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Jocata Financial Advisory and Technology

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Dome DZ International Interview Questions and Answers

Updated 24 Sep 2024

Q1. Described starting with pan / gstin to capturing documents upload ⁷

Ans.

The process starts with obtaining PAN/GSTIN and ends with uploading documents.

  • Obtain PAN/GSTIN from the client

  • Create a system to capture client information and documents

  • Verify the PAN/GSTIN with the government database

  • Create a database to store the client information and documents

  • Develop a user interface for clients to upload documents

  • Implement security measures to protect client data

  • Regularly update the database with new information and documents

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Q2. Describe a business loan onboarding process.

Ans.

A business loan onboarding process involves several steps to ensure the borrower meets the lender's requirements.

  • The borrower submits an application with financial information and business plan.

  • The lender reviews the application and may request additional documentation.

  • Credit checks and background checks are performed on the borrower and their business.

  • The lender evaluates the borrower's creditworthiness and determines the loan amount and terms.

  • The loan is approved and funds ...read more

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Q3. What is a object with the class insider..

Ans.

An object with the class insider is an instance of a class that has access to private members of the class.

  • An insider object can access private members of the class it belongs to.

  • Insider objects are often used for testing purposes.

  • Example: A class has a private member variable that can only be accessed by methods within the class. An insider object can access this variable directly.

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Q4. Sort a linked list.

Ans.

To sort a linked list, use merge sort or quick sort algorithms.

  • Implement merge sort or quick sort algorithm for linked list

  • For merge sort, divide the list into two halves, recursively sort each half, and merge them back together

  • For quick sort, choose a pivot element, partition the list around the pivot, and recursively sort the sublists

  • Time complexity for merge sort and quick sort is O(n log n)

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Q5. How does banking loan system works ?

Ans.

Banking loan system involves the process of lending money to individuals or businesses with the expectation of repayment with interest.

  • Customers apply for a loan by submitting an application with their financial information.

  • The bank evaluates the applicant's creditworthiness based on factors like credit score, income, and debt-to-income ratio.

  • If approved, the bank disburses the loan amount to the customer, who then repays the loan in installments over a specified period of ti...read more

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Q6. What is scrum and agile ?

Ans.

Scrum and Agile are project management methodologies that focus on iterative development and collaboration.

  • Scrum is a framework that emphasizes teamwork, accountability, and iterative progress in software development.

  • Agile is a broader approach that values flexibility, customer collaboration, and responding to change over following a strict plan.

  • Both Scrum and Agile prioritize delivering working software in short iterations, gathering feedback, and adapting to changes quickly...read more

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Q7. STLC SDLC Testing techniques

Ans.

STLC and SDLC are software development methodologies while testing techniques include functional, non-functional, and automation testing.

  • STLC (Software Testing Life Cycle) is a process of testing software from planning to deployment.

  • SDLC (Software Development Life Cycle) is a process of developing software from requirement gathering to maintenance.

  • Functional testing ensures that the software meets the functional requirements.

  • Non-functional testing includes performance, securi...read more

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Q8. Banking experience

Ans.

I have 5 years of experience in the banking industry, specifically in quality assurance roles.

  • Worked on testing various banking applications and systems to ensure compliance with regulations

  • Performed quality checks on financial transactions to identify and resolve any discrepancies

  • Collaborated with cross-functional teams to implement quality improvement initiatives

  • Conducted audits to assess the effectiveness of internal controls and risk management processes

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Q9. SQL Queries for functions,triggers etc

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