Mialtus Insurance Broking Underwriting Analyst Interview Questions and Answers

Q1. Have discussed about finance
Add your answer
Q2. 4c of underwriting
Add your answer
Q3. Types of account
Add your answer

Q1. What is the salary expectations
Add your answer
Q2. 30 thousands per month, after she asks me introduction, i just present my introduction, she removed me from virtual drive
Add your answer

Q1. Basic knowledge
Add your answer
Q2. Self introduction
Add your answer

Q1. 4c of underwriting
Ans. 
Question 4c of underwriting typically pertains to specific details about the underwriting process or criteria.
• Question 4c may ask about the applicant's financial history or risk factors.

• It could also inquire about the insurance policy being applied for and its coverage details.

• Understanding the context of the question and providing relevant information is key to answering effectively.
Answered by AI
Add your answer
Q2. Explanation of 4c s details review of previous experience
Ans. 
4c's details review of previous experience involves analyzing the candidate's communication, critical thinking, collaboration, and creativity skills.
• Communication: Assess how effectively the candidate communicates with team members, clients, and stakeholders.

• Critical Thinking: Evaluate the candidate's ability to analyze complex information, make sound decisions, and solve problems.

• Collaboration: Review how well the can...read more
Answered by AI
Add your answer

Q1. Simple basic finance
Add your answer

Q1. Basic salary discussion
Add your answer

Q1. Basic finance questions
Add your answer

It was very easy interview process. You can definitely get the job. Prepare well. Questions repeat all the time

Q1. What is leverage ratio
Ans. 
Leverage ratio is a financial metric that measures the amount of debt a company has relative to its assets.
• Leverage ratio is calculated by dividing a company's total debt by its total assets.

• It is used to assess a company's ability to meet its financial obligations.

• A high leverage ratio indicates that a company has a significant amount of debt relative to its assets, which can be risky.

• For example, if a company has $1 ...read more
Answered by AI
Add your answer
Q2. Tell something about yourself which is not present in the CV
Add your answer

Q1. Questions about Insurance
Add your answer
Q2. Questions about underwriting
Add your answer

Q1. Share details of your previous job.
Ans. 
I worked as an Underwriting Analyst at XYZ Company.
• Analyzed and evaluated insurance applications to determine risk and coverage

• Assessed financial and medical information to make underwriting decisions

• Calculated premiums and set policy terms based on risk assessment

• Collaborated with underwriters and agents to resolve policy issues

• Maintained accurate records and documentation of underwriting activities
Answered by AI
View 7 more answers
Q2. What are your salary expectations?
Ans. 
I would like to discuss salary expectations further during the negotiation process.
• Express willingness to discuss salary expectations further

• Highlight the importance of negotiation

• Avoid giving a specific salary figure

• Focus on the value you can bring to the role
Answered by AI
View 5 more answers
Q3. What is your family background?
Ans. 
My family background is diverse and multicultural, with members from different countries and professions.
• My parents are from different countries, which has exposed me to different cultures and perspectives.

• My father is a doctor and my mother is an engineer, so I have been influenced by both the medical and technical fields.

• I have relatives who are lawyers, teachers, and entrepreneurs, which has given me a well-rounded ...read more
Answered by AI
View 6 more answers
Q4. Tell me about yourself.
Ans. 
I am an experienced Underwriting Analyst with a strong background in risk assessment and financial analysis.
• I have a Bachelor's degree in Finance and have been working in the insurance industry for 5 years.

• I have expertise in evaluating insurance applications, determining risk levels, and setting appropriate premiums.

• I am skilled in analyzing financial statements, conducting market research, and making data-driven deci...read more
Answered by AI
View 4 more answers

Q1. They just asked few technical questions and the managers made me comfortable in interview.
View 1 more answer

Q1. Discussed about CTC and then, got the offer
View 1 more answer