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Marsh McLennan
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Insurance cycle refers to the pattern of hard and soft market conditions in the insurance industry.
Insurance cycle consists of alternating periods of hard market (high premiums, low capacity) and soft market (low premiums, high capacity).
Factors such as catastrophic events, investment returns, and regulatory changes can influence the insurance cycle.
During a hard market, insurers raise premiums and tighten underwriting...
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I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
HashMap is a data structure that stores key-value pairs, while Concurrency Map allows for safe concurrent access.
HashMap internally uses an array of linked lists to store key-value pairs.
Concurrency Map implementations like ConcurrentHashMap use locks or other mechanisms to allow safe concurrent access.
HashMap allows for null keys and values, while ConcurrentHashMap does not allow null keys or values.
Concurrency Map im...
Optimizing SQL Joins involves using proper indexing, limiting the result set, and avoiding unnecessary joins.
Use indexes on columns involved in join conditions to improve performance
Limit the result set by using WHERE clause to filter out unnecessary rows before joining
Avoid unnecessary joins by only joining the tables that are needed for the query
Optimizing performance involves setting clear goals, providing feedback, offering training and development opportunities, and fostering a positive work environment.
Set clear goals and expectations for employees
Provide regular feedback and recognition for good performance
Offer training and development opportunities to help employees improve their skills
Create a positive work environment that promotes collaboration and c...
Medium algo and multi threading questions
Algo and multi threading question
Thread safe singleton can be implemented using double-checked locking or synchronized block.
Use double-checked locking to ensure only one instance is created.
Use synchronized block to make sure only one thread can access the creation of instance at a time.
Example: public class ThreadSafeSingleton { private static volatile ThreadSafeSingleton instance; private ThreadSafeSingleton(){} public static ThreadSafeSingleton ge...
Accrual and difference between US GAAP and IFRS
Accrual accounting recognizes revenue and expenses when they are incurred, regardless of when cash is received or paid
US GAAP and IFRS differ in their treatment of certain accounting principles, such as revenue recognition, inventory valuation, and lease accounting
Under US GAAP, revenue recognition is generally more prescriptive, while IFRS allows more judgment and flexibi...
I applied via Recruitment Consulltant and was interviewed in Jun 2023. There were 5 interview rounds.
APTA assessments with basic scenario based questions
General Discussion and Experience
I applied via Referral and was interviewed in Sep 2022. There were 3 interview rounds.
Portfolio management involves managing a collection of investments to achieve a specific financial goal.
Involves selecting and monitoring a mix of assets such as stocks, bonds, and mutual funds
Balancing risk and return based on investor's objectives
Rebalancing the portfolio periodically to maintain desired asset allocation
Examples include creating a diversified portfolio to minimize risk and maximize returns
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