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Inditrade Microfinance

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Inditrade Microfinance Loan Officer Interview Questions and Answers

Updated 21 Sep 2021

Inditrade Microfinance Loan Officer Interview Experiences

1 interview found

Loan Officer Interview Questions & Answers

user image Anonymous

posted on 15 Sep 2021

I applied via Walk-in and was interviewed before Sep 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - The communication skill are more important for the interview. And 2 rounds of interview one Managers and HR round and the most of the question is finance based. And I try to answer the question ,and dressing sense is important and then once you study your resume before your interview.

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an operations executive
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I've been getting more interview calls recently, and after months of silence., it’s a relief! Things are looking better out there. Keep building your skills and applying, guys. Patience does pay off! For context: I have about 5 years of experience in the IT field, currently working as a security analyst (contract role) for the past 6 months. I've been applying for analyst roles at junior/mid-level positions open to hybrid and remote setups. Certifications I’ve done so far include CEH, CCNA, AWS Practitioner, and Splunk Essentials. What’s been your experience with job hunting lately? Let’s help each other out!
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Interview questions from similar companies

Loan Officer Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 4 Aug 2023

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - HR 

(5 Questions)

  • Q1. 2 round only HR and manager
    • Add your answer
  • Q2. About your self about collection. What is debit recovery
    • Add your answer
  • Q3. What is loan? And How to get?
  • Ans. 

    A loan is a sum of money borrowed from a financial institution or lender that is expected to be paid back with interest.

    • Loans can be obtained from banks, credit unions, online lenders, or peer-to-peer lending platforms.

    • To get a loan, one typically needs to have a good credit score, stable income, and a low debt-to-income ratio.

    • The loan application process usually involves filling out an application, providing documenta...

    • Answered by AI
    Add your answer
  • Q4. How many type loans?
  • Ans. 

    There are several types of loans including personal loans, home loans, auto loans, and business loans.

    • Personal loans

    • Home loans

    • Auto loans

    • Business loans

    • Answered by AI
    Add your answer
  • Q5. What is EMI? And full form of EMI?
  • Ans. 

    EMI stands for Equated Monthly Installment. It is a fixed amount paid by a borrower to a lender at a specified date each calendar month.

    • EMI is a fixed amount that includes both principal and interest components, paid by a borrower to a lender on a monthly basis.

    • It is commonly used in loans such as home loans, car loans, and personal loans.

    • The EMI amount remains constant throughout the loan tenure, but the proportion of...

    • Answered by AI
    Add your answer
Round 2 - Aptitude Test 

Asking some collection question

Interview Preparation Tips

Topics to prepare for HDB Financial Services Loan Officer interview:
  • Collections
  • Debit credit
  • About yourself
Interview preparation tips for other job seekers - I want to suggesting every person.. Plz don't work in HDB for long time.
1 year max only

Home Loan Executive Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 27 Apr 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Product Management 

(1 Question)

  • Q1. How to explaination of bank rule loan condition for Customer?
  • Ans. 

    Bank loan conditions should be explained clearly and simply to customers to ensure understanding.

    • Use simple language to explain the terms and conditions of the loan.

    • Provide examples or scenarios to help customers understand how the conditions apply to their situation.

    • Encourage customers to ask questions and seek clarification if they are unsure about any aspect of the loan conditions.

    • Answered by AI
    View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Once take loan any product deeply check it the customer details

Loan Officer Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 4 Aug 2023

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - HR 

(5 Questions)

  • Q1. 2 round only HR and manager
    • Add your answer
  • Q2. About your self about collection. What is debit recovery
    • Add your answer
  • Q3. What is loan? And How to get?
  • Ans. 

    A loan is a sum of money borrowed from a financial institution or lender that is expected to be paid back with interest.

    • Loans can be obtained from banks, credit unions, online lenders, or peer-to-peer lending platforms.

    • To get a loan, one typically needs to have a good credit score, stable income, and a low debt-to-income ratio.

    • The loan application process usually involves filling out an application, providing documenta...

    • Answered by AI
    Add your answer
  • Q4. How many type loans?
  • Ans. 

    There are several types of loans including personal loans, home loans, auto loans, and business loans.

    • Personal loans

    • Home loans

    • Auto loans

    • Business loans

    • Answered by AI
    Add your answer
  • Q5. What is EMI? And full form of EMI?
  • Ans. 

    EMI stands for Equated Monthly Installment. It is a fixed amount paid by a borrower to a lender at a specified date each calendar month.

    • EMI is a fixed amount that includes both principal and interest components, paid by a borrower to a lender on a monthly basis.

    • It is commonly used in loans such as home loans, car loans, and personal loans.

    • The EMI amount remains constant throughout the loan tenure, but the proportion of...

    • Answered by AI
    Add your answer
Round 2 - Aptitude Test 

Asking some collection question

Interview Preparation Tips

Topics to prepare for HDB Financial Services Loan Officer interview:
  • Collections
  • Debit credit
  • About yourself
Interview preparation tips for other job seekers - I want to suggesting every person.. Plz don't work in HDB for long time.
1 year max only

Gold Loan Executive Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 5 Oct 2022

I applied via Company Website and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. How much business you can do for month
    • View 2 more answers
  • Q2. Family background, Salary except
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing they just told how much business you can do they need only Business if you give them satisfaction answer then you are selected other no previous experience need

Gold Loan Executive Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 8 Feb 2021

I applied via Referral and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What was the reason to change the job
    • View 2 more answers
  • Q2. Previous work experience
    • View 2 more answers
  • Q3. Expected ctc
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Always Be positive with your work and confident to answer the questions

Gold Loan Executive Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 7 Apr 2021

I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Previous job experiences and how to work daily
    • Add your answer
  • Q2. I answered update accounts of gold loan business mis and msme products etc
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confidential and peace e mind....

Gold Loan Executive Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 25 Oct 2020

I applied via Naukri.com and was interviewed in Sep 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. They are asked about gold loan.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - HDB one of corporate company to build a career.

Gold Loan Executive Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 27 Mar 2021

I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Work profile, job role, business archive oriented target etc
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Think positive response and product related good knowledge and past job job role
More about working at Inditrade Microfinance
  • HQ - Nagar

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Inditrade Microfinance Salaries in India
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₹2.5 L/yr - ₹3.8 L/yr

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Divisional Manager
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₹4.8 L/yr - ₹8 L/yr

Branch Operations Assistant
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₹1.2 L/yr - ₹2.4 L/yr

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