IDIgitalPreneur Business Correspondent Interview Questions and Answers

Q1. What is your work experience?
Ans. 
I have 5 years of experience working as a Relationship Manager in the banking industry.
• Managed a portfolio of high net-worth clients

• Developed and maintained relationships with clients to understand their financial needs

• Provided personalized financial solutions and advice to clients

• Collaborated with internal teams to ensure seamless delivery of services

• Achieved sales targets and contributed to the overall growth of the
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Q2. Please tell me about work of business loan, Secured, unsecured, CC, OD, working capital, LAP.
Ans. 
Business loans can be secured or unsecured, with options like CC, OD, working capital, and LAP available for businesses.
• Business loans can be secured by collateral such as property or equipment, providing a lower interest rate.

• Unsecured loans do not require collateral but may have higher interest rates to compensate for the risk.

• CC (Cash Credit) is a type of loan where the borrower can withdraw funds up to a certain li...read more
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Q3. Please tell me about your family members
Ans. 
I come from a close-knit family of five, including my parents, older sister, and younger brother.
• Parents are both retired and enjoy traveling

• Older sister is a lawyer and lives in a different city

• Younger brother is studying engineering at university
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Each test carry 30 questions totally 60 question are attended to finish the test

Q1. The manager asked questions and get the answers
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Q2. Why did you choose this job About yourself
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Q1. There was no questions are asked
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Q2. No questions are asked by anyone
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Q1. Tell me something about yourself
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Q2. What is your strength
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General knowledge, Maths, Resuning

Q1. Tell me about yourself?
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Q2. Why you want work at this company?
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Q3. Why do you want this job?
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Q1. Tell me about yourself in short 3-4 sentences Walk me through your work exp
Ans. 
I am an experienced relationship manager with a proven track record of building and maintaining strong client relationships.
• I have worked in the banking industry for over 10 years, with a focus on relationship management.

• In my previous role, I managed a portfolio of high net worth clients, providing them with personalized financial solutions and advice.

• I am skilled in identifying and understanding client needs, and dev...read more
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Q2. Your total years of experience job role and willingness for relocation
Ans. 
I have X years of experience as a Senior Relationship Manager and I am willing to relocate for the right opportunity.
• I have X years of experience in managing client relationships and driving business growth.

• I have worked in various industries such as banking, finance, and consulting.

• I am open to relocation for the right opportunity and excited about exploring new markets and building new relationships.

• I am adaptable an...read more
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Q3. Current CTC and JD discussion.
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Q1. Interview with Manager who ask to walk me through my cv and share about your experience. How did you check health usage of customer | Which types of client you handled | Why Telco | Ask question about JD ...read more
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Q1. With one more manager to check compatibility with culture and discuss roles and responsibility. If everything works well then they ask you to create a jio profile and you have to give one test and proceed...read more
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Q1. Tell me about yourself
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Q2. What do you know about icici bank
Ans. 
ICICI Bank is one of the largest private sector banks in India offering a wide range of financial products and services.
• ICICI Bank was established in 1994 and is headquartered in Mumbai, India.

• It offers services such as retail banking, corporate banking, and investment banking.

• ICICI Bank has a presence in over 17 countries worldwide.

• It is known for its innovative digital banking solutions and customer-centric approach.

• ...read more
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Q3. What is banking
Ans. 
Banking is a financial service industry that deals with managing money, providing loans, and facilitating transactions.
• Banking involves accepting deposits from customers and lending money to individuals and businesses.

• Banks provide various financial services such as savings accounts, checking accounts, loans, and credit cards.

• They also offer investment products like mutual funds, stocks, and bonds.

• Banking institutions ...read more
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Q4. Why you choose icici ?
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Q5. Where do you want to see yourself in next 5 years
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Q1. General questions about experience
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Q2. Senior Management interview
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Q1. Tell me about yourself
Ans. 
Experienced Relationship Manager with a background in finance and a passion for helping clients achieve their financial goals.
• Over 5 years of experience in the finance industry

• Strong communication and interpersonal skills

• Proven track record of building and maintaining client relationships

• Expertise in financial planning and investment strategies

• Passionate about helping clients achieve their financial goals
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Q2. Family background
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Q3. Education background
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Q4. Working experience related questions
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Q1. Why you want to join ICICI bank
Ans. 
I want to join ICICI bank because of its strong reputation, growth opportunities, and focus on customer satisfaction.
• ICICI bank has a strong reputation in the banking industry

• I am impressed by the growth opportunities available at ICICI bank

• ICICI bank has a strong focus on customer satisfaction, which aligns with my values

• I believe that working at ICICI bank will provide me with valuable experience and skills
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Q2. Experience related questions
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