IFLS Financial Services Assistant Relationship Manager Interview Questions and Answers

Q1. Why do you want to join icici bank?
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Q2. Are you willing to relocate to mumbai ?
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Q1. WHAT YOUR SKILL ,ABILITIES KNOWLEDGE
Ans. 
I possess strong communication skills, excellent relationship-building abilities, and in-depth knowledge of financial products and services.
• Strong communication skills: able to effectively communicate with clients and colleagues

• Excellent relationship-building abilities: skilled at developing and maintaining relationships with clients

• In-depth knowledge of financial products and services: familiar with various banking pr...read more
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Q2. ASK GENRAL QUATION ABOUT ORGANIZATION AND JOB REQUIREMENT
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Generalization vs specialisation

Q1. General questions r u willing to relocate They gave us situation and ask what u do in that situation
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Q2. And ur core questions i am from finance they ask me what is capital What is revenue
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Q1. Tell me What about your self
Ans. 
I am a dedicated and empathetic Relationship Officer with a strong background in customer service and communication skills.
• I have a Bachelor's degree in Business Administration

• I have over 5 years of experience in customer service roles

• I excel at building and maintaining relationships with clients

• I am proficient in handling customer inquiries and resolving issues efficiently
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Q2. What is your goal
Ans. 
My goal is to build strong relationships with clients, understand their needs, and provide excellent customer service.
• Building strong relationships with clients

• Understanding clients' needs

• Providing excellent customer service
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Q1. What about thing HDFC
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Q2. Are you dedicated workers
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Yes, we are dedicated workers who strive to exceed expectations and achieve goals consistently.
• We consistently meet deadlines and deliver high-quality work

• We are proactive in seeking out opportunities for improvement

• We are committed to the success of our team and organization
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Q1. What is your experience
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Q2. Why do you want to join us
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Q3. What's your goal in 5 years
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Q1. What is your work experience?
Ans. 
I have 5 years of experience working as a Relationship Manager in the banking industry.
• Managed a portfolio of high net-worth clients

• Developed and maintained relationships with clients to understand their financial needs

• Provided personalized financial solutions and advice to clients

• Collaborated with internal teams to ensure seamless delivery of services

• Achieved sales targets and contributed to the overall growth of the
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Q2. Please tell me about work of business loan, Secured, unsecured, CC, OD, working capital, LAP.
Ans. 
Business loans can be secured or unsecured, with options like CC, OD, working capital, and LAP available for businesses.
• Business loans can be secured by collateral such as property or equipment, providing a lower interest rate.

• Unsecured loans do not require collateral but may have higher interest rates to compensate for the risk.

• CC (Cash Credit) is a type of loan where the borrower can withdraw funds up to a certain li...read more
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Q3. Please tell me about your family members
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I come from a close-knit family of five, including my parents, older sister, and younger brother.
• Parents are both retired and enjoy traveling

• Older sister is a lawyer and lives in a different city

• Younger brother is studying engineering at university
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