INDMoney Interview Questions, Process, and Tips for Freshers

Q1. Why do you want to join INDMoney?
Ans. 
I want to join INDMoney because of its innovative products and strong focus on customer satisfaction.
• I am impressed by INDMoney's track record of creating user-friendly financial products.

• I believe my skills and experience align well with the company's goals and values.

• I am excited about the opportunity to work with a dynamic and talented team at INDMoney.
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Q2. Dig on your experience regarding fintech if relevant to them or if not fintech then how you can transition?
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Q1. Guessestimate on number of metro coaches in Bengaluru metro
Ans. 
There are approximately 50 metro coaches in Bengaluru metro.
• Bengaluru metro currently operates with around 50 metro coaches.

• The number of metro coaches may vary based on the expansion plans of the metro system.

• To get an accurate estimate, one would need to consider the number of trains and coaches per train in the metro system.
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Q2. How will you design a payment page end to end for IND Money?
Ans. 
Designing a user-friendly payment page for IND Money.
• Include multiple payment options such as credit/debit cards, net banking, UPI, wallets, etc.

• Ensure a seamless checkout process with minimal steps and clear instructions.

• Implement secure payment gateways to protect user data.

• Provide real-time transaction updates and confirmation messages for transparency.

• Optimize for mobile responsiveness and easy navigation.

• Allow use...read more
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Q3. Design a lending product for Indmoney
Ans. 
A lending product for Indmoney to provide personal loans with competitive interest rates and flexible repayment options.
• Offer competitive interest rates to attract customers

• Provide flexible repayment options such as EMI plans

• Implement a quick and easy online application process

• Utilize credit scoring algorithms to assess borrower's creditworthiness

• Offer personalized loan amounts based on individual financial profiles
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Q1. What is your favorite app and why?
Ans. 
My favorite app is Spotify because it allows me to discover new music and create personalized playlists.
• User-friendly interface

• Wide selection of music

• Ability to create custom playlists

• Recommendation algorithm helps discover new music
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Q2. RCA for a given bug and your approach
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Q3. How will you rebuild a feature in swiggy from scratch? For example, re design the food recommendation feature
Ans. 
I would start by conducting user research to understand current pain points and preferences, then create wireframes and prototypes for testing before implementing the new feature.
• Conduct user research to understand user preferences and pain points

• Analyze data from existing feature to identify areas for improvement

• Create wireframes and prototypes for the new feature

• Test prototypes with users to gather feedback and itera...read more
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Q4. How will you prioritise different features?
Ans. 
I will prioritise different features based on customer needs, impact on business goals, technical feasibility, and resource availability.
• Prioritise features based on customer feedback and needs

• Consider impact on business goals and objectives

• Evaluate technical feasibility and resource availability

• Use frameworks like MoSCoW method or Kano model for prioritisation

• Regularly review and adjust priorities based on feedback an
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Q5. Design a reward referral system for Swiggy
Ans. 
Implement a reward referral system for Swiggy
• Offer a discount to both the referrer and the referee upon successful referral

• Track referrals using unique referral codes or links

• Provide additional rewards for multiple successful referrals

• Promote the referral program through social media and email campaigns
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You will be given a detailed product sense case study any random topic and you are supposed to make a detailed report on the same then present it and discuss or brainstorm with the interviewer

Q1. Salary negotiations are done and they will definitely low ball you as usual
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Q2. Horrible way of treating salary negotiations by the HR
Ans. 
HR should treat salary negotiations respectfully and transparently.
• HR should provide clear information on salary ranges and factors affecting compensation.

• HR should listen to the candidate's expectations and negotiate in good faith.

• HR should avoid using tactics like lowball offers or pressure tactics to force acceptance.

• HR should be open to discussing and justifying their decisions on salary offers.

• HR should treat all
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Q1. Create linked list
Ans. 
Create a linked list
• Define a Node class with data and next pointer

• Create a LinkedList class with methods like insert, delete, search

• Initialize head pointer to null and update it as nodes are added
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Q2. Create function for insert and delete and print linked list
Ans. 
Function to insert, delete, and print a linked list
• Create a Node class with data and next pointer

• Implement insert function to add a new node at the end of the linked list

• Implement delete function to remove a node by value

• Implement print function to display all elements in the linked list
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Q1. Rotate matrix element with k position left
Ans. 
Rotate matrix elements with k positions left
• Create a temporary array to store the first k elements of each row

• Shift the remaining elements in each row to the left by k positions

• Replace the last k elements in each row with the elements from the temporary array
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Q1. Rod cutting problem
Ans. 
Rod cutting problem involves finding the optimal way to cut a rod into pieces to maximize profit.
• Identify the lengths at which the rod can be cut.

• Calculate the maximum profit that can be obtained by cutting the rod at different lengths.

• Use dynamic programming to solve the problem efficiently.

• Example: Given a rod of length 8 and prices for different lengths as [1, 5, 8, 9, 10, 17, 17, 20], the maximum profit is 22 by cu
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Q2. Write sql quary for bu Transport system which will pick and drop passenger
Ans. 
SQL query to manage pick and drop of passengers in a transport system
• Create a table for passengers with columns like passenger_id, name, pick_up_location, drop_off_location, etc.

• Create a table for transport vehicles with columns like vehicle_id, driver_name, capacity, etc.

• Use JOIN to link the two tables based on pick_up_location and drop_off_location.

• Consider adding a table for routes and scheduling for better organiza...read more
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The group discussion is fine they ask about your work flow and say let's take a Lil test and give their system to you in evening and demand high quality video within an hour with their ancient medieval period PC.

Q1. Flatten an array
Ans. 
Flattening an array involves converting a multi-dimensional array into a single-dimensional array.
• Use recursion to handle nested arrays. Example: flatten(['a', ['b', 'c'], 'd']) results in ['a', 'b', 'c', 'd'].

• Utilize built-in functions like Array.prototype.flat() in JavaScript. Example: ['a', ['b', 'c'], 'd'].flat() gives ['a', 'b', 'c', 'd'].

• Iterate through the array and push elements to a new array. Example: for (le...read more
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Q1. Dynamic Programming Question
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Q1. Basic questions
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