Guardian India Engineer Trainee Interview Questions and Answers

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Here company ask about aptitude, insurance question, reasoning

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Q1. Ask about basic hr questions
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Q2. Based my experience
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Q1. Tel me about your self ?
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Q1. Which will give higher returns? Annuity at year start or year end?
Ans. 
Annuity at year start generally gives higher returns due to longer investment period and compounding interest.
• Annuity at year start gives higher returns due to longer investment period for compounding interest

• Investing at year start allows for more time for the investment to grow

• Annuity at year end may result in lower returns as the investment period is shorter
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Q2. What is reserving in insurance and what methods are used in it?
Ans. 
Reserving in insurance is the process of estimating future claims and setting aside funds to cover them.
• Reserving involves predicting the amount of money that will be needed to pay for future claims.

• Methods used in reserving include the chain-ladder method, Bornhuetter-Ferguson method, and loss ratio method.

• The chain-ladder method extrapolates past claims development patterns into the future.

• The Bornhuetter-Ferguson me...read more
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Q1. Self introduction
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Q2. Simple about your qualifications experience and family background and some knowledge about insurance
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Q1. Tell me about yourself
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This is only for freshers

Q1. Tell me about yourself
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Q2. Why do you wanna join this company?
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Q3. Basic of reinsurance
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Q4. Who is your role model?
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Q5. Where do you see yourself in 5 years?
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Q6. Are you happy with salary and working hours?
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Q1. All the questions revolve around knowing you as a person
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Basic Aptitude test, just have a good speed and you will be able to do all of the questions.

Anyone who was able to share their views was selected.

Q1. Was asked to design an algorithm to split a text description into words and characters
Ans. Compare each character and look for spaces
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Q2. Asked to build a star pattern
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Q1. Tell me about yourself
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Q2. Why fo you want to join Tata AIG?
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