International Crops Research Institute for the Semi-arid Tropics Field Officer Interview Questions and Answers

Q1. Explain top credit risk parameters to deep dive into banking portfolio
Ans. 
Top credit risk parameters in banking portfolio
• Probability of Default (PD)

• Loss Given Default (LGD)

• Exposure at Default (EAD)

• Credit Rating of the borrower

• Loan-to-Value ratio (LTV)

• Debt-to-Income ratio (DTI)
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Q2. Expected credit loss computation what is its impact from traditional loss provision framework
Ans. 
Expected credit loss computation impacts traditional loss provision framework by incorporating forward-looking information and requiring more complex calculations.
• Expected credit loss computation considers future expected credit losses based on historical data, current conditions, and reasonable and supportable forecasts.

• Traditional loss provision framework typically only considers incurred losses based on historical d...read more
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Q1. Based on resume and expertise
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Q1. Past experience and finance questions
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Autocracy and implications for India

Q1. Tell me about yourself? Project details explain? passion (professional related and why?
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I channel ,lead force,hrms

Q1. Holiday attendance marked or unmarked?
Ans. 
Holiday attendance marked for tracking purposes.
• Holiday attendance is typically marked for tracking and planning purposes.

• Employees may be required to indicate their attendance on holidays.

• This information can help in managing work schedules and ensuring adequate coverage.

• Examples include using a time tracking system to record holiday attendance or submitting a holiday leave request.

• Attendance may be marked as 'present
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Q1. What is previous experience
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Team work and archive goal