Home Credit Finance Business Consultant Interview Questions and Answers

Q1. What is a lap lone Property again lone
Ans. 
A lap loan is a type of loan that is secured by the borrower's personal property.
• A lap loan is a form of secured loan where the borrower offers personal property as collateral.

• The lender can seize the collateral if the borrower fails to repay the loan.

• Common examples of lap loans include pawn shop loans and title loans.
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Q2. What was your income?
Ans. 
My income was competitive and reflective of my experience and skills.
• My income was based on my previous work experience and the responsibilities of the role.

• I received bonuses based on meeting sales targets.

• I negotiated a salary increase after successfully completing a major project.

• I regularly reviewed my income to ensure it was in line with industry standards.
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Q1. Privious company details
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Q2. Sales Products Marketing
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Q1. Employees report
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Q2. Employee attrition
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Q1. Reference collect
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Q2. Marketing sales
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Q1. Customer service
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Q2. Bussiness grorwth
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Q1. Explain the product which you have builded
Ans. 
I have built a data analytics platform for retail companies to optimize their inventory management.
• Developed user-friendly interface for easy data input and visualization

• Implemented algorithms to predict demand and suggest optimal inventory levels

• Integrated with existing ERP systems for seamless data flow

• Generated detailed reports and insights for decision-making

• Example: Increased inventory turnover by 20% for a client
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Q1. Family background
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Q2. Previous job work experience
Ans. 
I have 5 years of experience working as a marketing manager for a tech company.
• Managed a team of 10 marketing professionals

• Developed and implemented successful marketing campaigns

• Analyzed market trends and competitor strategies

• Collaborated with sales and product teams to drive revenue growth
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Q1. Tell me about yourself. ... Why do you want to work for us? ... Give an example of where you've been able to use your leadership skills. ... What are your strengths and weaknesses? ... Where do you see you...read more
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Q2. Tell me about yourself. ... Why do you want to work for us? ... Give an example of where you've been able to use your leadership skills. ... What are your strengths and weaknesses? .. What is your greatest...read more
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Q3. Tell me about yourself. ... Why do you want to work for us? ... Give an example of where you've been able to use your leadership skills. ... What are your strengths and weaknesses? ... Where do you see you...read more
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Volume of disbursement
Numbers of team handling
Area of yours territory
How long experience in same vertical

My father name shree Dev singh

Q1. My self tushar singh
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Q2. My father name is shree dev
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Q3. My mother name usha devi
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Q4. I am from uttar Pradesh
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Q5. My city name budaun 243601
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Business Related software Related

Q1. Company Related
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Q2. Policy Related Leave policy
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Q1. Software Related
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Q2. SFDC Related software Related
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Q1. What is refinance
Ans. 
Refinance is the process of replacing an existing loan with a new loan, typically to take advantage of better terms or lower interest rates.
• Refinance involves paying off an existing loan with the proceeds from a new loan

• It is often done to secure a lower interest rate, reduce monthly payments, or change the loan term

• Homeowners commonly refinance their mortgages to take advantage of lower interest rates
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