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DSCR stands for Debt Service Coverage Ratio. Pre-tax amount is used in the calculation to ensure that the borrower has enough income to cover their debt obligations.
DSCR is a financial ratio used to determine if a borrower has enough income to cover their debt obligations
It is calculated by dividing the borrower's pre-tax income by their total debt service
A DSCR of 1 or higher indicates that the borrower has enough inc...
ROCE formula and inclusion of short term loans in calculation
ROCE formula is (Operating Profit / Capital Employed) x 100
Capital Employed includes all long-term and short-term assets minus short-term liabilities
Short-term loans are included in the calculation of capital employed
ROCE is a measure of how efficiently a company is using its capital to generate profits
Exponential increase in turnover can be analyzed by identifying the factors contributing to the increase and projecting future growth.
Identify the source of the increase (e.g. new product launch, market expansion)
Analyze customer behavior and purchasing patterns
Evaluate competition and market trends
Use statistical models to project future growth
Consider potential challenges and risks to sustained growth
To analyse credit worthiness of a company, various financial ratios and credit scores are used.
Check the company's credit score and credit history
Analyze the company's financial statements and ratios such as debt-to-equity ratio, current ratio, and interest coverage ratio
Evaluate the company's industry and market trends
Assess the company's management and leadership
Consider any external factors that may affect the compa...
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I applied via LinkedIn and was interviewed before Mar 2023. There was 1 interview round.
Conflict should be addressed calmly and professionally to find a resolution.
Listen actively to all parties involved to understand their perspectives
Communicate openly and honestly to express your own thoughts and feelings
Focus on finding a solution that benefits all parties, rather than winning the argument
Seek mediation or involve a neutral third party if necessary
Maintain professionalism and respect throughout the co
I applied via Referral
I received positive criticism for my ability to communicate complex data in a simple manner.
Received praise from my supervisor for presenting a report in a clear and concise manner
Co-workers appreciated my ability to explain technical concepts in a way that was easy to understand
Received positive feedback from clients for my ability to simplify complex data during presentations
I worked with my team to overcome a difficult project deadline by dividing tasks and communicating effectively.
We held a team meeting to discuss the situation and brainstorm solutions
We divided tasks based on individual strengths and availability
We communicated regularly to ensure everyone was on track and to address any issues
We supported each other and offered help when needed
We successfully completed the project on
Developing a new data analysis tool for my previous company
Designed and developed a data analysis tool that increased efficiency by 30%
Collaborated with cross-functional teams to gather requirements and ensure tool met their needs
Received recognition from senior management for the successful implementation of the tool
I managed the transition by setting clear goals, seeking guidance, and adapting to new environments.
I set clear goals for myself to stay focused and motivated.
I sought guidance from mentors and advisors to help me navigate the transition.
I adapted to new environments by being open-minded and flexible.
For example, when transitioning from high school to college, I set goals to maintain a certain GPA and get involved in e...
I successfully completed a project that resulted in a 20% increase in revenue for the company.
Completed a project that resulted in a 20% increase in revenue for the company
Managed a team of 5 people to achieve project goals
Implemented new strategies and techniques to improve project efficiency
Presented project results to senior management and received positive feedback
Received recognition and a bonus for the successful
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Rating in categories
Analyst
92
salaries
| ₹5 L/yr - ₹20.6 L/yr |
Senior Analyst
81
salaries
| ₹10 L/yr - ₹28 L/yr |
Associate Director
59
salaries
| ₹22 L/yr - ₹40.3 L/yr |
Credit Analyst
28
salaries
| ₹4.4 L/yr - ₹18.3 L/yr |
Assistant Manager
24
salaries
| ₹3.6 L/yr - ₹8 L/yr |
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