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NPA stands for Non-Performing Assets, which are loans or advances that are in default or are in arrears of interest or principal payments.
NPA classification is based on the number of days a loan has been overdue, typically 90 days or more.
Banks are required to classify NPAs into substandard, doubtful, and loss assets based on the severity of the default.
Provisions need to be made by banks against NPAs to cover potentia...
To calculate TD interest, use the formula: Principal amount x Rate of interest x Time period / 100
Calculate the principal amount invested in the Time Deposit (TD)
Determine the rate of interest offered by the bank or financial institution
Decide on the time period for which the TD will be held
Use the formula: Principal amount x Rate of interest x Time period / 100 to calculate the TD interest
For example, if the principal...
I appeared for an interview in Jan 2025.
Reasoning and technical
I applied via Naukri.com and was interviewed in Dec 2023. There was 1 interview round.
Advanced technology is revolutionizing various industries and improving efficiency and productivity.
Automation and robotics are streamlining manufacturing processes.
Artificial intelligence is enhancing decision-making and customer service.
Internet of Things is enabling smart homes and cities.
Big data analytics is providing valuable insights for businesses.
Cloud computing is facilitating remote work and data storage.
Vir...
Top trending discussions
I appeared for an interview in Aug 2020.
Developed a real-time data processing system for a financial institution
Implemented a distributed system using Apache Kafka and Apache Storm
Designed a fault-tolerant architecture with multiple redundancy layers
Optimized the system for high throughput and low latency
Provided real-time monitoring and alerting using Grafana and Prometheus
posted on 14 Oct 2021
I applied via Walk-in and was interviewed before Oct 2020. There were 5 interview rounds.
I applied via Recruitment Consultant and was interviewed in Jun 2019. There were 4 interview rounds.
Answering questions related to Spring Boot and core Java
Spring Boot addons include Spring Security, Spring Data, and Spring Cloud
Spring Boot is a framework for building standalone, production-grade Spring-based applications
Ways of configuring a bean in Spring include XML configuration, Java-based configuration, and annotation-based configuration
Core Java topics include OOP concepts, collections, multithreading, and exc
I applied via Naukri.com and was interviewed before Oct 2019. There were 3 interview rounds.
I applied via Walk-in and was interviewed before Oct 2020. There was 1 interview round.
I applied via Other and was interviewed before Apr 2020. There were 4 interview rounds.
I applied via Naukri.com and was interviewed before Aug 2020. There were 3 interview rounds.
based on 3 interviews
Interview experience
based on 35 reviews
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Associate Consultant
13
salaries
| ₹4.2 L/yr - ₹14 L/yr |
Senior Associate Consultant
6
salaries
| ₹5.5 L/yr - ₹13 L/yr |
Consultant
5
salaries
| ₹13.6 L/yr - ₹15.4 L/yr |
Principal Consultant
3
salaries
| ₹18.5 L/yr - ₹25 L/yr |
Senior Software Tester
3
salaries
| ₹8 L/yr - ₹10.5 L/yr |
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