Jocata Financial Advisory and Technology
Dome DZ International Interview Questions and Answers
Q1. Described starting with pan / gstin to capturing documents upload ⁷
The process starts with obtaining PAN/GSTIN and ends with uploading documents.
Obtain PAN/GSTIN from the client
Create a system to capture client information and documents
Verify the PAN/GSTIN with the government database
Create a database to store the client information and documents
Develop a user interface for clients to upload documents
Implement security measures to protect client data
Regularly update the database with new information and documents
Q2. Describe a business loan onboarding process.
A business loan onboarding process involves several steps to ensure the borrower meets the lender's requirements.
The borrower submits an application with financial information and business plan.
The lender reviews the application and may request additional documentation.
Credit checks and background checks are performed on the borrower and their business.
The lender evaluates the borrower's creditworthiness and determines the loan amount and terms.
The loan is approved and funds ...read more
Q3. What is a object with the class insider..
An object with the class insider is an instance of a class that has access to private members of the class.
An insider object can access private members of the class it belongs to.
Insider objects are often used for testing purposes.
Example: A class has a private member variable that can only be accessed by methods within the class. An insider object can access this variable directly.
Q4. Sort a linked list.
To sort a linked list, use merge sort or quick sort algorithms.
Implement merge sort or quick sort algorithm for linked list
For merge sort, divide the list into two halves, recursively sort each half, and merge them back together
For quick sort, choose a pivot element, partition the list around the pivot, and recursively sort the sublists
Time complexity for merge sort and quick sort is O(n log n)
Q5. How does banking loan system works ?
Banking loan system involves the process of lending money to individuals or businesses with the expectation of repayment with interest.
Customers apply for a loan by submitting an application with their financial information.
The bank evaluates the applicant's creditworthiness based on factors like credit score, income, and debt-to-income ratio.
If approved, the bank disburses the loan amount to the customer, who then repays the loan in installments over a specified period of ti...read more
Q6. What is scrum and agile ?
Scrum and Agile are project management methodologies that focus on iterative development and collaboration.
Scrum is a framework that emphasizes teamwork, accountability, and iterative progress in software development.
Agile is a broader approach that values flexibility, customer collaboration, and responding to change over following a strict plan.
Both Scrum and Agile prioritize delivering working software in short iterations, gathering feedback, and adapting to changes quickly...read more
Q7. STLC SDLC Testing techniques
STLC and SDLC are software development methodologies while testing techniques include functional, non-functional, and automation testing.
STLC (Software Testing Life Cycle) is a process of testing software from planning to deployment.
SDLC (Software Development Life Cycle) is a process of developing software from requirement gathering to maintenance.
Functional testing ensures that the software meets the functional requirements.
Non-functional testing includes performance, securi...read more
Q8. Banking experience
I have 5 years of experience in the banking industry, specifically in quality assurance roles.
Worked on testing various banking applications and systems to ensure compliance with regulations
Performed quality checks on financial transactions to identify and resolve any discrepancies
Collaborated with cross-functional teams to implement quality improvement initiatives
Conducted audits to assess the effectiveness of internal controls and risk management processes
Q9. SQL Queries for functions,triggers etc
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