ICRA Analytics Financial Analyst Interview Questions and Answers

Q1. What is current ratio
Ans. 
Current ratio is a financial ratio that measures a company's ability to pay its short-term obligations.
• Current ratio is calculated by dividing current assets by current liabilities.

• It is used to evaluate a company's liquidity and short-term financial health.

• A ratio of 1 or higher is generally considered good, indicating that the company can meet its short-term obligations.

• However, a very high current ratio may indicate...read more
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Q2. Ratio of current assets and liabilities
Ans. 
The ratio of current assets and liabilities is a measure of a company's ability to pay off its short-term debts.
• Current ratio = current assets / current liabilities

• A ratio of 2:1 or higher is considered healthy

• Low ratio may indicate liquidity issues

• Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2:1
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Q1. Question about Greeks, Valuation and fundamental analysis of Banks
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Q1. Intro about ratings
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Q2. Intro with CBO, basic questing regarding the company
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Ratios, quantitative aptitude, GK

Q1. Ratios, important ratios to consider before giving a loan.
Ans. 
Key ratios to consider before giving a loan include debt-to-income ratio, loan-to-value ratio, and credit score.
• Debt-to-Income Ratio: This ratio compares a borrower's monthly debt payments to their gross monthly income. A lower ratio indicates a borrower is less risky.

• Loan-to-Value Ratio: This ratio compares the loan amount to the appraised value of the collateral. A lower ratio indicates a lower risk for the lender.

• Cr...read more
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Q1. Ratios, Ind as 115, 113, 116, dcf valuation, analtical questions
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Q1. Economics, financial management related questions
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Q1. Basic questions family background
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