Filter interviews by
Clear (1)
DSCR stands for Debt Service Coverage Ratio and RoCE stands for Return on Capital Employed.
DSCR is a financial ratio used to measure a company's ability to pay its debts.
It is calculated by dividing the company's net operating income by its total debt service.
A DSCR of 1 or higher indicates that the company is generating enough income to cover its debt obligations.
RoCE is a financial ratio used to measure a company's e...
Credit worthiness refers to a borrower's ability to repay a loan. Working capital management is the process of managing a company's short-term assets and liabilities.
Credit worthiness is determined by factors such as credit score, income, and debt-to-income ratio.
Lenders use credit worthiness to assess the risk of lending money to a borrower.
Working capital management involves managing a company's cash, inventory, and ...
The location and expected CTC will depend on the specific job opening.
The location will be determined by the company's needs and may vary depending on the job opening.
The expected CTC will also depend on the job opening and the candidate's qualifications.
It is best to discuss specific location and salary details during the interview process.
Top trending discussions
I applied via Company Website and was interviewed before Aug 2021. There were 2 interview rounds.
Current ratio is a financial ratio that measures a company's ability to pay its short-term obligations.
Current ratio is calculated by dividing current assets by current liabilities.
It is used to evaluate a company's liquidity and short-term financial health.
A ratio of 1 or higher is generally considered good, indicating that the company can meet its short-term obligations.
However, a very high current ratio may indicate...
The ratio of current assets and liabilities is a measure of a company's ability to pay off its short-term debts.
Current ratio = current assets / current liabilities
A ratio of 2:1 or higher is considered healthy
Low ratio may indicate liquidity issues
Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2:1
I applied via Approached by Company and was interviewed before Mar 2021. There was 1 interview round.
I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.
Credit analysis involves evaluating the creditworthiness of a borrower to determine the likelihood of repayment.
Gather financial information about the borrower, including income, assets, and liabilities
Assess the borrower's credit history and credit score
Analyze the borrower's debt-to-income ratio and other financial ratios
Consider external factors such as economic conditions and industry trends
Make a recommendation on...
Assessing business risk involves evaluating various parameters.
Financial stability and performance
Market competition and trends
Regulatory compliance and legal issues
Management team and corporate governance
Industry and macroeconomic factors
Brand reputation and customer satisfaction
Supply chain and operational risks
I applied via LinkedIn and was interviewed before Aug 2022. There were 2 interview rounds.
I applied via LinkedIn and was interviewed in Nov 2021. There were 6 interview rounds.
I applied via Campus Placement and was interviewed before Oct 2022. There were 3 interview rounds.
Ratios, quantitative aptitude, GK
Key ratios to consider before giving a loan include debt-to-income ratio, loan-to-value ratio, and credit score.
Debt-to-Income Ratio: This ratio compares a borrower's monthly debt payments to their gross monthly income. A lower ratio indicates a borrower is less risky.
Loan-to-Value Ratio: This ratio compares the loan amount to the appraised value of the collateral. A lower ratio indicates a lower risk for the lender.
Cr...
I applied via Recruitment Consulltant and was interviewed before May 2023. There were 3 interview rounds.
I applied via Job Portal and was interviewed before Sep 2023. There were 2 interview rounds.
About financial analysis and credit analysis
I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
I have a Bachelor's degree in Statistics and experience in analyzing large datasets
I am proficient in using statistical software such as R and Python
I have a proven track record of identifying trends and providing actionable insights to drive business decisions
Analyst
91
salaries
| ₹0 L/yr - ₹0 L/yr |
Senior Analyst
81
salaries
| ₹0 L/yr - ₹0 L/yr |
Associate Director
59
salaries
| ₹0 L/yr - ₹0 L/yr |
Credit Analyst
29
salaries
| ₹0 L/yr - ₹0 L/yr |
Assistant Manager
23
salaries
| ₹0 L/yr - ₹0 L/yr |
Crisil
ICRA
Brickwork Ratings
SMERA Ratings