Lloyds Bank Engineering Manager Interview Questions and Answers

Assignment on multiple topic

Q1. One on one round discussion
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Q2. Area of interest related question
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Q1. Why data analysis and data science
Ans. 
Data analysis and data science are crucial for extracting valuable insights from large datasets to drive informed decision-making.
• Data analysis and data science help in uncovering patterns and trends within data.

• They enable businesses to make data-driven decisions for improved efficiency and effectiveness.

• These fields also play a vital role in predictive analytics and forecasting.

• Examples include using machine learning...read more
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Q2. Why pgdm in business analytics
Ans. 
PGDM in Business Analytics provides specialized knowledge and skills for analyzing data to drive business decisions.
• Specialized curriculum focusing on data analysis techniques and tools

• Hands-on experience with real-world data sets

• Opportunities for networking with industry professionals

• Career advancement in the field of business analytics
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Loans

Never loss your Eye contact with the interviewer.

Q1. I need this job because this is a opportunity for me to achieve something.
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Q2. About your family and where are u from?
Ans. There are five members in my family mom, dad, elder brother, younger sister n myself from indore, madhya pradesh.
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Inroduction of capital market

Q1. What is primary & secondary market, types of corporate actions with example
Ans. 
Primary market is where new securities are issued, while secondary market is where existing securities are traded.
• Primary market involves the issuance of new securities by companies to raise capital, while secondary market involves the trading of existing securities among investors.

• Types of corporate actions include stock splits, dividends, mergers and acquisitions, and spin-offs.

• Stock split is when a company increases...read more
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Q1. What is share market
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Share market is a platform where buying and selling of company stocks and securities takes place.
• Share market allows companies to raise capital by selling shares to investors

• Investors can buy and sell shares to make profits

• Prices of shares fluctuate based on supply and demand, company performance, and economic factors
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Q2. Dividend is declared by whom?
Ans. 
Dividends are declared by the board of directors of a company.
• Dividends are typically declared by the board of directors of a company.

• The board of directors considers various factors such as company performance, financial health, and future growth prospects before declaring dividends.

• Shareholders receive dividends as a distribution of profits.

• Dividends can be in the form of cash, stock, or property.

• Companies may choose...read more
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Q3. What is equity management?
Ans. 
Equity management involves the strategic allocation and distribution of company ownership to maximize shareholder value.
• Involves determining the optimal mix of debt and equity financing for a company

• Includes managing the issuance of new shares, buybacks, and dividends

• Strategic decisions to ensure fair treatment of shareholders and maximize returns

• Examples: IPOs, stock repurchases, dividend policies
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Q4. What are shares?
Ans. 
Shares represent ownership in a company and entitle the holder to a portion of the company's assets and profits.
• Shares are units of ownership in a company that are bought and sold on the stock market.

• Shareholders have voting rights and may receive dividends based on the company's performance.

• Shares can be classified as common stock or preferred stock, each with different rights and benefits.
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