LAPO Microfinance Bank DMO Interview Questions and Answers

It was online aptitude plus personality test

Q1. Post clearing personality test they'll call for face to face interview; questions asked were mainly on Introduction, prior experience and additional questions related to the job description and linking the...read more
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Q2. 3 strengths and 3 Weaknesses
Ans. 
Strengths: Leadership skills, problem-solving abilities, strong communication. Weaknesses: Impatience, perfectionism, delegation.
• Strengths: Leadership skills - ability to motivate and guide team members towards goals

• Problem-solving abilities - adept at finding solutions to complex issues

• Strong communication - effective at conveying ideas and information clearly

• Weaknesses: Impatience - tendency to rush through tasks wit...read more
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Q1. About ability to work in shifts and taking challenges
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Q2. What do you know about HSBC and why you want to join HSBC?
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Q1. Introduction about yourself
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Q2. Some technical questions
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Q1. Questions on linear regression, logistic regression, assumptions and limitations
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Q1. Multicollinearity, autocorrelation, heteroskedasticity
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Q1. Logistics and basic HR questions
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It was a well organised gd

Q1. What are my strengths
Ans. 
My strengths include strong leadership skills, excellent communication abilities, and a proven track record of achieving goals.
• Strong leadership skills - I have successfully led teams in previous roles, motivating and guiding them towards success.

• Excellent communication abilities - I am able to effectively communicate with team members, upper management, and clients.

• Proven track record of achieving goals - I consistent...read more
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Q2. What did learn from my internship
Ans. 
I learned valuable skills in project management, communication, and problem-solving during my internship.
• Developed strong project management skills by leading a team to successfully complete a marketing campaign

• Improved communication skills through regular interactions with clients and colleagues

• Enhanced problem-solving abilities by resolving issues that arose during the internship
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Q1. What is the difference between JPA repository and CRUD repository?
Ans. 
JPA repository is a standard interface provided by Spring Data for generic CRUD operations, while CRUD repository is a sub-interface of JPA repository with additional CRUD methods.
• JPA repository is a high-level abstraction that provides methods for common database operations like save, delete, findById, etc.

• CRUD repository extends JPA repository and adds additional methods like findAll, deleteAll, count, existsById, et...read more
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Q1. How we can choose a good customer to provide loan ?
Ans. 
A good customer for a loan should have a stable income, good credit history, and low debt-to-income ratio.
• Look for customers with a stable source of income to ensure they can repay the loan.

• Check the customer's credit history to assess their ability to manage debt responsibly.

• Consider the customer's debt-to-income ratio to determine if they can afford the loan payments.

• Evaluate the customer's overall financial stabilit...read more
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Q2. What are the meaning of DBD, Write off, settlement, OD, NPA in cibil report?
Ans. 
DBD, Write off, settlement, OD, NPA are terms related to credit reports in CIBIL.
• DBD stands for Days Beyond Due, indicating the number of days a payment is overdue.

• Write off refers to the amount of debt that a lender is unable to collect and considers as a loss.

• Settlement is an agreement between the borrower and lender to pay a reduced amount to settle a debt.

• OD stands for Overdraft, which allows the account holder to ...read more
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Q1. Wht is tuple and how it is dif from list
Ans. 
A tuple is an immutable collection of elements, while a list is a mutable collection in Python.
• Tuples are created using parentheses (), while lists are created using square brackets []

• Tuples are immutable, meaning their elements cannot be changed once defined

• Lists are mutable, allowing for elements to be added, removed, or modified

• Tuples are typically used for fixed collections of items, while lists are used for dynami
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Q1. Coin change problem
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