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IndusInd Bank Deputy Branch Manager Interview Questions and Answers

Updated 11 Jun 2025

16 Interview questions

A Deputy Branch Manager was asked 11mo ago

Q. What do you know about banking?

Ans.

Banking involves financial services such as deposits, loans, investments, and transactions.

Banking involves accepting deposits from customers and providing loans to individuals and businesses.
Banks also offer various financial products and services such as savings accounts, credit cards, and investment options.
Banking transactions can be conducted through branches, ATMs, online banking, and mobile apps.
Banks play ...

A Deputy Branch Manager was asked

Q. What is the process for handling a deceased claim in a case without a nominee?

Ans.

Deceased claim process in without nominee case

The legal heir needs to submit a claim form along with the death certificate of the account holder
The bank will verify the claim and the legal heir's relationship with the deceased
If the claim is approved, the funds will be transferred to the legal heir's account
If there are multiple legal heirs, the funds will be divided among them as per the succession laws
If the leg...

A Deputy Branch Manager was asked

Q. Tell me about bait money.

Ans.

Bait money is a form of currency that is marked and used to track criminals who steal from banks or other financial institutions.

Bait money is typically used in sting operations to catch thieves and robbers.
The money is marked with special ink or dye that can be easily identified by law enforcement.
Bait money can also be used to track the movement of stolen money and identify suspects.
It is important to keep the u...

A Deputy Branch Manager was asked

Q. What is technical verification in clearing?

Ans.

Technical verification in clearing refers to the process of verifying the accuracy and completeness of trade data and ensuring compliance with regulatory requirements.

It involves checking trade data against market rules and regulations
It ensures that all necessary information is included in the trade data
It helps to prevent errors and reduce the risk of trade failures
Examples include verifying trade details such a...

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A Deputy Branch Manager was asked

Q. What is DN1 & DN2?

Ans.

DN1 & DN2 are designations for different levels of Deputy Branch Managers in some organizations.

DN1 is typically a lower level position with less responsibility than DN2.
DN2 is usually a more senior position with greater responsibility and authority.
The specific duties and requirements for each designation may vary depending on the organization.
For example, DN1 may be responsible for managing a smaller team or bra...

A Deputy Branch Manager was asked

Q. What is the difference between soiled and mutilated notes?

Ans.

Soiled notes are dirty or stained while mutilated notes are damaged or torn.

Soiled notes are still intact and can be used for transactions but may require cleaning.
Mutilated notes are no longer usable and need to be replaced by the central bank.
Examples of soiled notes include those with ink stains, dirt, or oil marks.
Examples of mutilated notes include those with missing corners, holes, or tears.
Banks are respons...

A Deputy Branch Manager was asked

Q. What recent developments do you see in the banking industry?

Ans.

Recent developments in the banking industry include digital banking, fintech partnerships, and increased focus on cybersecurity.

Digital banking has become more prevalent, with customers being able to perform transactions and access services online or through mobile apps.
Fintech partnerships have emerged, where traditional banks collaborate with technology companies to offer innovative financial products and servic...

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A Deputy Branch Manager was asked

Q. Explain BCSBI in brief.

Ans.

BCSBI stands for Banking Codes and Standards Board of India. It is a voluntary organization that aims to ensure fair banking practices.

BCSBI was set up in 2006 by the Reserve Bank of India and Indian Banks' Association.
It has developed a Code of Bank's Commitment to Customers, which outlines the minimum standards of banking practices that banks should follow.
BCSBI also conducts audits of banks to ensure compliance...

A Deputy Branch Manager was asked

Q. How do you handle counterfeit currency?

Ans.

Counterfeit currency can be handled by identifying it and reporting it to the authorities.

Train employees to identify counterfeit currency through visual inspection and counterfeit detection tools
If counterfeit currency is identified, immediately notify the authorities and provide them with all relevant information
Do not return counterfeit currency to the customer and explain the situation to them
Keep the counterf...

A Deputy Branch Manager was asked

Q. What is your opinion about third-party products in banking?

Ans.

Third party products in banking can provide additional services and benefits to customers.

Third party products can enhance the range of services offered by a bank.
They can provide specialized services that the bank may not have expertise in.
Examples of third party products in banking include insurance policies, investment products, and credit cards.
These products can help attract and retain customers by offering a...

IndusInd Bank Deputy Branch Manager Interview Experiences

17 interviews found

Deputy Branch Manager Interview Questions & Answers

Anonymous

posted on 21 Nov 2024

Interview experience

Good

Difficulty level

Moderate

Process Duration

Result

Selected

I applied via Walk-in and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - One-on-one

(2 Questions)

Q1. What is the expected GDP of India? Ans-India's economic growth is expected to accelerate to 6.7 per cent in the second half (H2) of the fiscal year, bringing the full-year 2024-25 GDP growth to 6.4 per cen...

Ans.

India's GDP growth is expected to accelerate to 6.7% in the second half of the fiscal year, with full-year 2024-25 GDP growth projected at 6.4%.

India's economic growth is forecasted to pick up to 6.7% in the second half of the fiscal year.
The full-year GDP growth for 2024-25 is expected to be 6.4%.
Factors such as government policies, global economic conditions, and domestic consumption will influence India's GDP growth...

Answered by AI

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Q2. 2) Tell me the process of deceased claim in without nominee case? claim process in without nominee case Ans- We will process deceased claim.in the favor of regal hire in the case of absence of nomination.

Ans.

Deceased claim process in without nominee case involves processing the claim in favor of legal heirs.

Verify the death certificate of the deceased
Identify the legal heirs of the deceased
Obtain necessary legal documents such as succession certificate or probate
Process the claim in the name of legal heirs as per the succession laws
Ensure all required documents are submitted for claim processing

Answered by AI

Add your answer

Round 2 - One-on-one

(1 Question)

Q1. Tell me the process of deceased claim in without nominee case? claim process in without nominee case

Ans.

The process of deceased claim in without nominee case involves legal procedures and documentation.

Verify the death certificate of the deceased individual
Obtain legal heirship certificate from the court
Submit the necessary documents to the bank or financial institution
The claim amount may be distributed among legal heirs as per succession laws

Answered by AI

Add your answer

Deputy Branch Manager Interview Questions & Answers

Anonymous

posted on 11 Jun 2025

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Selected

I appeared for an interview in Dec 2024, where I was asked the following questions.

Q1. Why to join bank and why leaving so fast from organisation and working profile

Ans.

I am drawn to banking for its dynamic environment and growth opportunities, seeking to leverage my skills for mutual success.

Passion for finance: I have always been interested in financial services and helping clients achieve their goals.
Career growth: The banking sector offers diverse career paths and opportunities for advancement, which aligns with my professional aspirations.
Skill application: My previous roles have...

Answered by AI

Add your answer

Q2. Gl size of branch , process of current account opening

Ans.

Understanding branch size and current account opening processes is crucial for effective management and customer service.

Branch size can impact customer service; larger branches may have more resources but can be less personalized.
Current account opening typically involves verifying customer identity, such as through government-issued ID.
Documentation required may include proof of address, income statements, and tax id...

Answered by AI

Add your answer

Deputy Branch Manager Interview Questions & Answers

Anonymous

posted on 6 May 2025

Interview experience

Poor

Difficulty level

Easy

Process Duration

4-6 weeks

Result

Selected

I appeared for an interview in Nov 2024, where I was asked the following questions.

Q1. Basics of operations

Add your answer

Q2. General knowledge

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good bank but they are making ops team to work as sales force and process is lengthy for everything.

Deputy Branch Manager Interview Questions & Answers

Nayani Panda

posted on 3 Jul 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - One-on-one