HDFC Life
iEnergizer Interview Questions and Answers
Q1. Explain life insurance need, benefits and types
Life insurance provides financial security to the family in case of the policyholder's death.
Life insurance provides a lump sum amount to the nominee in case of the policyholder's death.
It helps in providing financial security to the family and dependents.
There are two types of life insurance - term insurance and whole life insurance.
Term insurance provides coverage for a specific period of time while whole life insurance provides coverage for the entire life of the policyhol...read more
Q2. What is life and general insurance
Life and general insurance refers to the coverage provided for individuals and businesses against financial losses due to various risks.
Life insurance provides financial protection to the insured's family or beneficiaries in the event of their death.
General insurance covers a wide range of non-life risks such as property damage, liability, and health.
Life insurance policies can include term life, whole life, or universal life insurance.
General insurance policies include auto ...read more
Q3. What about future ?
In the future, I see myself leading a highly successful sales team, driving revenue growth, and implementing innovative strategies to stay ahead of the competition.
I envision myself taking on more responsibilities and managing a larger team
I plan to continuously learn and adapt to new sales techniques and technologies
I aim to build strong relationships with clients and exceed their expectations
I will stay updated on industry trends and market changes to identify new opportuni...read more
Q4. How will you sell insurance?
I will sell insurance by understanding the customer's needs, building trust, and offering tailored solutions.
Understand the customer's needs and concerns
Build trust by being transparent and knowledgeable
Offer tailored insurance solutions based on the customer's specific requirements
Provide excellent customer service and support throughout the process
Q5. What is insurance?
Insurance is a financial product that provides protection against specific risks in exchange for payment of a premium.
Insurance is a contract between an individual or organization (the insured) and an insurance company (the insurer).
The insured pays a premium to the insurer in exchange for coverage against specific risks, such as property damage, liability, or loss of income.
In the event of a covered loss, the insurer compensates the insured according to the terms of the poli...read more
Q6. Current company name
ABC Company
ABC Company is a leading provider of software solutions in the sales industry
Known for their innovative products and excellent customer service
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