...read more

The loan process involves the application, approval, and disbursement of funds to borrowers.

• The loan process starts with the borrower submitting an application.

• The lender reviews the application and assesses the borrower's creditworthiness.

• If approved, the lender determines the loan amount, interest rate, and repayment terms.

• Once the terms are agreed upon, the loan is disbursed to the borrower.

• The borrower then makes regular payments to repay the loan.

• Examples of loans includ...read more

Personal loan is a loan taken by an individual for personal expenses, while business loan is a loan taken by a business for its operations.

• Personal loan is used for personal expenses such as education, medical bills, or home renovations.

• Business loan is used by businesses to fund their operations, purchase equipment, or expand their business.

• Personal loans are typically smaller in amount and have higher interest rates compared to business loans.

• Business loans require a detail...read more

The question seems to be about the process of selling and understanding customer needs.

• Selling involves understanding the customer's needs and offering a solution

• The process of selling can involve identifying potential customers and reaching out to them

• Building relationships with customers can lead to repeat business and positive word-of-mouth

• Effective communication and active listening are important skills for a customer support executive

Design a scalable, real-time document sharing app like Google Docs.

• Use websockets for real-time collaboration

• Implement version control to track changes

• Utilize a distributed database for scalability

• Include user authentication and access control

• Support offline editing with automatic sync

I will pitch mutual funds by highlighting their potential for long-term growth and diversification.

• Explain the benefits of investing in mutual funds, such as diversification and professional management

• Emphasize the potential for long-term growth and the ability to achieve financial goals

• Provide examples of successful mutual fund investments and their returns

• Address any concerns or questions the customer may have about fees, risks, and performance

• Offer personalized recommendat...read more

Personal loan is a type of loan taken for personal use, while a credit card is a payment card issued by a financial institution.

• Personal loan is a fixed amount of money borrowed from a financial institution for personal use.

• Credit card is a payment card issued by a financial institution that allows the cardholder to borrow funds for purchases.

• Personal loans typically have a fixed interest rate and repayment term.

• Credit cards have a credit limit which is the maximum amount tha...read more

Event loop is a mechanism in programming that allows for asynchronous execution of code by continuously checking for and handling events.

• Event loop is commonly used in JavaScript to handle asynchronous operations like setTimeout, setInterval, and AJAX requests.

• It works by continuously checking the event queue for any pending events, executing them one by one, and then moving on to the next event.

• Event loop helps in preventing blocking of the main thread by allowing non-blocki...read more

Utilize cloud storage for scalability, implement image compression techniques, and regularly update image processing libraries.

• Utilize cloud storage for scalability

• Implement image compression techniques

• Regularly update image processing libraries

To sell anything to a customer, understand their needs, highlight the benefits, and create a sense of urgency.

• Listen to the customer's needs and tailor your pitch accordingly

• Highlight the benefits and unique selling points of the product

• Create a sense of urgency by emphasizing limited availability or time-sensitive deals

• Address any concerns or objections the customer may have

• Close the sale by asking for the customer's commitment

• Follow up with the customer to ensure satisfacti...read more

I belong to the city of New York.

• I am from New York City.

• I live in the Big Apple.

• I am a proud resident of NYC.

Sales is the process of selling products or services to customers in exchange for money or other forms of compensation.

• Sales involves identifying potential customers and persuading them to make a purchase.

• It requires building relationships with customers to understand their needs and provide solutions.

• Sales also involves negotiating terms of sale and closing deals to generate revenue for the company.

• Examples: pitching a product to a client, negotiating a contract with a vendo...read more

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities traded on the sharemarket.

• Mutual funds invest in stocks, bonds, and other securities traded on the sharemarket

• Investors pool their money together to create a diversified portfolio

• Mutual funds are managed by professional fund managers

• Investors can buy and sell mutual fund shares on the sharemarket

• Mutual funds provide access to ...read more

When talking to a customer, it is important to actively listen, empathize, and provide solutions to their concerns.

• Listen actively to their concerns and needs

• Empathize with their situation and show understanding

• Provide solutions or options to address their concerns

• Ensure customer satisfaction and follow up if necessary

JavaScript is an interpreted language.

• JavaScript is an interpreted language, meaning it is executed line by line at runtime.

• There is no separate compilation step in JavaScript like in languages that use compilers.

• Examples of interpreted languages include Python, Ruby, and PHP.

Singleton class is a class that can only have one instance created throughout the application.

• Singleton class restricts the instantiation of a class to one object.

• It is often used for logging, caching, thread pools, database connections, etc.

• Example: Java implementation of Singleton class -

• public class Singleton { private static Singleton instance; private Singleton() {} public static Singleton getInstance() { if(instance == null) { instance = new Singleton(); } return instan...read more

Rampup period in JMeter is the time taken for all virtual users to start executing the test plan.

• Rampup period is specified in seconds in JMeter test plan settings.

• During the rampup period, JMeter gradually starts all virtual users to avoid overwhelming the server.

• For example, if rampup period is set to 60 seconds and number of threads is 100, JMeter will start 1 thread every 0.6 seconds.

I have a strong foundation in mathematical knowledge, including algebra, calculus, and statistics.

• I have completed coursework in advanced mathematics during my education.

• I have applied mathematical concepts in real-world scenarios, such as analyzing sales data and forecasting trends.

• I am proficient in using mathematical tools and software to solve complex problems.

• I have a keen eye for detail and accuracy when working with numbers.

Elaborate on loan policy by explaining terms, interest rates, eligibility criteria, and repayment options to the customer.

• Start by explaining the different types of loans available

• Discuss the interest rates and how they are calculated

• Explain the eligibility criteria including credit score, income requirements, and employment status

• Detail the repayment options such as monthly installments, interest-only payments, or balloon payments

• Provide examples of loan scenarios to help th...read more

Digital ecosystem refers to the interconnected network of digital devices, platforms, and services that enable communication, collaboration, and commerce.

• It includes hardware devices such as smartphones, tablets, laptops, and IoT devices

• It also includes software platforms such as social media, e-commerce websites, and cloud computing services

• The digital ecosystem enables businesses to reach customers through various channels such as social media, email, and mobile apps

• It also...read more

Fund of Funds is a type of investment fund that invests in other investment funds instead of investing directly in stocks, bonds or other securities.

• Fund of Funds spreads investment risk by investing in multiple funds

• It provides diversification and professional management

• Investors can gain exposure to a variety of asset classes and investment styles

• Examples include BlackRock Global Allocation Fund and Vanguard Target Retirement Funds

SQL query to find the 2nd largest salary

• Use the ORDER BY clause to sort salaries in descending order

• Use the LIMIT clause to get the second row

A mutual fund is a type of investment vehicle made up of a pool of money collected from many investors to invest in securities.

• Mutual funds are managed by professional fund managers

• Investors buy shares in the mutual fund and the value of the shares is based on the performance of the underlying securities

• Mutual funds offer diversification and convenience for investors

• There are different types of mutual funds such as equity funds, bond funds, and money market funds

Matching data in different columns involves comparing the values in the columns and identifying similarities or patterns.

• Use string matching techniques like exact match, partial match, or fuzzy matching.

• Apply data cleaning and preprocessing techniques to standardize the data before matching.

• Utilize advanced algorithms like Levenshtein distance or Jaccard similarity for more complex matching.

• Consider using database joins or merging techniques to match data across different tab...read more

Program to find a prime number

• Iterate through numbers starting from 2 up to the given number

• Check if the number is divisible by any number other than 1 and itself

• If not divisible, then it is a prime number

Program to find the factorial of a number

• Use a loop to multiply numbers from 1 to the given number

• Handle edge cases like 0 and negative numbers

• Example: For input 5, factorial is 5*4*3*2*1 = 120

Credit cards are a type of payment card that allows the cardholder to borrow funds for purchases.

• Credit cards allow users to borrow money up to a certain limit set by the issuer.

• Credit cards charge interest on the borrowed amount if not paid in full by the due date.

• Credit cards often come with rewards programs, cashback offers, and other benefits.

• Credit cards require the cardholder to make minimum monthly payments to avoid penalties.

• Credit cards can be used for online and in-...read more

Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

• Investors buy shares in the mutual fund, which represents a portion of the overall portfolio

• Professional fund managers make investment decisions on behalf of the investors

• Investors benefit from diversification and professional management

• Mutual funds can be actively managed or passively managed (index funds)

• Fees and expenses can vary widely between mutual ...read more

Goals are desired outcomes or achievements that an individual or organization aims to accomplish within a specific timeframe.

• Goals provide direction and motivation for individuals and organizations

• They help in measuring progress and success

• Goals should be specific, measurable, achievable, relevant, and time-bound (SMART)

• Examples of goals include increasing sales revenue, improving customer satisfaction, or completing a project within a deadline

Cookies are small pieces of data stored on the client side, while cache is temporary storage of web documents on the server or client side.

• Cookies are used to store user-specific information like login credentials, preferences, etc.

• Cache is used to store frequently accessed web documents to reduce loading times.

• Cookies are sent with every HTTP request, while cache is used to store resources locally to reduce server load.

• Examples: Cookies are used to remember a user's login se...read more

Test cases for Login API

• Verify valid credentials login successfully

• Verify invalid credentials show error message

• Verify login with empty username or password

• Verify login with special characters in username or password

• Verify login with long username or password

To convince the customer, focus on understanding their needs, building trust, providing solutions, and demonstrating value.

• Listen actively to the customer's needs and concerns

• Build trust by being honest, transparent, and reliable

• Provide tailored solutions that address the customer's specific needs

• Demonstrate the value of your product or service through examples and testimonials

Sales is the process of selling goods or services in exchange for money or other compensation.

• Sales involves identifying potential customers, presenting products or services to them, and closing the deal.

• Effective sales techniques include building relationships with customers, understanding their needs, and providing solutions.

• Examples of sales activities include cold calling, networking, and conducting product demonstrations.

• Sales can be done through various channels such as...read more

This pen is perfect for anyone who needs a reliable writing tool.

• This pen has a comfortable grip that makes writing easy and comfortable.

• The ink is long-lasting and won't smudge or smear.

• It's sleek and stylish design makes it a great accessory for any professional setting.

• This pen is also affordable, making it a great value for anyone on a budget.

A credit card is a payment card issued by a financial institution that allows the cardholder to borrow funds to pay for goods and services.

• Credit cards allow users to make purchases on credit, with the promise to repay the borrowed amount at a later date.

• They often come with a credit limit, which is the maximum amount the cardholder can borrow.

• Interest is charged on the outstanding balance if not paid in full by the due date.

• Credit cards may offer rewards, cashback, or other ...read more

PaisaBazaar is a financial marketplace in India that offers comparison and application services for loans, credit cards, and insurance.

• Provides comparison services for various financial products like loans, credit cards, and insurance

• Allows users to apply for financial products through their platform

• Offers personalized recommendations based on user's financial profile

• Helps users make informed decisions by providing detailed information about different financial products

Paisabazar is a financial marketplace in India that offers comparison of financial products like loans, credit cards, insurance, etc.

• Paisabazar helps users compare different credit card options based on features like rewards, interest rates, fees, etc.

• Users can apply for credit cards directly through Paisabazar's platform.

• Paisabazar also provides information on eligibility criteria and documents required for credit card applications.

Creating a server without using Express framework

• Use Node.js built-in 'http' module to create a server

• Listen for incoming requests on a specific port

• Handle different routes and methods using 'http' module

API is a general term for any set of rules that allow different software applications to communicate with each other. A web service is a type of API that is accessed over a network.

• API is a set of rules and protocols that allow different software applications to communicate with each other.

• Web service is a type of API that is accessed over a network, typically using HTTP.

• API can be used for various purposes like accessing databases, hardware devices, or other software applica...read more

This pen is not just any pen, it's a tool that can help you achieve your goals.

• This pen is perfect for writing down your goals and plans

• It has a comfortable grip that makes writing easy and enjoyable

• The ink is of high quality and won't smudge or fade over time

• It's a stylish accessory that will make you look professional and put-together

• You never know when you might need a pen, so it's always good to have one on hand

The automobile industry is a vast sector encompassing manufacturing, sales, and services related to vehicles.

• Global automobile industry revenue is estimated to be over $2 trillion.

• Major players include Toyota, Volkswagen, and General Motors.

• Technological advancements like electric vehicles and autonomous driving are shaping the future of the industry.

Civil refers to the society and its citizens, as well as the laws and regulations that govern them.

• Civil law deals with disputes between individuals or organizations

• Civil society refers to the organizations and institutions that operate independently of the government

• Civil rights are the rights guaranteed to citizens by law, such as freedom of speech and the right to vote

Types of funds include equity, debt, hybrid, index, sectoral, and thematic funds.

• Equity funds invest in stocks of companies

• Debt funds invest in fixed income securities

• Hybrid funds invest in both stocks and bonds

• Index funds track a specific market index

• Sectoral funds invest in a specific sector of the economy

• Thematic funds invest in a specific theme or trend

The hard stock sell problem involves determining the best time to sell stocks to maximize profit.

• Consider using dynamic programming to solve this problem efficiently.

• Keep track of the minimum stock price seen so far and calculate the maximum profit that can be made by selling at each day.

• The final answer will be the maximum profit that can be made by selling at the last day.

Yes, I have a proven track record of exceeding sales targets and building strong relationships with clients.

• I have consistently met or exceeded sales targets in my previous roles

• I have a strong understanding of the sales process and techniques

• I have excellent communication and negotiation skills

• I have successfully built and maintained relationships with clients to drive sales