NJ India Invest Investment Banking Analyst Interview Questions and Answers

Q1. Good hr policy and good to talk
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Tcm rcm and zbh taken interview

There were 1 aptitude test which is to be cleared first before sitting in a interview so that I cleared it and there were 15 question to be there and minimum time required for the test.

Q1. In round 2 interviewer ask me a few questions related to myself and regarding company. Like tell me about your self in brief and investment purpose. Because the company is MNC in investment related.
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Q2. 1.Tell me about yourself 2.How much you know about the company 3.What is the main purpose of this company to ascertain goals.
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Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
Ans. 
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
• Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

• Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

• Bank statements show a person's i...read more
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Q1. How long do you see with our company
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Q1. What is DSCR? How is it important?
Ans. 
DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.
• DSCR is calculated by dividing a company's operating income by its total debt service obligations.

• A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...read more
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Q2. What ratios are important and why?
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Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.
• Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.

• Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.

• Interest coverage ratio: Shows a company's ability to pay...read more
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Q1. Tell me something about yourself?
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Q2. What did you do in your last organisation?
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Basics of accounting and some aptitude questions